Soneri Bank Balance Sheet Health
Financial Health criteria checks 3/6
Soneri Bank has total assets of PKR658.6B and total equity of PKR28.6B. Total deposits are PKR517.9B, and total loans are PKR205.8B earning a Net Interest Margin of 4.5%. It has insufficient allowance for bad loans, which are currently at 4.9% of total loans. Cash and short-term investments are PKR13.7B.
Key information
23x
Asset to equity ratio
4.5%
Net interest margin
Total deposits | PK₨517.87b |
Loan to deposit ratio | Appropriate |
Bad loans | 4.9% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | PK₨13.74b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SNBL's Assets to Equity ratio (23x) is very high.
Allowance for Bad Loans: SNBL has a low allowance for bad loans (81%).
Low Risk Liabilities: 82% of SNBL's liabilities are made up of primarily low risk sources of funding.
Loan Level: SNBL has an appropriate level of Loans to Assets ratio (31%).
Low Risk Deposits: SNBL's Loans to Deposits ratio (40%) is appropriate.
Level of Bad Loans: SNBL has a high level of bad loans (4.9%).