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Cambridge Bancorp Balance Sheet Health

Financial Health criteria checks 6/6

Cambridge Bancorp has total assets of $5.4B and total equity of $535.6M. Total deposits are $4.2B, and total loans are $4.0B. It earns a Net Interest Margin of 2.3%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $79.9M.

Key information

10x

Asset to equity ratio

2.3%

Net interest margin

Total deposits	US$4.19b
Loan to deposit ratio	Appropriate
Bad loans	0.4%
Allowance for bad loans	Sufficient
Current ratio	Low
Cash & equivalents	US$79.88m

Recent financial health updates

Recent updates

Cause For Concern? One Analyst Thinks Cambridge Bancorp's (NASDAQ:CATC) Revenues Are Under Threat

Apr 24

Cambridge Bancorp's (NASDAQ:CATC) Upcoming Dividend Will Be Larger Than Last Year's

Apr 28

Cambridge Bancorp (NASDAQ:CATC) Will Pay A Larger Dividend Than Last Year At US$0.61

Oct 22

Cambridge Bancorp's (NASDAQ:CATC) Dividend Will Be Increased To US$0.61

Jul 23

Increases to CEO Compensation Might Be Put On Hold For Now at Cambridge Bancorp (NASDAQ:CATC)

May 11

With EPS Growth And More, Cambridge Bancorp (NASDAQ:CATC) Is Interesting

Apr 29

Financial Position Analysis

Debt to Equity History and Analysis

Balance Sheet

Financial Institutions Analysis

Asset Level: CATC's Assets to Equity ratio (10x) is moderate.

Allowance for Bad Loans: CATC has a sufficient allowance for bad loans (229%).

Low Risk Liabilities: 87% of CATC's liabilities are made up of primarily low risk sources of funding.

Loan Level: CATC has an appropriate level of Loans to Assets ratio (74%).

Low Risk Deposits: CATC's Loans to Deposits ratio (95%) is appropriate.

Level of Bad Loans: CATC has an appropriate level of bad loans (0.4%).

This company has been acquired

Cambridge Bancorp Balance Sheet Health

Financial Health criteria checks 6/6

Key information

Recent financial health updates

Cambridge Intends to File A Certificate on Form 15 Requesting the Deregistration of Common Stock

Recent updates

Cambridge Intends to File A Certificate on Form 15 Requesting the Deregistration of Common Stock

Consensus revenue estimates fall by 21%

Cause For Concern? One Analyst Thinks Cambridge Bancorp's (NASDAQ:CATC) Revenues Are Under Threat

New minor risk - Profit margin trend

Cambridge Bancorp Announces Net Loan Charge-Offs for the Three Months Ended March 31, 2024

Cambridge Bancorp to Report Q1, 2024 Results on Apr 23, 2024

Senior VP & Director of Human Resources notifies of intention to sell stock

Independent Director recently sold US$241k worth of stock

Full year 2023 earnings: EPS and revenues exceed analyst expectations

Consensus EPS estimates increase by 17%, revenue downgraded

Fourth quarter dividend of US$0.67 announced

Full year 2023 earnings: EPS and revenues exceed analyst expectations

Cambridge Bancorp Declares Quarterly Dividend, Payable on February 22, 2024

Price target increased by 8.1% to US$75.42

Cambridge Bancorp to Report Q4, 2023 Results on Jan 30, 2024

Upcoming dividend of US$0.67 per share at 4.8% yield

Third quarter 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

Cambridge Bancorp Declares Quarterly Cash Dividend, Payable on November 16, 2023

Now 21% undervalued

Cambridge Bancorp to Report Q3, 2023 Results on Oct 17, 2023

Price target increased by 14% to US$69.77

Eastern Bankshares, Inc. (NasdaqGS:EBC) entered into a definitive merger agreement to acquire Cambridge Bancorp (NasdaqCM:CATC) from shareholders for approximately $530 million.

Investor sentiment improves as stock rises 20%

Now 21% undervalued

Upcoming dividend of US$0.67 per share at 4.5% yield

Cambridge Bancorp Declares Quarterly Cash Dividend, Payable on August 17, 2023

New major risk - Revenue and earnings growth

Second quarter 2023 earnings released: EPS: US$0.91 (vs US$1.95 in 2Q 2022)

Cambridge Bancorp to Report Q2, 2023 Results on Jul 18, 2023

Now 22% undervalued after recent price drop

Cambridge Bancorp Resignation of Michael F. Carotenuto as Chief Financial Officer

Investor sentiment improves as stock rises 16%

First quarter 2023 earnings released: EPS: US$1.59 (vs US$1.91 in 1Q 2022)

Lead Independent Director recently bought US$52k worth of stock

Cambridge Bancorp's (NASDAQ:CATC) Upcoming Dividend Will Be Larger Than Last Year's

Investor sentiment deteriorates as stock falls 16%

Full year 2022 earnings: EPS exceeds analyst expectations

Investor sentiment deteriorates as stock falls 18%

Price target decreased by 7.8% to US$90.67

Executive Officer recently sold US$104k worth of stock

Upcoming dividend of US$0.67 per share at 3.4% yield

Consensus EPS estimates fall by 10%

Cambridge Bancorp's (NASDAQ:CATC) Dividend Will Be Increased To $0.67

Cambridge Bancorp Declares Quarterly Cash Dividend, Payable on February 23, 2023

Full year 2022 earnings: EPS exceeds analyst expectations

Cambridge Bancorp to Report Q4, 2022 Results on Jan 24, 2023

Cambridge Bancorp Announces Executive Changes

Insider recently sold US$103k worth of stock

Upcoming dividend of US$0.64 per share

Third quarter 2022 earnings: EPS exceeds analyst expectations

Cambridge Bancorp Declares Quarterly Dividend, Payable on November 17, 2022

Cambridge Bancorp declares $0.64 dividend

Cambridge Bancorp Announces Andy Zelleke to Join Its Board of Directors

Cambridge Bancorp Announces Executive Changes

Upcoming dividend of US$0.64 per share

Cambridge Trust announces $12M financing facility to hydroponic farming firm

Cambridge Bancorp Declares Quarterly Cash Dividend, Payable on August 18, 2022

Second quarter 2022 earnings: EPS exceeds analyst expectations

Cambridge Bancorp declares $0.64 dividend

Cambridge Bancorp Announces John Traynor as President of Cambridge Trust Wealth Management-Connecticut

Cambridge Bancorp to Report Q2, 2022 Results on Jul 19, 2022

Cambridge Bancorp and Cambridge Trust Company Appoint Jane C. Walsh to the Board of Directors

Now 20% undervalued after recent price drop

First quarter 2022 earnings: EPS exceeds analyst expectations

Upcoming dividend of US$0.64 per share

Is Now The Time To Put Cambridge Bancorp (NASDAQ:CATC) On Your Watchlist?

Cambridge Bancorp Declares Quarterly Cash Dividend, Payable on May 19, 2022

Cambridge Bancorp to Report Q1, 2022 Results on Apr 20, 2022

Now 20% undervalued after recent price drop

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Now 21% undervalued after recent price drop

Upcoming dividend of US$0.64 per share

Cambridge Bancorp's (NASDAQ:CATC) Dividend Will Be Increased To US$0.64