Loading...

Usha Martin Education & Solutions

NSEI:UMESLTD
Snowflake Description

Adequate balance sheet and slightly overvalued.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
UMESLTD
NSEI
₹33M
Market Cap
  1. Home
  2. IN
  3. Consumer Services
Company description

Usha Martin Education & Solutions Limited provides educational support services in India. The last earnings update was 42 days ago. More info.


Add to Portfolio Compare Print
  • Usha Martin Education & Solutions has significant price volatility in the past 3 months.
UMESLTD Share Price and Events
7 Day Returns
-16.7%
NSEI:UMESLTD
-5.3%
IN Consumer Services
-1.1%
IN Market
1 Year Returns
31.6%
NSEI:UMESLTD
-39%
IN Consumer Services
-3.3%
IN Market
UMESLTD Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Usha Martin Education & Solutions (UMESLTD) -16.7% -32.4% -21.9% 31.6% -56.1% -76.2%
IN Consumer Services -5.3% -12.4% -29.4% -39% -44.3% -46.5%
IN Market -1.1% -2.1% -5.3% -3.3% 20.4% 32.5%
1 Year Return vs Industry and Market
  • UMESLTD outperformed the Consumer Services industry which returned -39% over the past year.
  • UMESLTD outperformed the Market in India which returned -3.3% over the past year.
Price Volatility
UMESLTD
Industry
5yr Volatility vs Market
Related Companies

Value

 Is Usha Martin Education & Solutions undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Usha Martin Education & Solutions to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for Usha Martin Education & Solutions.

NSEI:UMESLTD Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model 2 Stage Free Cash Flow to Equity
Levered Free Cash Flow Extrapolated from most recent financials. See below
Discount Rate (Cost of Equity) See below 16.8%
Perpetual Growth Rate 10-Year IN Government Bond Rate 7.6%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for NSEI:UMESLTD
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year IN Govt Bond Rate 7.6%
Equity Risk Premium S&P Global 8.6%
Consumer Services Unlevered Beta Simply Wall St/ S&P Global 0.74
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.741 (1 + (1- 35%) (79.02%))
1.081
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
1.08
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 7.55% + (1.081 * 8.6%)
16.85%

Discounted Cash Flow Calculation for NSEI:UMESLTD using 2 Stage Free Cash Flow to Equity Model

The calculations below outline how an intrinsic value for Usha Martin Education & Solutions is arrived at by discounting future cash flows to their present value using the 2 stage method. We try to start with analysts estimates of free cash flow, however if these are not available we use the most recent financial results. In the 1st stage we continue to grow the free cash flow over a 10 year period, with the growth rate trending towards the perpetual growth rate used in the 2nd stage. The 2nd stage assumes the company grows at a stable rate into perpetuity.

NSEI:UMESLTD DCF 1st Stage: Next 10 year cash flow forecast
Levered FCF (INR, Millions) Source Present Value
Discounted (@ 16.85%)
2020 3.84 Est @ 16.62% 3.29
2021 4.38 Est @ 13.9% 3.20
2022 4.90 Est @ 12% 3.07
2023 5.42 Est @ 10.66% 2.91
2024 5.95 Est @ 9.73% 2.73
2025 6.49 Est @ 9.08% 2.55
2026 7.05 Est @ 8.62% 2.37
2027 7.64 Est @ 8.3% 2.20
2028 8.25 Est @ 8.07% 2.03
2029 8.91 Est @ 7.92% 1.88
Present value of next 10 years cash flows ₹26.23
NSEI:UMESLTD DCF 2nd Stage: Terminal Value
Calculation Result
Terminal Value = FCF2029 × (1 + g) ÷ (Discount Rate – g)
= ₹8.91 × (1 + 7.55%) ÷ (16.85% – 7.55%)
₹102.99
Present Value of Terminal Value = Terminal Value ÷ (1 + r)10
= ₹102.99 ÷ (1 + 16.85%)10
₹21.70
NSEI:UMESLTD Total Equity Value
Calculation Result
Total Equity Value = Present value of next 10 years cash flows + Terminal Value
= ₹26.23 + ₹21.70
₹47.93
Equity Value per Share
(INR)
= Total value / Shares Outstanding
= ₹47.93 / 26.42
₹1.81
NSEI:UMESLTD Discount to Share Price
Calculation Result
Value per share (INR) From above. ₹1.81
Current discount Discount to share price of ₹1.25
= -1 x (₹1.25 - ₹1.81) / ₹1.81
31.1%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

