AMS Osiguranje a.d Past Earnings Performance
Past criteria checks 2/6
AMS Osiguranje a.d's earnings have been declining at an average annual rate of -19.5%, while the Insurance industry saw earnings growing at 4.9% annually. Revenues have been growing at an average rate of 18.8% per year. AMS Osiguranje a.d's return on equity is 8.6%, and it has net margins of 4.4%.
Key information
-19.5%
Earnings growth rate
-19.5%
EPS growth rate
| Insurance Industry Growth | 7.6% |
| Revenue growth rate | 18.8% |
| Return on equity | 8.6% |
| Net Margin | 4.4% |
| Last Earnings Update | 30 Jun 2024 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses Breakdown
How AMS Osiguranje a.d makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 6,486 | 287 | 384 | 0 |
| 31 Mar 24 | 6,279 | 295 | 398 | 0 |
| 31 Dec 23 | 6,071 | 302 | 413 | 0 |
| 31 Dec 22 | 4,863 | 221 | 319 | 0 |
| 31 Dec 21 | 4,522 | 523 | 565 | 0 |
| 31 Dec 20 | 4,058 | 588 | 467 | 0 |
| 31 Dec 19 | 3,898 | 567 | 332 | 0 |
| 31 Dec 18 | 3,267 | 128 | 526 | 0 |
| 31 Dec 17 | 3,090 | 261 | 432 | 0 |
| 31 Dec 16 | 2,870 | 95 | 347 | 0 |
| 31 Dec 15 | 2,382 | 33 | 273 | 0 |
| 31 Dec 14 | 2,126 | 7 | 365 | 0 |
Quality Earnings: AMSOPB has high quality earnings.
Growing Profit Margin: AMSOPB's current net profit margins (4.4%) are lower than last year (4.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: AMSOPB's earnings have declined by 19.5% per year over the past 5 years.
Accelerating Growth: AMSOPB's earnings growth over the past year (10.1%) exceeds its 5-year average (-19.5% per year).
Earnings vs Industry: AMSOPB earnings growth over the past year (10.1%) did not outperform the Insurance industry 19.4%.
Return on Equity
High ROE: AMSOPB's Return on Equity (8.6%) is considered low.