Columbia Banking System Balance Sheet Health
Financial Health criteria checks 6/6
Columbia Banking System has total assets of $51.9B and total equity of $5.3B. Total deposits are $41.5B, and total loans are $37.1B. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $2.2B.
Key information
9.8x
Asset to equity ratio
3.9%
Net interest margin
| Total deposits | US$41.51b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$2.19b |
Recent financial health updates
Recent updates
Columbia Banking: A 6% Yield Opportunity With Regional Brand Strength In Pacific Northwest (Downgrade)
Sep 13Columbia Banking System (NASDAQ:COLB) Has Announced A Dividend Of $0.36
Aug 16
Columbia Banking System Is Getting Awfully Pricey
Jan 22Umpqua Holdings declares $0.21 dividend
Oct 03Umpqua Marking Time Ahead Of A Major Merger
Aug 23Umpqua Holdings GAAP EPS of $0.36 misses by $0.03, revenue of $303.41M beats by $5.05M
Jul 20Umpqua In Good Shape Long Term, But The Pending MOE Will Test Investor Patience
Feb 10Umpqua Powers Through Short-Term Mortgage Banking Pressures
Aug 06Umpqua Holdings declares $0.21 dividend
May 05Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: COLB's Assets to Equity ratio (9.8x) is low.
Allowance for Bad Loans: COLB has a sufficient allowance for bad loans (254%).
Low Risk Liabilities: 89% of COLB's liabilities are made up of primarily low risk sources of funding.
Loan Level: COLB has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: COLB's Loans to Deposits ratio (89%) is appropriate.
Level of Bad Loans: COLB has an appropriate level of bad loans (0.4%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 03:01 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Columbia Banking System, Inc. is covered by 25 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Matthew Keating | Barclays |
| Jared Shaw | Barclays |
| Joseph Gladue | B. Riley Securities, Inc. |