Community West Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Community West Bancshares has total assets of $3.5B and total equity of $363.5M. Total deposits are $2.9B, and total loans are $2.3B. It earns a Net Interest Margin of 3.6%. It has sufficient allowance for bad loans, which are currently at 0.1% of total loans. Cash and short-term investments are $149.0M.
Key information
9.7x
Asset to equity ratio
3.6%
Net interest margin
| Total deposits | US$2.92b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$149.01m |
Recent financial health updates
No updates
Recent updates
Community West Bancshares (NASDAQ:CWBC) Will Pay A Dividend Of $0.12
Nov 03
Earnings Miss: Community West Bancshares Missed EPS By 46% And Analysts Are Revising Their Forecasts
Oct 27Community West Bancshares (NASDAQ:CWBC) Will Pay A Dividend Of $0.12
Jul 30Some Community West Bancshares (NASDAQ:CWBC) Analysts Just Made A Major Cut To Next Year's Estimates
Jul 29Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CWBC's Assets to Equity ratio (9.7x) is low.
Allowance for Bad Loans: CWBC has a sufficient allowance for bad loans (766%).
Low Risk Liabilities: 92% of CWBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: CWBC has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: CWBC's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: CWBC has an appropriate level of bad loans (0.1%).