QLM Life & Medical Insurance Company Q.P.S.C Past Earnings Performance
Past criteria checks 2/6
QLM Life & Medical Insurance Company Q.P.S.C's earnings have been declining at an average annual rate of -6.1%, while the Insurance industry saw earnings growing at 12.3% annually. Revenues have been growing at an average rate of 11% per year. QLM Life & Medical Insurance Company Q.P.S.C's return on equity is 12.2%, and it has net margins of 6%.
Key information
-6.1%
Earnings growth rate
-6.3%
EPS growth rate
| Insurance Industry Growth | 11.2% |
| Revenue growth rate | 11.0% |
| Return on equity | 12.2% |
| Net Margin | 6.0% |
| Next Earnings Update | 14 Aug 2024 |
Revenue & Expenses Breakdown
How QLM Life & Medical Insurance Company Q.P.S.C makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 1,229 | 74 | 19 | 0 |
| 31 Dec 23 | 1,195 | 76 | 19 | 0 |
| 30 Sep 23 | 1,180 | 86 | 18 | 0 |
| 30 Jun 23 | 1,206 | 83 | 20 | 0 |
| 31 Mar 23 | 1,231 | 64 | 19 | 0 |
| 31 Dec 22 | 1,260 | 73 | 19 | 0 |
| 30 Sep 22 | 1,167 | 72 | 28 | 0 |
| 30 Jun 22 | 1,041 | 88 | 35 | 0 |
| 31 Mar 22 | 934 | 110 | 43 | 0 |
| 31 Dec 21 | 853 | 106 | 50 | 0 |
| 30 Sep 21 | 924 | 103 | 46 | 0 |
| 30 Jun 21 | 975 | 103 | 45 | 0 |
| 31 Mar 21 | 986 | 108 | 46 | 0 |
| 31 Dec 20 | 1,012 | 98 | 46 | 0 |
| 30 Sep 20 | 953 | 93 | 47 | 0 |
| 30 Jun 20 | 948 | 97 | 49 | 0 |
| 31 Mar 20 | 950 | 82 | 47 | 0 |
| 31 Dec 19 | 938 | 87 | 48 | 0 |
| 31 Dec 18 | 8 | 8 | 0 | 0 |
Quality Earnings: QLMI has a high level of non-cash earnings.
Growing Profit Margin: QLMI's current net profit margins (6%) are higher than last year (5.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: QLMI's earnings have declined by 6.1% per year over the past 5 years.
Accelerating Growth: QLMI's earnings growth over the past year (14.9%) exceeds its 5-year average (-6.1% per year).
Earnings vs Industry: QLMI earnings growth over the past year (14.9%) did not outperform the Insurance industry 14.9%.
Return on Equity
High ROE: QLMI's Return on Equity (12.2%) is considered low.