Current Discount
Amount off the current price Usha Martin Education & Solutions is available for.
Intrinsic value
31%
Share price is ₹1.25 vs Future cash flow value of ₹1.81
Current Discount Checks
For Usha Martin Education & Solutions to be considered undervalued it must be available for at least 20% below the current price. Less than 40% is even better.
  • Usha Martin Education & Solutions's share price is below the future cash flow value, and at a moderate discount (> 20%).
  • Usha Martin Education & Solutions's share price is below the future cash flow value, but not at a substantial discount (< 40%).
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Usha Martin Education & Solutions's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Usha Martin Education & Solutions's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
NSEI:UMESLTD PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-03-31) in INR ₹-0.04
NSEI:UMESLTD Share Price ** NSEI (2019-07-19) in INR ₹1.25
India Consumer Services Industry PE Ratio Median Figure of 16 Publicly-Listed Consumer Services Companies 18.31x
India Market PE Ratio Median Figure of 2,833 Publicly-Listed Companies 14.5x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Usha Martin Education & Solutions.

NSEI:UMESLTD PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= NSEI:UMESLTD Share Price ÷ EPS (both in INR)

= 1.25 ÷ -0.04

-31.25x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Usha Martin Education & Solutions is loss making, we can't compare its value to the IN Consumer Services industry average.
  • Usha Martin Education & Solutions is loss making, we can't compare the value of its earnings to the India market.
Price based on expected Growth
Does Usha Martin Education & Solutions's expected growth come at a high price?
Raw Data
NSEI:UMESLTD PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section -31.25x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
Not available
Asia Consumer Services Industry PEG Ratio Median Figure of 18 Publicly-Listed Consumer Services Companies 0.89x
India Market PEG Ratio Median Figure of 536 Publicly-Listed Companies 1.27x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Usha Martin Education & Solutions, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Usha Martin Education & Solutions's assets?
Raw Data
NSEI:UMESLTD PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-03-31) in INR ₹5.16
NSEI:UMESLTD Share Price * NSEI (2019-07-19) in INR ₹1.25
India Consumer Services Industry PB Ratio Median Figure of 26 Publicly-Listed Consumer Services Companies 1.03x
India Market PB Ratio Median Figure of 3,669 Publicly-Listed Companies 0.93x
NSEI:UMESLTD PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= NSEI:UMESLTD Share Price ÷ Book Value per Share (both in INR)

= 1.25 ÷ 5.16

0.24x

* Primary Listing of Usha Martin Education & Solutions.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Usha Martin Education & Solutions is good value based on assets compared to the IN Consumer Services industry average.
X
Value checks
We assess Usha Martin Education & Solutions's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Consumer Services industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Consumer Services industry average (and greater than 0)? (1 check)
  5. Usha Martin Education & Solutions has a total score of 2/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is Usha Martin Education & Solutions expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Usha Martin Education & Solutions has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.

Show me the analysis anyway

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
0.8%
Expected Consumer Services industry annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Usha Martin Education & Solutions expected to grow at an attractive rate?
  • Unable to compare Usha Martin Education & Solutions's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
  • Unable to compare Usha Martin Education & Solutions's earnings growth to the India market average as no estimate data is available.
  • Unable to compare Usha Martin Education & Solutions's revenue growth to the India market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
NSEI:UMESLTD Future Growth Rates Data Sources
Data Point Source Value (per year)
India Consumer Services Industry Earnings Growth Rate Market Cap Weighted Average 0.8%
Asia Consumer Services Industry Revenue Growth Rate Market Cap Weighted Average 20.5%
India Market Earnings Growth Rate Market Cap Weighted Average 17%
India Market Revenue Growth Rate Market Cap Weighted Average 9.7%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
NSEI:UMESLTD Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in INR Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
NSEI:UMESLTD Past Financials Data
Date (Data in INR Millions) Revenue Cash Flow Net Income *
2019-03-31 8 -1
2018-12-31 9 1
2018-09-30 9 2
2018-06-30 10 2
2018-03-31 8 3 -2
2017-12-31 8 -20
2017-09-30 7 -25
2017-06-30 10 -27
2017-03-31 14 -2 -28
2016-12-31 18 -16
2016-09-30 20 -20
2016-06-30 17 -25

