Bank Millennium Balance Sheet Health
Financial Health criteria checks 4/6
Bank Millennium has total assets of PLN125.5B and total equity of PLN6.9B. Total deposits are PLN107.5B, and total loans are PLN73.0B earning a Net Interest Margin of 4.6%. It has insufficient allowance for bad loans, which are currently at 4.6% of total loans. Cash and short-term investments are PLN16.3B.
Key information
18.2x
Asset to equity ratio
4.6%
Net interest margin
Total deposits | zł107.45b |
Loan to deposit ratio | Appropriate |
Bad loans | 4.6% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | zł16.35b |
Recent financial health updates
No updates
Recent updates
Earnings Update: Bank Millennium S.A. (WSE:MIL) Just Reported Its Interim Results And Analysts Are Updating Their Forecasts
Jul 29Need To Know: Analysts Are Much More Bullish On Bank Millennium S.A. (WSE:MIL) Revenues
Jun 06We Discuss Why Bank Millennium S.A.'s (WSE:MIL) CEO Compensation May Be Closely Reviewed
Mar 17If You Had Bought Bank Millennium's (WSE:MIL) Shares Three Years Ago You Would Be Down 59%
Jan 22Do Institutions Own Bank Millennium S.A. (WSE:MIL) Shares?
Nov 30Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MIL's Assets to Equity ratio (18.2x) is moderate.
Allowance for Bad Loans: MIL has a low allowance for bad loans (72%).
Low Risk Liabilities: 91% of MIL's liabilities are made up of primarily low risk sources of funding.
Loan Level: MIL has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: MIL's Loans to Deposits ratio (68%) is appropriate.
Level of Bad Loans: MIL has a high level of bad loans (4.6%).