CIZN Stock Overview
Operates as the bank holding company for The Citizens Bank of Philadelphia that provides various banking products and services. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 4/6 |
| Dividends | 1/6 |
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Citizens Holding Company Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$8.50 |
| 52 Week High | US$11.00 |
| 52 Week Low | US$7.00 |
| Beta | 0.0099 |
| 1 Month Change | 8.70% |
| 3 Month Change | -12.82% |
| 1 Year Change | 8.28% |
| 3 Year Change | -52.93% |
| 5 Year Change | -58.96% |
| Change since IPO | -48.87% |
Recent News & Updates
Recent updates
Citizens Holding (NASDAQ:CIZN) Will Pay A Smaller Dividend Than Last Year
Jun 08
Citizens Holding (NASDAQ:CIZN) Is Paying Out A Dividend Of $0.24
Mar 10Citizens Holding declares $0.24 dividend
Aug 25Citizens Holding GAAP EPS of $0.45, revenue of $11.53M
Jul 26Citizens Holding (NASDAQ:CIZN) Has Re-Affirmed Its Dividend Of US$0.24
Dec 05Citizens Holding (NASDAQ:CIZN) Has Affirmed Its Dividend Of US$0.24
Jun 14We think Citizens Holding Company's (NASDAQ:CIZN) CEO May Struggle To See Much Of A Pay Rise This Year
Apr 21Do Citizens Holding's (NASDAQ:CIZN) Earnings Warrant Your Attention?
Apr 18Don't Buy Citizens Holding Company (NASDAQ:CIZN) For Its Next Dividend Without Doing These Checks
Mar 11Should Citizens Holding Company (NASDAQ:CIZN) Be Part Of Your Dividend Portfolio?
Feb 01
We Wouldn't Be Too Quick To Buy Citizens Holding Company (NASDAQ:CIZN) Before It Goes Ex-Dividend
Dec 11Citizens Holding's (NASDAQ:CIZN) Stock Price Has Reduced 15% In The Past Three Years
Nov 24Shareholder Returns
| CIZN | US Banks | US Market | |
|---|---|---|---|
| 7D | -1.7% | 2.2% | 1.2% |
| 1Y | 8.3% | 14.7% | 7.7% |
Return vs Industry: CIZN underperformed the US Banks industry which returned 15.8% over the past year.
Return vs Market: CIZN exceeded the US Market which returned 7.2% over the past year.
Price Volatility
| CIZN volatility | |
|---|---|
| CIZN Average Weekly Movement | 5.9% |
| Banks Industry Average Movement | 4.7% |
| Market Average Movement | 7.9% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 4.1% |
Stable Share Price: CIZN has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: CIZN's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1908 | 246 | Stacy Brantley | www.thecitizensbankphila.com |
Citizens Holding Company operates as the bank holding company for The Citizens Bank of Philadelphia that provides various banking products and services. It offers short-term and long-term demand, insured cash sweep, time, and non-interest-bearing deposits; health savings, individual retirement, business and personal savings and checking, and NOW and money market accounts; and long-term certificates of deposits, as well as mobile and remote deposits. The company also provides real estate land development and construction, farmland, 1-4 family mortgage, and commercial real estate loans; and business loans, including commercial and industrial, working capital, machinery and equipment, inventory, business acquisition, agricultural, municipal, commercial building, multi-family apartment, land development, and construction loans, as well as consumer and personal loans.
Citizens Holding Company Fundamentals Summary
| CIZN fundamental statistics | |
|---|---|
| Market cap | US$47.80m |
| Earnings (TTM) | US$4.47m |
| Revenue (TTM) | US$44.53m |
10.7x
P/E Ratio1.0x
P/B RatioIs CIZN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CIZN income statement (TTM) | |
|---|---|
| Revenue | US$44.53m |
| Cost of Revenue | US$0 |
| Gross Profit | US$44.53m |
| Other Expenses | US$40.06m |
| Earnings | US$4.47m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.80 |
| Gross Margin | 100.00% |
| Net Profit Margin | 10.04% |
| Debt/Equity Ratio | 698.0% |
How did CIZN perform over the long term?
See historical performance and comparisonDividends
0.9%
Current Dividend Yield63%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/07 01:33 |
| End of Day Share Price | 2025/05/07 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Citizens Holding Company is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher McGratty | Keefe, Bruyette, & Woods |
| Catherine Summerson Mealor | Keefe, Bruyette, & Woods |