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Unable to determine if Usha Martin Education & Solutions is high growth as no earnings estimate data is available.
  • Unable to determine if Usha Martin Education & Solutions is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
NSEI:UMESLTD Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from Usha Martin Education & Solutions Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NSEI:UMESLTD Past Financials Data
Date (Data in INR Millions) EPS *
2019-03-31 -0.04
2018-12-31 0.02
2018-09-30 0.07
2018-06-30 0.08
2018-03-31 -0.06
2017-12-31 -0.79
2017-09-30 -0.97
2017-06-30 -1.02
2017-03-31 -1.06
2016-12-31 -0.62
2016-09-30 -0.76
2016-06-30 -0.96

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Usha Martin Education & Solutions will efficiently use shareholders’ funds in the future without estimates of Return on Equity.

Next steps:

  1. Examine Usha Martin Education & Solutions's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
  2. Usha Martin Education & Solutions's future outlook can be gauged by looking at industry trends and market size, and determining how well-positioned the company is compared to its competitors. Take a look at other high-growth Consumer Services companies here
  3. Usha Martin Education & Solutions's competitive advantages and company strategy can generally be found in its financial reports archived here.
  4. Use fundamentals to screen for another stock to analyse from our database of over 75,000 companies worldwide
X
Future performance checks
We assess Usha Martin Education & Solutions's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the India market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the Asia market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Usha Martin Education & Solutions has a total score of 0/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has Usha Martin Education & Solutions performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Usha Martin Education & Solutions's growth in the last year to its industry (Consumer Services).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Usha Martin Education & Solutions does not make a profit even though their year on year earnings growth rate was positive over the past 5 years.
  • Unable to compare Usha Martin Education & Solutions's 1-year earnings growth to the 5-year average as it is not currently profitable.
  • Unable to compare Usha Martin Education & Solutions's 1-year growth to the IN Consumer Services industry average as it is not currently profitable.
Earnings and Revenue History
Usha Martin Education & Solutions's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Usha Martin Education & Solutions Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NSEI:UMESLTD Past Revenue, Cash Flow and Net Income Data
Date (Data in INR Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-03-31 7.54 -0.95
2018-12-31 9.20 0.58 4.67
2018-09-30 8.97 1.65 4.67
2018-06-30 9.53 2.13 4.67
2018-03-31 8.17 -1.61 4.67
2017-12-31 8.41 -20.39 15.39
2017-09-30 7.00 -25.09 15.39
2017-06-30 10.39 -27.18 13.27
2017-03-31 14.48 -27.93 15.01
2016-12-31 17.85 -16.43 20.12
2016-09-30 19.58 -20.32 22.56
2016-06-30 17.15 -25.47 22.97
2016-03-31 14.08 -28.90 23.07
2015-12-31 19.62 -23.91 21.03
2015-09-30 23.28 -20.90 20.58
2015-06-30 36.34 -13.74 23.33
2015-03-31 35.83 -14.64 27.78
2014-12-31 50.27 -0.36 28.23
2014-09-30 46.01 -4.91 27.45
2014-06-30 57.01 2.70 29.32
2014-03-31 61.95 -2.36 30.78
2013-12-31 97.18 7.78 52.12
2013-09-30 108.86 -0.37 58.36
2013-06-30 152.92 23.43 65.21
2013-03-31 155.06 3.89 75.00
2012-12-31 147.42 1.96 70.17
2012-09-30 147.19 0.27 70.95

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • It is difficult to establish if Usha Martin Education & Solutions has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
  • Usha Martin Education & Solutions used its assets less efficiently than the IN Consumer Services industry average last year based on Return on Assets.
  • It is difficult to establish if Usha Martin Education & Solutions improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
X
Past performance checks
We assess Usha Martin Education & Solutions's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Consumer Services industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Usha Martin Education & Solutions has a total score of 0/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is Usha Martin Education & Solutions's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Usha Martin Education & Solutions's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Usha Martin Education & Solutions's short term (1 year) commitments are greater than its holdings of cash and other short term assets.
  • Usha Martin Education & Solutions's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Usha Martin Education & Solutions's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is not covered by short term assets, assets are 0.9x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Usha Martin Education & Solutions Company Filings, last reported 3 months ago.

