How does AMSOPB's PE Ratio compare to its peers?

AMSOPB is good value based on its Price-To-Earnings Ratio (3.2x) compared to the peer average (40.3x).

How does AMSOPB's PE Ratio compare vs other companies in the European Insurance Industry?

AMSOPB is good value based on its Price-To-Earnings Ratio (3.2x) compared to the European Insurance industry average (11.8x).

What is AMSOPB's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate AMSOPB's Price-To-Earnings Fair Ratio for valuation analysis.

What is the Fair Price of AMSOPB when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

AMSOPB (RSD2121) is trading below our estimate of [[fair value]] (RSD7583.63)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

AMS Osiguranje a.d BELEX:AMSOPB Stock Report

Last Price

дин2.12k

Market Cap

дин912.2m

7D

0%

1Y

n/a

Updated

29 Dec, 2024

Data

Company Financials

AMS Osiguranje a.d.

BELEX:AMSOPB Stock Report

Market Cap: дин912.2m

AMSOPB Stock Overview

Operates as an insurance company in Serbia. More details

AMSOPB fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	2/6
Financial Health	5/6
Dividends	0/6

Rewards

Trading at 72% below our estimate of its fair value

Risk Analysis

Earnings have declined by 19.5% per year over past 5 years

Does not have a meaningful market cap (RSD912M)

Shares are highly illiquid

My Notes

Capture your thoughts, links and company narrative

AMS Osiguranje a.d. Competitors

Global Insurance

DSE:GLOBALINS

৳977.3m

Nitol Insurance

DSE:NITOLINS

৳1.0b

Askari General Insurance

KASE:AGIC

PK₨2.1b

Century Insurance

KASE:CENI

PK₨2.1b

Price History & Performance

Summary of share price highs, lows and changes for AMS Osiguranje a.d
Historical stock prices
Current Share Price	дин2,121.00
52 Week High	дин2,121.00
52 Week Low	дин970.00
Beta	0.59
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	165.13%
5 Year Change	116.43%
Change since IPO	143.79%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	AMSOPB	RS Insurance	RS Market
7D	0%	1.5%	0%
1Y	n/a	18.5%	12.7%

Return vs Industry: Insufficient data to determine how AMSOPB performed against the RS Insurance industry.

Return vs Market: Insufficient data to determine how AMSOPB performed against the RS Market.

Price Volatility

Is AMSOPB's price volatile compared to industry and market?
AMSOPB volatility
AMSOPB Average Weekly Movement	n/a
Insurance Industry Average Movement	2.7%
Market Average Movement	4.4%
10% most volatile stocks in RS Market	7.9%
10% least volatile stocks in RS Market	1.1%

Stable Share Price: AMSOPB's share price has been volatile over the past 3 months compared to the RS market.

Volatility Over Time: Insufficient data to determine AMSOPB's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1998	345	Dejan Jevtic	www.ams.co.rs

AMS Osiguranje a.d. operates as an insurance company in Serbia. It offers accident, health, vehicle, vessel and transport, aircraft, property, liability, and non-life insurance products. The company was founded in 1998 and is headquartered in Belgrade, Serbia.

AMS Osiguranje a.d. Fundamentals Summary

How do AMS Osiguranje a.d's earnings and revenue compare to its market cap?
AMSOPB fundamental statistics
Market cap	дин912.20m
Earnings (TTM)	дин287.49m
Revenue (TTM)	дин6.49b

3.2x

P/E Ratio

0.1x

P/S Ratio

Is AMSOPB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AMSOPB income statement (TTM)
Revenue	дин6.49b
Cost of Revenue	дин6.01b
Gross Profit	дин481.22m
Other Expenses	дин193.73m
Earnings	дин287.49m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	913.96
Gross Margin	7.42%
Net Profit Margin	4.43%
Debt/Equity Ratio	0%

How did AMSOPB perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/29 02:58
End of Day Share Price	2024/10/01 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

AMS Osiguranje a.d. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution