Jubilee Life Insurance Past Earnings Performance
Past criteria checks 2/6
Jubilee Life Insurance's earnings have been declining at an average annual rate of -2.6%, while the Insurance industry saw earnings growing at 18.1% annually. Revenues have been growing at an average rate of 3.5% per year. Jubilee Life Insurance's return on equity is 15%, and it has net margins of 2.9%.
Key information
-2.6%
Earnings growth rate
-2.6%
EPS growth rate
| Insurance Industry Growth | 18.8% |
| Revenue growth rate | 3.5% |
| Return on equity | 15.0% |
| Net Margin | 2.9% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Jubilee Life Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 78,190 | 2,306 | 5,175 | 0 |
| 30 Sep 23 | 67,863 | 2,062 | 5,154 | 0 |
| 30 Jun 23 | 61,360 | 1,879 | 4,743 | 0 |
| 31 Mar 23 | 51,751 | 2,100 | 4,311 | 0 |
| 31 Dec 22 | 50,248 | 2,072 | 3,950 | 0 |
| 30 Sep 22 | 50,716 | 2,069 | 3,367 | 0 |
| 30 Jun 22 | 43,038 | 1,772 | 3,353 | 0 |
| 31 Mar 22 | 50,775 | 1,853 | 3,571 | 0 |
| 31 Dec 21 | 51,762 | 1,793 | 3,469 | 0 |
| 30 Sep 21 | 55,036 | 2,134 | 3,438 | 0 |
| 30 Jun 21 | 68,978 | 2,463 | 3,178 | 0 |
| 31 Mar 21 | 77,037 | 3,498 | 2,949 | 0 |
| 31 Dec 20 | 57,125 | 2,884 | 3,140 | 0 |
| 30 Sep 20 | 70,813 | 2,631 | 3,331 | 0 |
| 30 Jun 20 | 61,586 | 2,655 | 3,302 | 0 |
| 31 Mar 20 | 46,445 | 1,730 | 3,206 | 0 |
| 31 Dec 19 | 68,756 | 2,224 | 2,966 | 0 |
| 30 Sep 19 | 46,255 | 2,109 | 2,742 | 0 |
| 30 Jun 19 | 45,916 | 2,128 | 2,708 | 0 |
| 31 Mar 19 | 47,405 | 1,974 | 2,725 | 0 |
| 31 Dec 18 | 48,660 | 2,430 | 2,632 | 0 |
| 30 Sep 18 | 52,419 | 2,779 | 2,501 | 0 |
| 30 Jun 18 | 46,269 | 2,853 | 2,579 | 0 |
| 31 Mar 18 | 47,690 | 3,371 | 2,531 | 0 |
| 31 Dec 17 | 42,089 | 3,262 | 2,423 | 0 |
| 30 Sep 17 | 48,605 | 3,191 | 4,753 | 0 |
| 30 Jun 17 | 53,841 | 2,990 | 6,156 | 0 |
| 31 Mar 17 | 56,377 | 2,377 | 8,045 | 0 |
| 31 Dec 16 | 52,714 | 2,108 | 9,086 | 0 |
| 30 Sep 16 | 43,611 | 1,876 | 8,509 | 0 |
| 30 Jun 16 | 39,748 | 1,756 | 8,123 | 0 |
| 31 Mar 16 | 37,336 | 1,692 | 8,006 | 0 |
| 31 Dec 15 | 35,452 | 1,622 | 7,884 | 0 |
| 30 Sep 15 | 34,193 | 1,528 | 7,387 | 0 |
| 30 Jun 15 | 33,326 | 1,438 | 7,034 | 0 |
| 31 Mar 15 | 28,864 | 1,464 | 6,430 | 0 |
| 31 Dec 14 | 27,350 | 1,362 | 6,161 | 0 |
| 30 Sep 14 | 24,403 | 1,214 | 5,782 | 0 |
| 30 Jun 14 | 23,026 | 1,142 | 5,653 | 0 |
| 31 Mar 14 | 21,839 | 1,016 | 5,317 | 0 |
| 31 Dec 13 | 20,073 | 941 | 4,998 | 0 |
| 30 Sep 13 | 18,214 | 780 | 4,899 | 0 |
| 30 Jun 13 | 16,993 | 707 | 4,649 | 0 |
Quality Earnings: JLICL has high quality earnings.
Growing Profit Margin: JLICL's current net profit margins (2.9%) are lower than last year (4.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: JLICL's earnings have declined by 2.6% per year over the past 5 years.
Accelerating Growth: JLICL's earnings growth over the past year (11.3%) exceeds its 5-year average (-2.6% per year).
Earnings vs Industry: JLICL earnings growth over the past year (11.3%) did not outperform the Insurance industry 50%.
Return on Equity
High ROE: JLICL's Return on Equity (15%) is considered low.