Swedbank AB (publ)

OM:SWED A Stock Report

Market Cap: SEK 276.0b

Swedbank Past Earnings Performance

Past criteria checks 2/6

Swedbank has been growing earnings at an average annual rate of 21.4%, while the Banks industry saw earnings growing at 19.4% annually. Revenues have been growing at an average rate of 14.6% per year. Swedbank's return on equity is 17.3%, and it has net margins of 46.9%.

Key information

21.4%

Earnings growth rate

21.3%

EPS growth rate

Banks Industry Growth14.2%
Revenue growth rate14.6%
Return on equity17.3%
Net Margin46.9%
Next Earnings Update17 Jul 2025

Recent past performance updates

Recent updates

Swedbank (STO:SWED A) Has Announced That It Will Be Increasing Its Dividend To SEK21.70

Mar 25
Swedbank (STO:SWED A) Has Announced That It Will Be Increasing Its Dividend To SEK21.70

Swedbank's (STO:SWED A) Shareholders Will Receive A Bigger Dividend Than Last Year

Feb 17
Swedbank's (STO:SWED A) Shareholders Will Receive A Bigger Dividend Than Last Year

Swedbank (STO:SWED A) Is Increasing Its Dividend To SEK21.70

Jan 27
Swedbank (STO:SWED A) Is Increasing Its Dividend To SEK21.70

Is Now The Time To Put Swedbank (STO:SWED A) On Your Watchlist?

Nov 22
Is Now The Time To Put Swedbank (STO:SWED A) On Your Watchlist?
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Muted Loan Demand And Rising Costs Threaten Future Growth And Profitability

Nov 07 Swedbank's growth may be constrained by stable private mortgage demand and reduced corporate lending, affecting future revenue projections.

Results: Swedbank AB (publ) Exceeded Expectations And The Consensus Has Updated Its Estimates

Oct 26
Results: Swedbank AB (publ) Exceeded Expectations And The Consensus Has Updated Its Estimates

Here's Why We Think Swedbank (STO:SWED A) Might Deserve Your Attention Today

Aug 15
Here's Why We Think Swedbank (STO:SWED A) Might Deserve Your Attention Today

Swedbank AB (publ) Just Recorded A 10% EPS Beat: Here's What Analysts Are Forecasting Next

Jul 19
Swedbank AB (publ) Just Recorded A 10% EPS Beat: Here's What Analysts Are Forecasting Next

Revenue & Expenses Breakdown

How Swedbank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OM:SWED A Revenue, expenses and earnings (SEK Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 2573,89634,63725,1380
31 Dec 2474,37134,86925,2060
30 Sep 2474,01334,72224,0210
30 Jun 2473,25834,46823,5950
31 Mar 2472,71734,99622,8480
31 Dec 2371,38434,12823,0750
30 Sep 2367,98432,59723,1710
30 Jun 2362,98329,05922,7960
31 Mar 2356,17624,44122,1720
31 Dec 2250,54921,36520,6980
30 Sep 2247,28919,41120,9320
30 Jun 2246,21919,32220,7880
31 Mar 2247,11120,38020,6840
31 Dec 2147,51120,87120,7210
30 Sep 2146,74420,54620,4970
30 Jun 2145,87420,30920,2160
31 Mar 2144,64619,59120,0700
31 Dec 2041,34212,92920,4660
30 Sep 2041,06812,84720,4460
30 Jun 2040,96112,24920,8490
31 Mar 2041,42712,74020,7590
31 Dec 1944,49019,69719,9070
30 Sep 1943,84319,85921,9240
30 Jun 1943,73120,72119,7320
31 Mar 1944,28721,39918,1110
31 Dec 1843,70121,16216,7450
30 Sep 1843,81121,30916,5410
30 Jun 1843,03420,52716,4640
31 Mar 1841,16419,25916,2120
31 Dec 1740,91819,35016,0000
30 Sep 1739,84218,75515,8070
30 Jun 1739,49818,82815,7380
31 Mar 1740,65720,35215,6650
31 Dec 1639,45419,53915,5160
30 Sep 1639,15819,22216,0000
30 Jun 1638,42318,34515,9150
31 Mar 1636,58015,77315,9930
31 Dec 1537,03015,73316,2180
30 Sep 1537,06215,70616,4400
30 Jun 1537,87316,32916,7210
31 Mar 1538,52817,00017,4350
31 Dec 1438,38916,70917,4720
30 Sep 1438,98316,57117,4550
30 Jun 1438,34916,19617,3040

Quality Earnings: SWED A has high quality earnings.

Growing Profit Margin: SWED A's current net profit margins (46.9%) are lower than last year (48.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: SWED A's earnings have grown significantly by 21.4% per year over the past 5 years.

Accelerating Growth: SWED A's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: SWED A had negative earnings growth (-1%) over the past year, making it difficult to compare to the Banks industry average (-1.5%).

Return on Equity

High ROE: SWED A's Return on Equity (17.3%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/09 14:36
End of Day Share Price 2025/05/09 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Swedbank AB (publ) is covered by 42 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullABG Sundal Collier
Pierre-Yves GauthierAlphaValue
Fridtjof BerentsArctic Securities ASA