How does INSJ's PE Ratio compare to its peers?

INSJ is expensive based on its Price-To-Earnings Ratio (111.3x) compared to the peer average (33.8x).

How does INSJ's PE Ratio compare vs other companies in the European Consumer Services Industry?

INSJ is expensive based on its Price-To-Earnings Ratio (111.3x) compared to the Global Consumer Services industry average (20.3x).

What is INSJ's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate INSJ's Price-To-Earnings Fair Ratio for valuation analysis.

What is the Fair Price of INSJ when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

INSJ (RSD8000) is trading above our estimate of [[fair value]] (RSD1030.66)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

INSJ Stock Overview

Institut za strane jezike a.d. operates foreign language schools in Serbia and other parts of Europe. More details

INSJ fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	0/6
Financial Health	4/6
Dividends	0/6

Risk Analysis

Earnings have declined by 19% per year over past 5 years

Does not have a meaningful market cap (RSD38M)

Shares are highly illiquid

Large one-off items impacting financial results

+ 3 more risks

My Notes

Capture your thoughts, links and company narrative

Institut za strane jezike a.d. Competitors

First Tri-Star Modaraba

KASE:FTSM

PK₨324.6m

8VI Holdings

ASX:8VI

AU$1.7m

Idea Indonesia Akademi

IDX:IDEA

Rp35.1b

International School Augsburg -ISA- gemeinnützige

DB:9JK

€3.3m

Price History & Performance

Summary of share price highs, lows and changes for Institut za strane jezike a.d
Historical stock prices
Current Share Price	дин8,000.00
52 Week High	дин8,000.00
52 Week Low	дин8,000.00
Beta	-0.18
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	0%
Change since IPO	-39.39%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	INSJ	RS Consumer Services	RS Market
7D	0%	-0.6%	-0.4%
1Y	n/a	31.5%	13.3%

Return vs Industry: Insufficient data to determine how INSJ performed against the RS Consumer Services industry.

Return vs Market: Insufficient data to determine how INSJ performed against the RS Market.

Price Volatility

Is INSJ's price volatile compared to industry and market?
INSJ volatility
INSJ Average Weekly Movement	n/a
Consumer Services Industry Average Movement	4.6%
Market Average Movement	3.9%
10% most volatile stocks in RS Market	9.5%
10% least volatile stocks in RS Market	2.4%

Stable Share Price: INSJ has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine INSJ's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1952	61	n/a	www.isj.rs

Institut za strane jezike a.d. operates foreign language schools in Serbia and other parts of Europe. It operates institutes for phonetics, pathology, and foreign language teaching. The company offers various courses, such as course of Serbian as a foreign language; courses for companies; courses for kindergartens and preschool institutions; adult courses; and courses for children and youth.

Institut za strane jezike a.d. Fundamentals Summary

How do Institut za strane jezike a.d's earnings and revenue compare to its market cap?
INSJ fundamental statistics
Market cap	дин38.19m
Earnings (TTM)	дин343.00k
Revenue (TTM)	дин125.20m

111.3x

P/E Ratio

0.3x

P/S Ratio

Is INSJ overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
INSJ income statement (TTM)
Revenue	дин125.20m
Cost of Revenue	дин97.40m
Gross Profit	дин27.81m
Other Expenses	дин27.46m
Earnings	дин343.00k

Last Reported Earnings

Dec 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)	71.85
Gross Margin	22.21%
Net Profit Margin	0.27%
Debt/Equity Ratio	13.3%

How did INSJ perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2023/11/28 07:52
End of Day Share Price	2023/08/31 00:00
Earnings	2022/12/31
Annual Earnings	2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Institut za strane jezike a.d. is covered by 0 analysts. of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution