dfcu Balance Sheet Health
Financial Health criteria checks 4/6
dfcu has total assets of UGX3,164.7B and total equity of UGX684.9B. Total deposits are UGX2,319.9B, and total loans are UGX1,023.3B.
Key information
4.6x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | USh2.32t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 9.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | USh646.07b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: DFCU's Assets to Equity ratio (4.6x) is low.
Allowance for Bad Loans: DFCU has a low allowance for bad loans (37%).
Low Risk Liabilities: 94% of DFCU's liabilities are made up of primarily low risk sources of funding.
Loan Level: DFCU has an appropriate level of Loans to Assets ratio (32%).
Low Risk Deposits: DFCU's Loans to Deposits ratio (44%) is appropriate.
Level of Bad Loans: DFCU has a high level of bad loans (9.3%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 06:37 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
dfcu Limited is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Muammar Ismaily | EFG-Hermes Research |
| Peter Mushangwe | Legae Peresec (Pty) Ltd. |
| Geoffrey Wahome | Old Mutual Securities Limited |