How does JMT-R's PE Ratio compare to its peers?

JMT-R is expensive based on its Price-To-Earnings Ratio (15.1x) compared to the peer average (11.9x).

How does JMT-R's PE Ratio compare vs other companies in the Asian Consumer Finance Industry?

JMT-R is expensive based on its Price-To-Earnings Ratio (15.1x) compared to the Asian Consumer Finance industry average (14.6x).

What is JMT-R's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

JMT-R is good value based on its Price-To-Earnings Ratio (15.1x) compared to the estimated Fair Price-To-Earnings Ratio (15.7x).

What is the Fair Price of JMT-R when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

JMT-R (THB18.2) is trading above our estimate of [[fair value]] (THB13.22)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

JMT-R Stock Overview

Provides debt tracking and collection services in Thailand. More details

JMT-R fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	1/6
Past Performance	2/6
Financial Health	3/6
Dividends	3/6

Rewards

Price-To-Earnings ratio (15.1x) is below the Consumer Finance industry average (15.7x)

Earnings are forecast to grow 11.63% per year

Risk Analysis

Volatile share price over the past 3 months compared to the TH market

Dividend of 4.56% is not well covered by free cash flows

My Notes

Capture your thoughts, links and company narrative

JMT Network Services Public Company Limited Competitors

AEON Thana Sinsap (Thailand)

SET:AEONTS

฿32.0b

Bangkok Commercial Asset Management

SET:BAM

฿19.7b

Ngern Tid Lor

SET:TIDLOR

฿49.5b

Saksiam Leasing

SET:SAK

฿10.1b

Price History & Performance

Summary of share price highs, lows and changes for JMT Network Services
Historical stock prices
Current Share Price	฿18.20
52 Week High	฿29.25
52 Week Low	฿9.90
Beta	0.84
1 Month Change	-5.70%
3 Month Change	-0.55%
1 Year Change	-28.63%
3 Year Change	-73.43%
5 Year Change	-10.34%
Change since IPO	203.33%

Recent updates

Shareholder Returns

	JMT-R	TH Consumer Finance	TH Market
7D	-2.2%	2.8%	0.9%
1Y	-28.6%	-8.2%	-1.7%

Return vs Industry: JMT-R underperformed the TH Consumer Finance industry which returned -8.9% over the past year.

Return vs Market: JMT-R underperformed the TH Market which returned -1.6% over the past year.

Price Volatility

Is JMT-R's price volatile compared to industry and market?
JMT-R volatility
JMT-R Average Weekly Movement	7.6%
Consumer Finance Industry Average Movement	5.5%
Market Average Movement	4.3%
10% most volatile stocks in TH Market	8.9%
10% least volatile stocks in TH Market	2.1%

Stable Share Price: JMT-R's share price has been volatile over the past 3 months compared to the TH market.

Volatility Over Time: JMT-R's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of TH stocks.

About the Company

Founded	Employees	CEO	Website
1994	n/a	Sutthirak Traichira-Aporn	www.jmtnetwork.co.th

JMT Network Services Public Company Limited, together with its subsidiaries, provides debt tracking and collection services in Thailand. The company also engages in the purchase of non-performing accounts receivable for debts management and collection. In addition, it offers asset management, non-life insurance, and appraisal services, as well as operates as an insurance broker.

JMT Network Services Public Company Limited Fundamentals Summary

How do JMT Network Services's earnings and revenue compare to its market cap?
JMT-R fundamental statistics
Market cap	฿26.57b
Earnings (TTM)	฿1.76b
Revenue (TTM)	฿5.33b

15.1x

P/E Ratio

5.0x

P/S Ratio

Is JMT-R overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
JMT-R income statement (TTM)
Revenue	฿5.33b
Cost of Revenue	฿1.54b
Gross Profit	฿3.55b
Other Expenses	฿1.80b
Earnings	฿1.76b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	1.20
Gross Margin	66.66%
Net Profit Margin	32.95%
Debt/Equity Ratio	39.1%

How did JMT-R perform over the long term?

See historical performance and comparison

Dividends

4.6%

Current Dividend Yield

72%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/30 18:19
End of Day Share Price	2024/12/30 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

JMT Network Services Public Company Limited is covered by 12 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Narumon Ekasamut	BofA Global Research
Suwat Bumrungchatudom	Bualuang Securities PCL
Anakepong Putthapibal	Bualuang Securities PCL