Bank of Ayudhya (THAMSE:BAY-F) - Stock Price, News & Analysis

BAY-F Stock Overview

Provides commercial banking products and services to individuals, corporates, small and medium-sized businesses, and financial institutions. More details

BAY-F fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	2/6
Past Performance	2/6
Financial Health	5/6
Dividends	3/6

Rewards

Trading at 25.3% below our estimate of its fair value

Earnings are forecast to grow 5.34% per year

Risk Analysis

Shares are highly illiquid

Unstable dividend track record

Bank of Ayudhya Public Company Limited Competitors

TMBThanachart Bank

SET:TTB

฿175.3b

Bangkok Bank

SET:BBL

฿285.4b

Krung Thai Bank

SET:KTB

฿286.5b

Kasikornbank

SET:KBANK

฿354.2b

Price History & Performance

Summary of all time highs, changes and price drops for Bank of Ayudhya
Historical stock prices
Current Share Price	฿35.00
52 Week High	฿35.00
52 Week Low	฿30.00
Beta	0.67
11 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
33 Year Change	n/a
5 Year Change	-19.54%
Change since IPO	-7.81%

Recent updates

Shareholder Returns

	BAY-F	TH Banks	TH Market
7D	0%	0.6%	0.3%
1Y	n/a	6.5%	3.2%

Return vs Industry: Insufficient data to determine how BAY-F performed against the TH Banks industry.

Return vs Market: Insufficient data to determine how BAY-F performed against the TH Market.

Price Volatility

Is BAY-F's price volatile compared to industry and market?
BAY-F volatility
BAY-F Average Weekly Movement	n/a
Banks Industry Average Movement	3.1%
Market Average Movement	4.6%
10% most volatile stocks in TH Market	10.1%
10% least volatile stocks in TH Market	2.4%

Stable Share Price: BAY-F has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine BAY-F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1945	n/a	Seiichiro Akita	www.krungsri.com

Bank of Ayudhya Public Company Limited, together with its subsidiaries, provides commercial banking products and services to individuals, corporates, small and medium-sized businesses, and financial institutions. Its Retail segment offers a range of banking and related financial services, including current and savings accounts, fixed deposits, bills of exchange, housing loans, credit cards, personal loans and sale finance loans, hire-purchase and leasing, wealth management, and bancassurance products. The company’s Commercial segment provides financial services and products comprising the range of credit facilities, which comprise short-term working capital, cash management, trade finance, transactional banking, advisory services, and treasury and money markets products.

Bank of Ayudhya Public Company Limited Fundamentals Summary

How do Bank of Ayudhya's earnings and revenue compare to its market cap?
BAY-F fundamental statistics
Market cap	฿215.16b
Earnings (TTM)	฿30.71b
Revenue (TTM)	฿89.44b

7.0x

P/E Ratio

0.6x

P/B Ratio

Is BAY-F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BAY-F income statement (TTM)
Revenue	฿89.44b
Cost of Revenue	฿0
Gross Profit	฿89.44b
Other Expenses	฿58.73b
Earnings	฿30.71b

Last Reported Earnings

Dec 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)	4.18
Gross Margin	100.00%
Net Profit Margin	34.34%
Debt/Equity Ratio	39.7%

How did BAY-F perform over the long term?

See historical performance and comparison

Dividends

2.9%

Current Dividend Yield

20%

Payout Ratio

Does BAY-F pay a reliable dividends?

See BAY-F dividend history and benchmarks

When do you need to buy BAY-F by to receive an upcoming dividend?
Bank of Ayudhya dividend dates
Ex Dividend Date	May 09 2023
Dividend Pay Date	May 25 2023
Days until Ex dividend	564 days
Days until Dividend pay date	548 days