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Citizens Holding OTCPK:CIZN Stock Report

Last Price

US$7.85

Market Cap

US$44.1m

7D

0.2%

1Y

-37.1%

Updated

24 Apr, 2024

Data

Company Financials

Citizens Holding Company

OTCPK:CIZN Stock Report

Market Cap: US$44.1m

CIZN Stock Overview

Citizens Holding Company operates as the bank holding company for The Citizens Bank of Philadelphia that provides various commercial and personal banking products and services.

CIZN fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance1/6
Financial Health5/6
Dividends2/6

Citizens Holding Company Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Citizens Holding
Historical stock prices
Current Share PriceUS$7.85
52 Week HighUS$12.87
52 Week LowUS$6.64
Beta0.023
1 Month Change1.92%
3 Month Change-0.29%
1 Year Change-37.12%
3 Year Change-58.61%
5 Year Change-63.58%
Change since IPO-52.80%

Recent News & Updates

Recent updates

Citizens Holding (NASDAQ:CIZN) Will Pay A Smaller Dividend Than Last Year

Jun 08
Citizens Holding (NASDAQ:CIZN) Will Pay A Smaller Dividend Than Last Year

Citizens Holding (NASDAQ:CIZN) Is Paying Out A Dividend Of $0.24

Mar 10
Citizens Holding (NASDAQ:CIZN) Is Paying Out A Dividend Of $0.24

Citizens Holding declares $0.24 dividend

Aug 25

Citizens Holding GAAP EPS of $0.45, revenue of $11.53M

Jul 26

Citizens Holding (NASDAQ:CIZN) Has Re-Affirmed Its Dividend Of US$0.24

Dec 05
Citizens Holding (NASDAQ:CIZN) Has Re-Affirmed Its Dividend Of US$0.24

Citizens Holding (NASDAQ:CIZN) Has Affirmed Its Dividend Of US$0.24

Jun 14
Citizens Holding (NASDAQ:CIZN) Has Affirmed Its Dividend Of US$0.24

We think Citizens Holding Company's (NASDAQ:CIZN) CEO May Struggle To See Much Of A Pay Rise This Year

Apr 21
We think Citizens Holding Company's (NASDAQ:CIZN) CEO May Struggle To See Much Of A Pay Rise This Year

Do Citizens Holding's (NASDAQ:CIZN) Earnings Warrant Your Attention?

Apr 18
Do Citizens Holding's (NASDAQ:CIZN) Earnings Warrant Your Attention?

Don't Buy Citizens Holding Company (NASDAQ:CIZN) For Its Next Dividend Without Doing These Checks

Mar 11
Don't Buy Citizens Holding Company (NASDAQ:CIZN) For Its Next Dividend Without Doing These Checks

Should Citizens Holding Company (NASDAQ:CIZN) Be Part Of Your Dividend Portfolio?

Feb 01
Should Citizens Holding Company (NASDAQ:CIZN) Be Part Of Your Dividend Portfolio?

We Wouldn't Be Too Quick To Buy Citizens Holding Company (NASDAQ:CIZN) Before It Goes Ex-Dividend

Dec 11
We Wouldn't Be Too Quick To Buy Citizens Holding Company (NASDAQ:CIZN) Before It Goes Ex-Dividend

Citizens Holding declares $0.24 dividend

Nov 28

Citizens Holding's (NASDAQ:CIZN) Stock Price Has Reduced 15% In The Past Three Years

Nov 24
Citizens Holding's (NASDAQ:CIZN) Stock Price Has Reduced 15% In The Past Three Years

Shareholder Returns

CIZNUS BanksUS Market
7D0.2%6.5%1.2%
1Y-37.1%34.0%24.7%

Return vs Industry: CIZN underperformed the US Banks industry which returned 34% over the past year.

Return vs Market: CIZN underperformed the US Market which returned 24.7% over the past year.

Price Volatility

Is CIZN's price volatile compared to industry and market?
CIZN volatility
CIZN Average Weekly Movement2.3%
Banks Industry Average Movement4.5%
Market Average Movement6.0%
10% most volatile stocks in US Market16.6%
10% least volatile stocks in US Market3.0%

Stable Share Price: CIZN has not had significant price volatility in the past 3 months.

Volatility Over Time: CIZN's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1908246Stacy Brantleywww.thecitizensbankphila.com

Citizens Holding Company operates as the bank holding company for The Citizens Bank of Philadelphia that provides various commercial and personal banking products and services. It offers demand deposits; and savings and time deposit accounts. The company also provides secured and unsecured loans; mortgage loans; single and multi-family housing, farm, residential and commercial construction, and commercial real estate loans; commercial, industrial, and agricultural production loans; and consumer loans, as well as issues letters of credit.

Citizens Holding Company Fundamentals Summary

How do Citizens Holding's earnings and revenue compare to its market cap?
CIZN fundamental statistics
Market capUS$44.13m
Earnings (TTM)US$3.58m
Revenue (TTM)US$41.36m

12.3x

P/E Ratio

1.0x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CIZN income statement (TTM)
RevenueUS$41.36m
Cost of RevenueUS$0
Gross ProfitUS$41.36m
Other ExpensesUS$37.78m
EarningsUS$3.58m

Last Reported Earnings

Mar 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.64
Gross Margin100.00%
Net Profit Margin8.66%
Debt/Equity Ratio418.6%

How did CIZN perform over the long term?

See historical performance and comparison

Dividends

8.2%

Current Dividend Yield

100%

Payout Ratio
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