1895 Bancorp of Wisconsin Balance Sheet Health
Financial Health criteria checks 6/6
1895 Bancorp of Wisconsin has total assets of $557.6M and total equity of $72.8M. Total deposits are $403.7M, and total loans are $394.8M. It earns a Net Interest Margin of 2.4%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $14.0M.
Key information
7.7x
Asset to equity ratio
2.4%
Net interest margin
Total deposits | US$403.68m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$13.99m |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BCOW's Assets to Equity ratio (7.7x) is low.
Allowance for Bad Loans: BCOW has a sufficient allowance for bad loans (336%).
Low Risk Liabilities: 83% of BCOW's liabilities are made up of primarily low risk sources of funding.
Loan Level: BCOW has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: BCOW's Loans to Deposits ratio (98%) is appropriate.
Level of Bad Loans: BCOW has an appropriate level of bad loans (0.3%).