Pathward Financial (Nasdaq:CASH) - Stock Price, News & Analysis

CASH Stock Overview

Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States.

About the company

CASH fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	1/6
Past Performance	6/6
Financial Health	6/6
Dividends	0/6

Rewards

Trading at 60.1% below our estimate of its fair value

Revenue is forecast to grow 9.12% per year

Earnings grew by 33.3% over the past year

Trading at good value compared to peers and industry

Risk Analysis

Earnings are forecast to decline by an average of 0.5% per year for the next 3 years

Pathward Financial, Inc. Competitors

First Bancorp

NasdaqGS:FBNC

US$1.3b

First Commonwealth Financial

NYSE:FCF

US$1.3b

Nicolet Bankshares

NYSE:NIC

US$1.1b

National Bank Holdings

NYSE:NBHC

US$1.2b

Price History & Performance

Summary of all time highs, changes and price drops for Pathward Financial
Historical stock prices
Current Share Price	US$49.00
52 Week High	US$60.49
52 Week Low	US$39.90
Beta	0.67
1 Month Change	1.81%
3 Month Change	-4.61%
1 Year Change	17.51%
3 Year Change	8.65%
5 Year Change	115.38%
Change since IPO	1,489.19%

Pathward Financial: Bullish Stance Unchanged

Apr 08

We Ran A Stock Scan For Earnings Growth And Pathward Financial (NASDAQ:CASH) Passed With Ease

Mar 14

Recent updates

Pathward Financial: Bullish Stance Unchanged

Apr 08

We Ran A Stock Scan For Earnings Growth And Pathward Financial (NASDAQ:CASH) Passed With Ease

Mar 14

Here's Why We Think Pathward Financial (NASDAQ:CASH) Is Well Worth Watching

Oct 31

Pathward Financial, Inc. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

Jan 27

With EPS Growth And More, Pathward Financial (NASDAQ:CASH) Makes An Interesting Case

Jan 04

Here's Why I Think Meta Financial Group (NASDAQ:CASH) Might Deserve Your Attention Today

Mar 09

CASH Is Banking King

Mar 04

Do Meta Financial Group's (NASDAQ:CASH) Earnings Warrant Your Attention?

Dec 09

Options Insights: Unusual Activity In Meta Financial

Oct 04

Is Now The Time To Put Meta Financial Group (NASDAQ:CASH) On Your Watchlist?

Sep 10

Meta Financial Group, Inc. 2021 Q2 - Results - Earnings Call Presentation

Apr 30

Here's Why We Think Meta Financial Group (NASDAQ:CASH) Is Well Worth Watching

Mar 27

Should You Review Recent Insider Transactions At Meta Financial Group, Inc. (NASDAQ:CASH)?

Mar 01

Shareholder Returns

	CASH	US Banks	US Market
7D	-0.3%	-3.3%	-3.7%
1Y	17.5%	21.0%	20.2%

Return vs Industry: CASH underperformed the US Banks industry which returned 19.9% over the past year.

Return vs Market: CASH underperformed the US Market which returned 20.5% over the past year.

Price Volatility

Is CASH's price volatile compared to industry and market?
CASH volatility
CASH Average Weekly Movement	3.3%
Banks Industry Average Movement	4.5%
Market Average Movement	6.0%
10% most volatile stocks in US Market	16.6%
10% least volatile stocks in US Market	3.0%

Stable Share Price: CASH has not had significant price volatility in the past 3 months.

Volatility Over Time: CASH's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1954	1,199	Brett Pharr	www.pathwardfinancial.com

Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. The company operates through three segments: Consumer, Commercial, and Corporate Services/Other. It offers demand deposit accounts, savings accounts, and money market savings accounts.

Pathward Financial, Inc. Fundamentals Summary

How do Pathward Financial's earnings and revenue compare to its market cap?
CASH fundamental statistics
Market cap	US$1.25b
Earnings (TTM)	US$161.16m
Revenue (TTM)	US$656.66m

7.8x

P/E Ratio

1.7x

P/B Ratio

Is CASH overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CASH income statement (TTM)
Revenue	US$656.66m
Cost of Revenue	US$0
Gross Profit	US$656.66m
Other Expenses	US$495.50m
Earnings	US$161.16m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

Apr 24, 2024

Earnings per share (EPS)	6.32
Gross Margin	100.00%
Net Profit Margin	24.54%
Debt/Equity Ratio	4.6%

How did CASH perform over the long term?