NSEI:UMESLTD Past Debt and Equity Data
Date (Data in INR Millions) Total Equity Total Debt Cash & Short Term Investments
2019-03-31
2018-12-31 140.60 26.09 1.82
2018-09-30 140.60 26.09 1.82
2018-06-30 140.14 27.05 1.41
2018-03-31 140.14 27.05 1.41
2017-12-31 138.79 27.54 0.98
2017-09-30 138.79 27.54 0.98
2017-06-30 141.76 28.64 0.18
2017-03-31 141.76 28.64 1.36
2016-12-31 164.04 27.63 0.64
2016-09-30 164.04 27.63 0.64
2016-06-30 169.68 27.60 2.82
2016-03-31 169.68 27.60 2.82
2015-12-31 184.36 20.29 0.80
2015-09-30 184.36 20.29 0.80
2015-06-30 198.58 14.29 1.08
2015-03-31 198.58 14.29 1.08
2014-12-31 205.26 14.43 1.54
2014-09-30 205.26 14.43 1.54
2014-06-30 213.22 10.25 2.07
2014-03-31 213.22 10.25 2.07
2013-12-31 219.67 0.00 1.88
2013-09-30 219.67 0.00 1.88
2013-06-30 215.58 0.00 3.02
2013-03-31 215.58 0.00 3.02
2012-12-31 210.54 0.00 6.51
2012-09-30 210.54 0.00 6.51
  • Usha Martin Education & Solutions's level of debt (18.6%) compared to net worth is satisfactory (less than 40%).
  • The level of debt compared to net worth has increased over the past 5 years (0.1% vs 18.6% today).
CASH RUNWAY ANALYSIS

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

  • Whilst loss making Usha Martin Education & Solutions has sufficient cash runway for more than 3 years if it maintains the current positive free cash flow level.
  • Whilst loss making Usha Martin Education & Solutions has sufficient cash runway for more than 3 years, even with free cash flow being positive and shrinking by -135.2% per year.
X
Financial health checks
We assess Usha Martin Education & Solutions's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Usha Martin Education & Solutions has a total score of 4/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is Usha Martin Education & Solutions's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from Usha Martin Education & Solutions dividends.
If you bought ₹2,000 of Usha Martin Education & Solutions shares you are expected to receive ₹0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate Usha Martin Education & Solutions's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate Usha Martin Education & Solutions's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
NSEI:UMESLTD Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
India Consumer Services Industry Average Dividend Yield Market Cap Weighted Average of 6 Stocks 1.5%
India Market Average Dividend Yield Market Cap Weighted Average of 1447 Stocks 1.4%
India Minimum Threshold Dividend Yield 10th Percentile 0.3%
India Bottom 25% Dividend Yield 25th Percentile 0.6%
India Top 25% Dividend Yield 75th Percentile 2.2%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as Usha Martin Education & Solutions has not reported any payouts.
  • Unable to verify if Usha Martin Education & Solutions's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of Usha Martin Education & Solutions's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as Usha Martin Education & Solutions has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Usha Martin Education & Solutions's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.3%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Usha Martin Education & Solutions afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Usha Martin Education & Solutions has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of Usha Martin Education & Solutions's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Vinay Gupta
COMPENSATION ₹1,250,000
CEO Bio

Mr. Vinay Kumar Gupta has been Whole-Time Director at Usha Martin Education & Solutions Limited since July 4, 2016. Mr. Gupta served as Chief Financial Officer at Usha Martin Education & Solutions Limited since January 29, 2015 until July 4, 2016.

