Jubilee Life Insurance Company Limited

KASE:JLICL Stock Report

Market Cap: PK₨16.1b

Jubilee Life Insurance Valuation

Is JLICL undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of JLICL when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: JLICL (PKR160.27) is trading above our estimate of fair value (PKR29.11)

Significantly Below Fair Value: JLICL is trading above our estimate of fair value.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for JLICL?

Key metric: As JLICL is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for JLICL. This is calculated by dividing JLICL's market cap by their current earnings.
What is JLICL's PE Ratio?
PE Ratio6.3x
EarningsPK₨2.56b
Market CapPK₨16.08b

Price to Earnings Ratio vs Peers

How does JLICL's PE Ratio compare to its peers?

The above table shows the PE ratio for JLICL vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average8.5x
EFUL EFU Life Assurance
6.6xn/aPK₨18.4b
IGIHL IGI Holdings
10.7xn/aPK₨25.0b
ALIFE Adamjee Life Assurance
5.5xn/aPK₨7.5b
IGIL IGI Life Insurance
11.1xn/aPK₨2.5b
JLICL Jubilee Life Insurance
6.3xn/aPK₨16.1b

Price-To-Earnings vs Peers: JLICL is good value based on its Price-To-Earnings Ratio (6.3x) compared to the peer average (8.5x).


Price to Earnings Ratio vs Industry

How does JLICL's PE Ratio compare vs other companies in the PK Insurance Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
No more companies available in this PE range
JLICL 6.3xIndustry Avg. 5.3xNo. of Companies6PE0612182430+
0 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: JLICL is expensive based on its Price-To-Earnings Ratio (6.3x) compared to the PK Insurance industry average (5.2x).


Price to Earnings Ratio vs Fair Ratio

What is JLICL's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

JLICL PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio6.3x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate JLICL's Price-To-Earnings Fair Ratio for valuation analysis.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


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