Soneri Bank Limited

KASE:SNBL Stock Report

Market Cap: PK₨21.5b

Soneri Bank Past Earnings Performance

Past criteria checks 5/6

Soneri Bank has been growing earnings at an average annual rate of 27.3%, while the Banks industry saw earnings growing at 25% annually. Revenues have been growing at an average rate of 22.6% per year. Soneri Bank's return on equity is 21.8%, and it has net margins of 20.7%.

Key information

27.3%

Earnings growth rate

27.3%

EPS growth rate

Banks Industry Growth20.1%
Revenue growth rate22.6%
Return on equity21.8%
Net Margin20.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Soneri Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

KASE:SNBL Revenue, expenses and earnings (PKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2432,0526,6483950
30 Jun 2431,0926,7523970
31 Mar 2429,5696,3463440
31 Dec 2327,8136,0753340
30 Sep 2323,8954,7333280
30 Jun 2321,4713,8652950
31 Mar 2319,2992,8302600
31 Dec 2216,8011,8832530
30 Sep 2215,9481,7912110
30 Jun 2214,8841,5772240
31 Mar 2215,2222,6152190
31 Dec 2115,3452,8542150
30 Sep 2114,9852,9471960
30 Jun 2114,6773,0931740
31 Mar 2113,8972,7751730
31 Dec 2013,0342,4001530
30 Sep 2012,9592,5061330
30 Jun 2012,1052,0601190
31 Mar 2011,0781,622-650
31 Dec 1911,3671,906-550
30 Sep 1910,8151,701-2380
30 Jun 1910,7551,783-2360
31 Mar 1910,7001,815-560
31 Dec 1810,2871,784-610
30 Sep 1810,1741,722-4,8450
30 Jun 1810,1241,824-3,1060
31 Mar 1810,0681,724-1,3970
31 Dec 179,8621,6602070
30 Sep 179,4391,5686,6020
30 Jun 179,2121,5156,4570
31 Mar 179,7661,9356,3240
31 Dec 169,5561,8796,2050
30 Sep 169,9692,1656,1020
30 Jun 1610,0292,2816,0250
31 Mar 169,7242,1395,9590
31 Dec 159,7192,2135,8050
30 Sep 159,3302,0525,7230
30 Jun 159,1662,0265,5800
31 Mar 158,7741,8945,4830
31 Dec 148,2401,5825,4720
30 Sep 147,7571,2345,5640
30 Jun 147,4931,1495,4530
31 Mar 146,8851,0385,2110

Quality Earnings: SNBL has high quality earnings.

Growing Profit Margin: SNBL's current net profit margins (20.7%) are higher than last year (19.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: SNBL's earnings have grown significantly by 27.3% per year over the past 5 years.

Accelerating Growth: SNBL's earnings growth over the past year (40.5%) exceeds its 5-year average (27.3% per year).

Earnings vs Industry: SNBL earnings growth over the past year (40.5%) exceeded the Banks industry 22.7%.

Return on Equity

High ROE: Whilst SNBL's Return on Equity (21.76%) is high, this metric is skewed due to their high level of debt.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/04 13:31
End of Day Share Price 2025/02/04 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Soneri Bank Limited is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Hasnain ImamAL Habib Capital Markets (Private) Limited