Bank of Ayudhya Balance Sheet Health
Financial Health criteria checks 5/6
Bank of Ayudhya has total assets of THB2,859.4B and total equity of THB381.9B. Total deposits are THB2,004.1B, and total loans are THB1,922.5B.
Key information
7.5x
Asset to equity ratio
n/a
Net interest margin
Total deposits | ฿2.00t |
Loan to deposit ratio | Appropriate |
Bad loans | 3.1% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | ฿68.55b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BAY-R's Assets to Equity ratio (7.5x) is low.
Allowance for Bad Loans: BAY-R has a sufficient allowance for bad loans (135%).
Low Risk Liabilities: 81% of BAY-R's liabilities are made up of primarily low risk sources of funding.
Loan Level: BAY-R has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: BAY-R's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: BAY-R has a high level of bad loans (3.1%).