dfcu (DFCU) Stock Overview

Through its subsidiary dfcu Bank Limited, provides commercial banking products and services in Uganda. More details

DFCU fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance4/6
Financial Health4/6
Dividends1/6

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dfcu Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for dfcu
Historical stock prices
Current Share PriceUSh253.00
52 Week HighUSh253.00
52 Week LowUSh224.00
Beta0.092
1 Month Change0%
3 Month Change5.86%
1 Year Change12.44%
3 Year Change-54.00%
5 Year Change-60.78%
Change since IPO-49.40%

Recent News & Updates

Recent updates

Shareholder Returns

DFCUUG BanksUG Market
7D0%0.9%-0.01%
1Y12.4%25.0%30.6%

Return vs Industry: DFCU underperformed the UG Banks industry which returned 25% over the past year.

Return vs Market: DFCU underperformed the UG Market which returned 30.6% over the past year.

Price Volatility

Is DFCU's price volatile compared to industry and market?
DFCU volatility
DFCU Average Weekly Movement1.2%
Banks Industry Average Movement4.1%
Market Average Movement1.3%
10% most volatile stocks in UG Market2.8%
10% least volatile stocks in UG Market1.0%

Stable Share Price: DFCU has not had significant price volatility in the past 3 months compared to the UG market.

Volatility Over Time: DFCU's weekly volatility (1%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19641,249Sophie Achakdfculimited.com

dfcu Limited, through its subsidiary dfcu Bank Limited, provides commercial banking products and services in Uganda. The company offers current, savings, and fixed deposit accounts, as well as personal and corporate credit, equity finance, long-term development finance, leasing, working capital finance, trade finance, foreign exchange trading, money market transfers, overdrafts, etc. It is also involved in real estate and property rental and management activities. The company serves customers in many main areas of agriculture, manufacturing, trade and commerce, communication and transport, building and construction, leisure, hotels and accommodation, home loans, real estate, education, health, tourism, mining, and other sectors.

dfcu Limited Fundamentals Summary

How do dfcu's earnings and revenue compare to its market cap?
DFCU fundamental statistics
Market capUSh189.28b
Earnings (TTM)USh72.09b
Revenue (TTM)USh372.64b
2.6x
P/E Ratio
0.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
DFCU income statement (TTM)
RevenueUSh372.64b
Cost of RevenueUSh0
Gross ProfitUSh372.64b
Other ExpensesUSh300.56b
EarningsUSh72.09b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)96.35
Gross Margin100.00%
Net Profit Margin19.34%
Debt/Equity Ratio38.5%

How did DFCU perform over the long term?

See historical performance and comparison

Dividends

7.9%
Current Dividend Yield
21%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/07 01:49
End of Day Share Price 2025/07/07 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

dfcu Limited is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Muammar IsmailyEFG-Hermes Research
Peter MushangweLegae Peresec (Pty) Ltd.
Geoffrey WahomeOld Mutual Securities Limited