Pathward Financial Balance Sheet Health
Financial Health criteria checks 6/6
Pathward Financial has total assets of $7.6B and total equity of $776.4M. Total deposits are $6.5B, and total loans are $4.5B. It earns a Net Interest Margin of 6.4%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $597.4M.
Key information
9.8x
Asset to equity ratio
6.4%
Net interest margin
| Total deposits | US$6.52b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$597.40m |
Recent financial health updates
No updates
Recent updates
Pathward Financial: Strong Growth At A Fair Price
Dec 26Pathward Financial: A Profitable Bank Priced For A Collapse In Profitability
Sep 11Pathward Financial: After A Nice Move Higher, Shares Justify Even More Upside
Jul 14Here's Why Pathward Financial (NASDAQ:CASH) Has Caught The Eye Of Investors
Jun 15
Pathward Financial: Bullish Stance Unchanged
Apr 08We Ran A Stock Scan For Earnings Growth And Pathward Financial (NASDAQ:CASH) Passed With Ease
Mar 14Here's Why We Think Pathward Financial (NASDAQ:CASH) Is Well Worth Watching
Oct 31Pathward Financial, Inc. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year
Jan 27With EPS Growth And More, Pathward Financial (NASDAQ:CASH) Makes An Interesting Case
Jan 04Pathward selects Propel as consumer lending as a service partner
Oct 17Does Pathward Financial (NASDAQ:CASH) Deserve A Spot On Your Watchlist?
Oct 05Meta Financial declares $0.05 dividend
Aug 25Meta Financial reports Q3 results
Jul 27Does Meta Financial Group (NASDAQ:CASH) Deserve A Spot On Your Watchlist?
Jun 26Here's Why I Think Meta Financial Group (NASDAQ:CASH) Might Deserve Your Attention Today
Mar 09CASH Is Banking King
Mar 04Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CASH's Assets to Equity ratio (9.8x) is low.
Allowance for Bad Loans: CASH has a sufficient allowance for bad loans (139%).
Low Risk Liabilities: 95% of CASH's liabilities are made up of primarily low risk sources of funding.
Loan Level: CASH has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: CASH's Loans to Deposits ratio (69%) is appropriate.
Level of Bad Loans: CASH has an appropriate level of bad loans (0.8%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/31 15:25 |
| End of Day Share Price | 2025/01/31 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Pathward Financial, Inc. is covered by 7 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Moss | B. Riley Securities, Inc. |
| Stephen Moss | FBR Capital Markets & Co. |
| Christopher McGratty | Keefe, Bruyette, & Woods |