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First Citizens BancShares, Inc.NasdaqGS:FCNC.P Stock Report

Market Cap US$25.1b
Share Price
n/a
1Y-7.0%
7D-1.2%
1D0%
Portfolio Value
View

First Citizens BancShares, Inc.

NasdaqGS:FCNC.P Stock Report

Market Cap: US$25.1b

First Citizens BancShares (FCNC.P) Stock Overview

Operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. More details

FCNC.P fundamental analysis
Snowflake Score
Valuation5/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends0/6

Rewards

Risk Analysis

No risks detected for FCNC.P from our risk checks.

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First Citizens BancShares, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for First Citizens BancShares
Historical stock prices
Current Share PriceUS$20.03
52 Week HighUS$22.93
52 Week LowUS$19.67
Beta0.60
1 Month Change-0.99%
3 Month Change-5.70%
1 Year Change-7.70%
3 Year Change1.26%
5 Year Change-27.66%
Change since IPO-14.95%

Recent News & Updates

Recent updates

Shareholder Returns

FCNC.PUS BanksUS Market
7D-0.9%1.3%3.5%
1Y-7.7%29.4%20.5%

Return vs Industry: FCNC.P underperformed the US Banks industry which returned 29.4% over the past year.

Return vs Market: FCNC.P underperformed the US Market which returned 20.5% over the past year.

Price Volatility

Is FCNC.P's price volatile compared to industry and market?
FCNC.P volatility
FCNC.P Average Weekly Movement1.4%
Banks Industry Average Movement3.3%
Market Average Movement7.3%
10% most volatile stocks in US Market16.1%
10% least volatile stocks in US Market3.1%

Stable Share Price: FCNC.P has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FCNC.P's weekly volatility (1%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
189818,009Frank Holdingwww.firstcitizens.com

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through the General Bank, Commercial Bank, and Rail segments. The General Bank segment offers deposit products, including checking, savings, money market, and time deposit accounts; conforming and jumbo residential mortgage, and business and commercial loans; brokerage, investment advisory, private stock loans, other secured and unsecured lending products, and vineyard development loans; planning-based financial strategies, family office, financial planning, tax planning, and trust services; and payment and treasury services.

First Citizens BancShares, Inc. Fundamentals Summary

How do First Citizens BancShares's earnings and revenue compare to its market cap?
FCNC.P fundamental statistics
Market capUS$25.10b
Earnings (TTM)US$2.27b
Revenue (TTM)US$9.33b
11.1x
P/E Ratio
1.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FCNC.P income statement (TTM)
RevenueUS$9.33b
Cost of RevenueUS$0
Gross ProfitUS$9.33b
Other ExpensesUS$7.06b
EarningsUS$2.27b

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

n/a

Earnings per share (EPS)199.11
Gross Margin100.00%
Net Profit Margin24.30%
Debt/Equity Ratio153.1%

How did FCNC.P perform over the long term?

See historical performance and comparison

Dividends

0.4%
Current Dividend Yield
4%
Payout Ratio

Does FCNC.P pay a reliable dividends?

See FCNC.P dividend history and benchmarks
When do you need to buy FCNC.P by to receive an upcoming dividend?
First Citizens BancShares dividend dates
Ex Dividend DateAug 31 2026
Dividend Pay DateSep 15 2026
Days until Ex dividend23 days
Days until Dividend pay date38 days

Does FCNC.P pay a reliable dividends?

See FCNC.P dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/08/07 03:32
End of Day Share Price 2026/08/07 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

First Citizens BancShares, Inc. is covered by 15 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jason GoldbergBarclays
Christopher MarinacBrean Capital Historical (Janney Montgomery)
Benjamin GerlingerCitigroup Inc