Bank of Ayudhya Balance Sheet Health
Financial Health criteria checks 5/6
Bank of Ayudhya has total assets of THB2,637.0B and total equity of THB341.8B. Total deposits are THB1,808.8B, and total loans are THB1,861.6B.
Key information
7.7x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ฿1.81t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | ฿60.19b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BAY-F's Assets to Equity ratio (7.7x) is low.
Allowance for Bad Loans: BAY-F has a sufficient allowance for bad loans (155%).
Low Risk Liabilities: 79% of BAY-F's liabilities are made up of primarily low risk sources of funding.
Loan Level: BAY-F has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: BAY-F's Loans to Deposits ratio (103%) is appropriate.
Level of Bad Loans: BAY-F has a high level of bad loans (2.8%).