CEO Compensation
  • Vinay's compensation has been consistent with company performance over the past year, both up more than 20%.
  • Vinay's remuneration is about average for companies of similar size in India.
Management Team

Vinay Gupta

TITLE
Whole-Time Director
COMPENSATION
₹1M

Indrajit Bandyopadhyay

TITLE
Chief Financial Officer
TENURE
3.1 yrs

Chaitee Baral

TITLE
Compliance Officer & Company Secretary
Board of Directors Tenure

Average tenure and age of the Usha Martin Education & Solutions board of directors in years:

3
Average Tenure
55
Average Age
  • The tenure for the Usha Martin Education & Solutions board of directors is about average.
Board of Directors

Prashant Jhawar

TITLE
Chairman
COMPENSATION
₹2K
AGE
56

Vinay Gupta

TITLE
Whole-Time Director
COMPENSATION
₹1M
TENURE
3 yrs

Rajeev Jhawar

TITLE
Vice-Chairman
AGE
55
TENURE
8.8 yrs

Trivikram Khaitan

TITLE
Non-Executive Independent Director
COMPENSATION
₹12K
AGE
55
TENURE
15.8 yrs

Gangotri Guha

TITLE
Woman Non-Executive Director
COMPENSATION
₹16K
TENURE
4.5 yrs

Arun Ladha

TITLE
Non-Executive Independent Director
COMPENSATION
₹2K
AGE
60
TENURE
2.2 yrs

Manoj Vijay

TITLE
Non-Executive Independent Director
COMPENSATION
₹8K
AGE
53
TENURE
1.9 yrs

Nipendra Sharma

TITLE
Independent Non-Executive Director
TENURE
0.4 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month individual insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (₹) Value (₹)
X
Management checks
We assess Usha Martin Education & Solutions's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Usha Martin Education & Solutions has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

What You Must Know About Usha Martin Education & Solutions Limited's (NSE:UMESLTD) Return on Equity

and want to learn about Return on Equity using a real-life example. … Usha Martin Education & Solutions Limited (NSE:UMESLTD) delivered an ROE of 1.62% over the past 12 months, which is relatively in-line with its industry average of 4.16% during the same period. … View our latest analysis for Usha Martin Education & Solutions

Simply Wall St -

Is Usha Martin Education & Solutions Limited's (NSE:UMESLTD) Balance Sheet A Threat To Its Future?

Investors are always looking for growth in small-cap stocks like Usha Martin Education & Solutions Limited (NSE:UMESLTD), with a market cap of ₹25.10m.

Simply Wall St -

Who Are Usha Martin Education & Solutions Limited's (NSE:UMESLTD) Major Shareholders?

Today, I will be analyzing Usha Martin Education & Solutions Limited’s (NSEI:UMESLTD) recent ownership structure, an important but not-so-popular subject among individual investors. … Private Company Ownership Potential investors in UMESLTD should also look at another important group of investors: private companies, with a stake of 43.03%, who are primarily invested because of strategic and capital gain interests. … Thus, potential investors should look into these business relations and check how it can impact long-term shareholder returns.Next Steps: The company's high institutional ownership makes margin of safety a very important consideration to existing investors since long bull and bear trends often emerge when these big-ticket investors see a change in long-term potential of the company.

Simply Wall St -

Will Usha Martin Education & Solutions Limited (NSE:UMESLTD) Need To Raise More Money?

Additional cash raising may dilute the value of your shares, and since Usha Martin Education & Solutions is currently burning more cash than it is making, it’s likely the business will need funding for future growth. … Looking at Usha Martin Education & Solutions’s latest financial data, I will gauge when the company may run out of cash and need to raise more money. … However, even with declining costs, the current level of cash is not enough to sustain Usha Martin Education & Solutions’s operations and the company may need to come to market to raise more capital within the year.

Simply Wall St -

Should You Be Holding Usha Martin Education & Solutions Limited (NSE:UMESLTD) Right Now?

Based on this beta value, UMESLTD appears to be a stock that an investor with a high-beta portfolio would look for to reduce risk exposure to the market. … How UMESLTD's assets could affect its beta An asset-heavy company tends to have a higher beta because the risk associated with running fixed assets during a downturn is highly expensive. … Thus, we can expect UMESLTD to be more stable in the face of market movements, relative to its peers of similar size but with a higher portion of fixed assets on their books.