See historical performance and comparison

Dividends

0.4%

Current Dividend Yield

3%

Payout Ratio

CASH Stock Overview

Rewards

Risk Analysis

Pathward Financial, Inc. Competitors

NasdaqGS:FBNC

US$1.3b

NYSE:FCF

US$1.3b

NYSE:NIC

US$1.1b

NYSE:NBHC

US$1.2b

Price History & Performance

Recent News & Updates

Pathward Financial, Inc. to Report Q2, 2024 Results on Apr 24, 2024

Pathward Financial: Bullish Stance Unchanged

We Ran A Stock Scan For Earnings Growth And Pathward Financial (NASDAQ:CASH) Passed With Ease

First quarter dividend of US$0.05 announced

Pathward Financial, Inc. Declares Cash Dividend for the Second Fiscal Quarter of 2024, Payable on April 1, 2024

First quarter 2024 earnings: EPS and revenues miss analyst expectations

Recent updates

Pathward Financial, Inc. to Report Q2, 2024 Results on Apr 24, 2024

Pathward Financial: Bullish Stance Unchanged

We Ran A Stock Scan For Earnings Growth And Pathward Financial (NASDAQ:CASH) Passed With Ease

First quarter dividend of US$0.05 announced

Pathward Financial, Inc. Declares Cash Dividend for the Second Fiscal Quarter of 2024, Payable on April 1, 2024

First quarter 2024 earnings: EPS and revenues miss analyst expectations

Pathward Financial, Inc. Reports Net Charge-Offs for the First Quarter Ended December 31, 2023

Pathward Financial, Inc., Annual General Meeting, Feb 27, 2024

Pathward Financial, Inc. to Report Q1, 2024 Results on Jan 24, 2024

Upcoming dividend of US$0.05 per share at 0.4% yield

Executive VP & Executive Advisor to CEO recently sold US$708k worth of stock

Pathward Financial, Inc. Declares Cash Dividend for the First Fiscal Quarter of 2024, Payable on January 2, 2024

Here's Why We Think Pathward Financial (NASDAQ:CASH) Is Well Worth Watching

Full year 2023 earnings: EPS and revenues exceed analyst expectations

Pathward Financial, Inc. Raises Earnings Guidance for the Fiscal Year 2024

Pathward Financial, Inc. to Report Q4, 2023 Results on Oct 25, 2023

Pathward Financial, Inc. Announces Executive Changes

Upcoming dividend of US$0.05 per share at 0.4% yield

Pathward Financial, Inc. Announces Cash Dividend for Fourth Fiscal Quarter of 2023, Payable on October 2, 2023

Third quarter 2023 earnings: EPS exceeds analyst expectations

Pathward Financial, Inc. Revises Earnings Guidance for the Fiscal Year 2023

Pathward Financial, Inc. to Report Q3, 2023 Results on Jul 26, 2023

Investor sentiment improves as stock rises 16%

Upcoming dividend of US$0.05 per share at 0.4% yield

Pathward Financial, Inc. Declares Cash Dividend for the Third Fiscal Quarter of 2023, Payable on July 3, 2023

Second quarter 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

Independent Director recently sold US$156k worth of stock

Now 26% undervalued after recent price drop

Price target increased by 10% to US$53.50

CEO & Director notifies of intention to sell stock

Independent Director recently sold US$503k worth of stock

Pathward Financial, Inc. Provides Earnings Guidance for Fiscal Year 2023

Pathward Financial, Inc. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

First quarter 2023 earnings: EPS and revenues exceed analyst expectations

President notifies of intention to sell stock

Pathward Financial, Inc., Annual General Meeting, Feb 28, 2023

Pathward Financial, Inc. to Report Q1, 2023 Results on Jan 25, 2023

With EPS Growth And More, Pathward Financial (NASDAQ:CASH) Makes An Interesting Case

Upcoming dividend of US$0.05 per share

Full year 2022 earnings: EPS and revenues exceed analyst expectations

Pathward Financial, Inc. Declares Cash Dividend for the First Fiscal Quarter of 2023, Payable on January 2, 2023

Pathward Financial, Inc. Provides Earnings Guidance for the Fiscal Year 2023

Pathward selects Propel as consumer lending as a service partner

Pathward Financial, Inc. to Report Q4, 2022 Results on Oct 27, 2022

Does Pathward Financial (NASDAQ:CASH) Deserve A Spot On Your Watchlist?

Upcoming dividend of US$0.05 per share

Pathward Financial, Inc. Declares Cash Dividend for the Fiscal Fourth Quarter of 2022, Payable on October 3, 2022

Meta Financial declares $0.05 dividend

Investor sentiment deteriorated over the past week

Third quarter 2022 earnings: EPS and revenues miss analyst expectations

Pathward Financial, Inc. Reinstates Earnings Guidance for the Year of 2022 and 2023

Meta Financial reports Q3 results

Meta Financial Group, Inc. to Report Q3, 2022 Results on Jul 27, 2022

Price target decreased to US$62.50

Does Meta Financial Group (NASDAQ:CASH) Deserve A Spot On Your Watchlist?

CEO & Director recently bought US$93k worth of stock

Upcoming dividend of US$0.05 per share

Meta Financial Group Declares Cash Dividend Payable on July 1, 2022

Second quarter 2022 earnings: EPS and revenues miss analyst expectations