Columbia Banking System Balance Sheet Health
Financial Health criteria checks 6/6
Columbia Banking System has total assets of $51.9B and total equity of $5.3B. Total deposits are $41.5B, and total loans are $37.1B. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $2.2B.
Key information
9.8x
Asset to equity ratio
3.9%
Net interest margin
| Total deposits | US$41.51b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$2.19b |
Recent financial health updates
Recent updates
Columbia Banking: A 6% Yield Opportunity With Regional Brand Strength In Pacific Northwest (Downgrade)
Sep 13Columbia Banking System (NASDAQ:COLB) Has Announced A Dividend Of $0.36
Aug 16
Columbia Banking System Is Getting Awfully Pricey
Jan 22Need To Know: Analysts Just Made A Substantial Cut To Their Umpqua Holdings Corporation (NASDAQ:UMPQ) Estimates
Oct 04Umpqua Holdings declares $0.21 dividend
Oct 03Umpqua Marking Time Ahead Of A Major Merger
Aug 23Umpqua Holdings GAAP EPS of $0.36 misses by $0.03, revenue of $303.41M beats by $5.05M
Jul 20Umpqua Holdings (NASDAQ:UMPQ) Will Pay A Dividend Of US$0.21
May 08Umpqua In Good Shape Long Term, But The Pending MOE Will Test Investor Patience
Feb 10Need To Know: Analysts Are Much More Bullish On Umpqua Holdings Corporation (NASDAQ:UMPQ) Revenues
Jan 24Umpqua Holdings Corporation (NASDAQ:UMPQ) Just Reported Annual Earnings: Have Analysts Changed Their Mind On The Stock?
Jan 23Umpqua Powers Through Short-Term Mortgage Banking Pressures
Aug 06Umpqua Holdings declares $0.21 dividend
May 05Here's Why It's Unlikely That Umpqua Holdings Corporation's (NASDAQ:UMPQ) CEO Will See A Pay Rise This Year
Apr 15Should You Buy Umpqua Holdings Corporation (NASDAQ:UMPQ) For Its 4.8% Dividend?
Apr 01Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: COLB's Assets to Equity ratio (9.8x) is low.
Allowance for Bad Loans: COLB has a sufficient allowance for bad loans (254%).
Low Risk Liabilities: 89% of COLB's liabilities are made up of primarily low risk sources of funding.
Loan Level: COLB has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: COLB's Loans to Deposits ratio (89%) is appropriate.
Level of Bad Loans: COLB has an appropriate level of bad loans (0.4%).