Simply Wall St -

How Financially Strong Is Usha Martin Education & Solutions Limited (NSE:UMESLTD)?

How does UMESLTD’s operating cash flow stack up against its debt? … UMESLTD has sustained its debt level by about ₹28.64M over the last 12 months , which is mainly comprised of near term debt. … Risk around debt is very low for UMESLTD, and the company also has the ability and headroom to increase debt if needed going forward.Next Steps: UMESLTD’s cash flow coverage indicates it could improve its operating efficiency in order to meet demand for debt repayments should unforeseen events arise.

Simply Wall St -

Where Usha Martin Education & Solutions Limited's (NSE:UMESLTD) Earnings Growth Stands Against Its Industry

In this article, I will take a look at Usha Martin Education & Solutions Limited's (NSEI:UMESLTD) most recent earnings update (31 December 2017) and compare these latest figures against its performance over the past few years, along with how the rest of UMESLTD's industry performed. … See our latest analysis for Usha Martin Education & Solutions How Did UMESLTD's Recent Performance Stack Up Against Its Past? … Each year, for the past five years Usha Martin Education & Solutions has seen an annual decline in revenue of -36.85%, on average.

Simply Wall St -

Who Are The Top Investors In Usha Martin Education & Solutions Limited (NSE:UMESLTD)?

Insider Ownership Another important group of shareholders are company insiders. … With this size of ownership in UMESLTD, this ownership class can affect the company's business strategy. … As a result, potential investors should further explore the company's business relations with these companies and find out if they can affect shareholder returns in the long-term.Next Steps: The company's high institutional ownership makes margin of safety a very important consideration to existing investors since long bull and bear trends often emerge when these big-ticket investors see a change in long-term potential of the company.

Simply Wall St -

Usha Martin Education & Solutions Limited's (NSE:UMESLTD): From Cash To Ash?

Additional cash raising may dilute the value of your shares, and since Usha Martin Education & Solutions is currently burning more cash than it is making, it’s likely the business will need funding for future growth. … Usha Martin Education & Solutions currently has IN₨983.00K in the bank, with negative cash flows from operations of -IN₨2.71M. … The measure of how fast Usha Martin Education & Solutions goes through its cash reserves over time is called the cash burn rate.

Simply Wall St -

February Insights Into Service Stocks: Usha Martin Education & Solutions Limited (NSE:UMESLTD)

Usha Martin Education & Solutions Limited (NSEI:UMESLTD), a ₹38.30M small-cap, operates in the consumer services industry, which generally follows the ups and downs of the economic cycle, as its services cater to various industries across different sectors. … Today, I will analyse the industry outlook, and also determine whether Usha Martin Education & Solutions is a laggard or leader relative to its service sector peers. … Next Steps: Usha Martin Education & Solutions has been a consumer services industry laggard in the past year.

Simply Wall St -

Company Info

Description

Usha Martin Education & Solutions Limited provides educational support services in India. It operates training centers for various higher education courses under the Usha Martin Academy brand name. The company also offers education services on Hybris omni-channel and commerce solutions, and courses on big data analytics; and provides SAP global certification training programs, as well as career development programs The company was formerly known as Usha Martin Infotech Limited and changed its name to Usha Martin Education & Solutions Limited in 2009. Usha Martin Education & Solutions Limited was incorporated in 1997 and is based in Kolkata, India.

Details
Name: Usha Martin Education & Solutions Limited
UMESLTD
Exchange: NSEI
Founded: 1997
₹33,019,763
26,415,811
Website: http://www.umesl.co.in
Address: Usha Martin Education & Solutions Limited
Godrej Waterside,
Tower-1, 5th Floor,
Kolkata,
West Bengal, 700091,
India
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
NSEI UMESLTD Equity Shares National Stock Exchange of India IN INR 10. Jan 2001
BSE 532398 Equity Shares Mumbai Stock Exchange IN INR 10. Jan 2001
Number of employees
Current staff
Staff numbers
0
Usha Martin Education & Solutions employees.
Industry
Education Services
Consumer Services
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/07/20 12:52
End of day share price update: 2019/07/19 00:00
Last earnings filing: 2019/06/08
Last earnings reported: 2019/03/31
Last annual earnings reported: 2019/03/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.