Jubilee Life Insurance Company Limited

KASE:JLICL Stock Report

Market Cap: PK₨17.2b

Jubilee Life Insurance Past Earnings Performance

Past criteria checks 2/6

Jubilee Life Insurance's earnings have been declining at an average annual rate of -0.8%, while the Insurance industry saw earnings growing at 23.1% annually. Revenues have been growing at an average rate of 7.4% per year. Jubilee Life Insurance's return on equity is 16%, and it has net margins of 2.7%.

Key information

-0.8%

Earnings growth rate

-0.8%

EPS growth rate

Insurance Industry Growth18.8%
Revenue growth rate7.4%
Return on equity16.0%
Net Margin2.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Jubilee Life Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

KASE:JLICL Revenue, expenses and earnings (PKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2494,8832,5636,3930
30 Jun 2487,5952,7536,0540
31 Mar 2483,1962,3505,6870
31 Dec 2378,1902,3065,1750
30 Sep 2367,8632,0625,1540
30 Jun 2361,3601,8794,7430
31 Mar 2351,7512,1004,3110
31 Dec 2250,2482,0723,9500
30 Sep 2250,7162,0693,3670
30 Jun 2243,0381,7723,3530
31 Mar 2250,7751,8533,5710
31 Dec 2151,7621,7933,4690
30 Sep 2155,0362,1343,4380
30 Jun 2168,9782,4633,1780
31 Mar 2177,0373,4982,9490
31 Dec 2057,1252,8843,1400
30 Sep 2070,8132,6313,3310
30 Jun 2061,5862,6553,3020
31 Mar 2046,4451,7303,2060
31 Dec 1968,7562,2242,9660
30 Sep 1946,2552,1092,7420
30 Jun 1945,9162,1282,7080
31 Mar 1947,4051,9742,7250
31 Dec 1848,6602,4302,6320
30 Sep 1852,4192,7792,5010
30 Jun 1846,2692,8532,5790
31 Mar 1847,6903,3712,5310
31 Dec 1742,0893,2622,4230
30 Sep 1748,6053,1914,7530
30 Jun 1753,8412,9906,1560
31 Mar 1756,3772,3778,0450
31 Dec 1652,7142,1089,0860
30 Sep 1643,6111,8768,5090
30 Jun 1639,7481,7568,1230
31 Mar 1637,3361,6928,0060
31 Dec 1535,4521,6227,8840
30 Sep 1534,1931,5287,3870
30 Jun 1533,3261,4387,0340
31 Mar 1528,8641,4646,4300
31 Dec 1427,3501,3626,1610
30 Sep 1424,4031,2145,7820
30 Jun 1423,0261,1425,6530
31 Mar 1421,8391,0165,3170

Quality Earnings: JLICL has high quality earnings.

Growing Profit Margin: JLICL's current net profit margins (2.7%) are lower than last year (3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: JLICL's earnings have declined by 0.8% per year over the past 5 years.

Accelerating Growth: JLICL's earnings growth over the past year (24.2%) exceeds its 5-year average (-0.8% per year).

Earnings vs Industry: JLICL earnings growth over the past year (24.2%) did not outperform the Insurance industry 52.3%.

Return on Equity

High ROE: JLICL's Return on Equity (16%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/31 00:13
End of Day Share Price 2025/01/31 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Jubilee Life Insurance Company Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution