FirstCaribbean International Bank Balance Sheet Health
Financial Health criteria checks 4/6
FirstCaribbean International Bank has total assets of $13.2B and total equity of $1.5B. Total deposits are $11.1B, and total loans are $6.8B earning a Net Interest Margin of 4%. It has insufficient allowance for bad loans, which are currently at 3.7% of total loans. Cash and short-term investments are $2.3B.
Key information
9x
Asset to equity ratio
4.0%
Net interest margin
| Total deposits | US$11.10b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$2.32b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FCI's Assets to Equity ratio (9x) is low.
Allowance for Bad Loans: FCI has a low allowance for bad loans (94%).
Low Risk Liabilities: 95% of FCI's liabilities are made up of primarily low risk sources of funding.
Loan Level: FCI has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: FCI's Loans to Deposits ratio (61%) is appropriate.
Level of Bad Loans: FCI has a high level of bad loans (3.7%).