Business First Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Business First Bancshares has total assets of $6.7B and total equity of $649.0M. Total deposits are $5.6B, and total loans are $5.0B. It earns a Net Interest Margin of 3.6%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $397.2M.
Key information
10.3x
Asset to equity ratio
3.6%
Net interest margin
| Total deposits | US$5.57b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$397.20m |
Recent financial health updates
No updates
Recent updates
Business First Bancshares: TBV Per Share Has Stalled Since 2019
Jan 29Business First Bancshares (NASDAQ:BFST) Is Due To Pay A Dividend Of $0.12
Aug 01
Does Business First Bancshares (NASDAQ:BFST) Deserve A Spot On Your Watchlist?
Jul 29Business First Bancshares (NASDAQ:BFST) Has Announced A Dividend Of $0.12
May 02Business First Bancshares (NASDAQ:BFST) Has Announced A Dividend Of $0.12
Feb 07Business First Bancshares (NASDAQ:BFST) Has Announced A Dividend Of $0.12
Nov 11Business First Bancshares announces stock offering for expected proceeds of ~$47M
Oct 12Business First Bancshares raises $72M via private placement of preferred stock
Sep 01Business First Bancshares goes ex-dividend tomorrow
Aug 11Business First Bancshares (NASDAQ:BFST) Has Affirmed Its Dividend Of $0.12
Aug 08Business First Bancshares GAAP EPS of $0.61 beats by $0.15, revenue of $53.6M misses by $0.6M
Jul 26Business First Bancshares (NASDAQ:BFST) Will Pay A Dividend Of US$0.12
May 03Business First Bancshares (NASDAQ:BFST) Is Increasing Its Dividend To US$0.12
Jul 30We Think Some Shareholders May Hesitate To Increase Business First Bancshares, Inc.'s (NASDAQ:BFST) CEO Compensation
May 21The Case For Business First Bancshares, Inc. (NASDAQ:BFST): Could It Be A Nice Addition To Your Dividend Portfolio?
May 05Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BFST's Assets to Equity ratio (10.3x) is moderate.
Allowance for Bad Loans: BFST has a sufficient allowance for bad loans (190%).
Low Risk Liabilities: 92% of BFST's liabilities are made up of primarily low risk sources of funding.
Loan Level: BFST has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: BFST's Loans to Deposits ratio (91%) is appropriate.
Level of Bad Loans: BFST has an appropriate level of bad loans (0.4%).