Cambridge Bancorp Past Earnings Performance
Past criteria checks 2/6
Cambridge Bancorp has been growing earnings at an average annual rate of 12.6%, while the Banks industry saw earnings growing at 10.1% annually. Revenues have been growing at an average rate of 11.1% per year. Cambridge Bancorp's return on equity is 5.3%, and it has net margins of 18.5%.
Key information
12.6%
Earnings growth rate
1.9%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 11.1% |
| Return on equity | 5.3% |
| Net Margin | 18.5% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
Cause For Concern? One Analyst Thinks Cambridge Bancorp's (NASDAQ:CATC) Revenues Are Under Threat
Apr 24
Cambridge Bancorp's (NASDAQ:CATC) Upcoming Dividend Will Be Larger Than Last Year's
Apr 28Cambridge Bancorp's (NASDAQ:CATC) Dividend Will Be Increased To $0.67
Jan 28Cambridge Bancorp declares $0.64 dividend
Oct 18Cambridge Trust announces $12M financing facility to hydroponic farming firm
Jul 26Cambridge Bancorp declares $0.64 dividend
Jul 19Is Now The Time To Put Cambridge Bancorp (NASDAQ:CATC) On Your Watchlist?
Apr 22Cambridge Bancorp's (NASDAQ:CATC) Dividend Will Be Increased To US$0.64
Jan 28Cambridge Bancorp (NASDAQ:CATC) Will Pay A Larger Dividend Than Last Year At US$0.61
Oct 22Cambridge Bancorp's (NASDAQ:CATC) Dividend Will Be Increased To US$0.61
Jul 23Increases to CEO Compensation Might Be Put On Hold For Now at Cambridge Bancorp (NASDAQ:CATC)
May 11With EPS Growth And More, Cambridge Bancorp (NASDAQ:CATC) Is Interesting
Apr 29Revenue & Expenses BreakdownBeta
How Cambridge Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 154 | 29 | 98 | 0 |
| 31 Dec 23 | 162 | 34 | 100 | 0 |
| 30 Sep 23 | 171 | 37 | 104 | 0 |
| 30 Jun 23 | 178 | 45 | 104 | 0 |
| 31 Mar 23 | 184 | 52 | 104 | 0 |
| 31 Dec 22 | 182 | 53 | 102 | 0 |
| 30 Sep 22 | 179 | 55 | 99 | 0 |
| 30 Jun 22 | 176 | 53 | 97 | 0 |
| 31 Mar 22 | 175 | 54 | 97 | 0 |
| 31 Dec 21 | 174 | 54 | 96 | 0 |
| 30 Sep 21 | 175 | 54 | 96 | 0 |
| 30 Jun 21 | 176 | 54 | 95 | 0 |
| 31 Mar 21 | 155 | 38 | 90 | 0 |
| 31 Dec 20 | 141 | 32 | 86 | 0 |
| 30 Sep 20 | 128 | 26 | 81 | 0 |
| 30 Jun 20 | 113 | 20 | 76 | 0 |
| 31 Mar 20 | 117 | 26 | 73 | 0 |
| 31 Dec 19 | 112 | 25 | 70 | 0 |
| 30 Sep 19 | 105 | 23 | 66 | 0 |
| 30 Jun 19 | 100 | 22 | 63 | 0 |
| 31 Mar 19 | 96 | 24 | 62 | 0 |
| 31 Dec 18 | 95 | 24 | 61 | 0 |
| 30 Sep 18 | 94 | 19 | 59 | 0 |
| 30 Jun 18 | 91 | 18 | 58 | 0 |
| 31 Mar 18 | 89 | 16 | 57 | 0 |
| 31 Dec 17 | 87 | 15 | 56 | 0 |
| 30 Sep 17 | 87 | 18 | 55 | 0 |
| 30 Jun 17 | 85 | 18 | 55 | 0 |
| 31 Mar 17 | 84 | 17 | 54 | 0 |
| 31 Dec 16 | 82 | 17 | 53 | 0 |
| 30 Sep 16 | 81 | 16 | 52 | 0 |
| 30 Jun 16 | 79 | 16 | 51 | 0 |
| 31 Mar 16 | 78 | 16 | 50 | 0 |
| 31 Dec 15 | 76 | 16 | 49 | 0 |
| 30 Sep 15 | 75 | 16 | 47 | 0 |
| 30 Jun 15 | 73 | 15 | 46 | 0 |
| 31 Mar 15 | 72 | 15 | 46 | 0 |
| 31 Dec 14 | 71 | 15 | 45 | 0 |
| 30 Sep 14 | 71 | 15 | 45 | 0 |
| 30 Jun 14 | 69 | 14 | 44 | 0 |
| 31 Mar 14 | 68 | 14 | 43 | 0 |
| 31 Dec 13 | 67 | 14 | 43 | 0 |
| 30 Sep 13 | 67 | 14 | 43 | 0 |
| 30 Jun 13 | 66 | 13 | 43 | 0 |
Quality Earnings: CATC has high quality earnings.
Growing Profit Margin: CATC's current net profit margins (18.5%) are lower than last year (28.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CATC's earnings have grown by 12.6% per year over the past 5 years.
Accelerating Growth: CATC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CATC had negative earnings growth (-44.8%) over the past year, making it difficult to compare to the Banks industry average (-10.2%).
Return on Equity
High ROE: CATC's Return on Equity (5.3%) is considered low.