Jubilee Life Insurance Balance Sheet Health
Financial Health criteria checks 4/6
Jubilee Life Insurance has a total shareholder equity of PKR16.0B and total debt of PKR250.0M, which brings its debt-to-equity ratio to 1.6%. Its total assets and total liabilities are PKR223.8B and PKR207.8B respectively. Jubilee Life Insurance's EBIT is PKR4.6B making its interest coverage ratio 31.4. It has cash and short-term investments of PKR168.2B.
Key information
1.6%
Debt to equity ratio
PK₨250.00m
Debt
| Interest coverage ratio | 31.4x |
| Cash | PK₨168.16b |
| Equity | PK₨15.99b |
| Total liabilities | PK₨207.78b |
| Total assets | PK₨223.77b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: JLICL's short term assets (PKR172.9B) do not cover its short term liabilities (PKR205.0B).
Long Term Liabilities: JLICL's short term assets (PKR172.9B) exceed its long term liabilities (PKR2.8B).
Debt to Equity History and Analysis
Debt Level: JLICL has more cash than its total debt.
Reducing Debt: JLICL's debt to equity ratio has reduced from 14.2% to 1.6% over the past 5 years.
Debt Coverage: JLICL's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: JLICL's interest payments on its debt are well covered by EBIT (31.4x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 13:08 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Jubilee Life Insurance Company Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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