AMS Osiguranje a.d Past Earnings Performance
Past criteria checks 4/6
AMS Osiguranje a.d's earnings have been declining at an average annual rate of -1.7%, while the Insurance industry saw earnings growing at 2.2% annually. Revenues have been growing at an average rate of 11.2% per year. AMS Osiguranje a.d's return on equity is 9.3%, and it has net margins of 5%.
Key information
-1.7%
Earnings growth rate
-0.6%
EPS growth rate
| Insurance Industry Growth | 7.6% |
| Revenue growth rate | 11.2% |
| Return on equity | 9.3% |
| Net Margin | 5.0% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses Breakdown
How AMS Osiguranje a.d makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 6,071 | 302 | 413 | 0 |
| 31 Dec 22 | 4,863 | 221 | 319 | 0 |
| 31 Dec 21 | 4,522 | 523 | 565 | 0 |
| 31 Dec 20 | 4,058 | 588 | 467 | 0 |
| 31 Dec 19 | 3,898 | 567 | 332 | 0 |
| 31 Dec 18 | 3,267 | 128 | 526 | 0 |
| 31 Dec 17 | 3,090 | 261 | 432 | 0 |
| 31 Dec 16 | 2,870 | 95 | 347 | 0 |
| 31 Dec 15 | 2,382 | 33 | 273 | 0 |
| 31 Dec 14 | 2,126 | 7 | 365 | 0 |
Quality Earnings: AMSOPB has high quality earnings.
Growing Profit Margin: AMSOPB's current net profit margins (5%) are higher than last year (4.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: AMSOPB's earnings have declined by 1.7% per year over the past 5 years.
Accelerating Growth: AMSOPB's earnings growth over the past year (36.5%) exceeds its 5-year average (-1.7% per year).
Earnings vs Industry: AMSOPB earnings growth over the past year (36.5%) exceeded the Insurance industry 15.8%.
Return on Equity
High ROE: AMSOPB's Return on Equity (9.3%) is considered low.