BankIslami Pakistan Limited

KASE:BIPL Stock Report

Market Cap: PK₨24.5b

BankIslami Pakistan Past Earnings Performance

Past criteria checks 3/6

BankIslami Pakistan has been growing earnings at an average annual rate of 53.1%, while the Banks industry saw earnings growing at 25% annually. Revenues have been growing at an average rate of 35.6% per year. BankIslami Pakistan's return on equity is 26.9%, and it has net margins of 26.9%.

Key information

53.1%

Earnings growth rate

52.6%

EPS growth rate

Banks Industry Growth20.1%
Revenue growth rate35.6%
Return on equity26.9%
Net Margin26.9%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How BankIslami Pakistan makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

KASE:BIPL Revenue, expenses and earnings (PKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2446,03212,3626960
30 Jun 2444,65112,5737020
31 Mar 2440,93812,0326350
31 Dec 2336,42410,6106390
30 Sep 2332,36710,0785010
30 Jun 2327,7048,1404250
31 Mar 2323,3275,7564530
31 Dec 2220,0674,4843730
30 Sep 2217,3493,1224230
30 Jun 2214,7872,3993870
31 Mar 2213,4512,0562640
31 Dec 2112,7631,9391950
30 Sep 2111,7191,5963400
30 Jun 2111,4781,5013390
31 Mar 2111,5051,5492350
31 Dec 2011,4401,4542480
30 Sep 2011,8561,6651130
30 Jun 2011,1931,4561450
31 Mar 2010,2401,2352450
31 Dec 199,5811,1281880
30 Sep 199,1051,165770
30 Jun 198,462782590
31 Mar 197,680449480
31 Dec 187,22833480
30 Sep 186,7771,647-4,5480
30 Jun 186,7951,817-2,9810
31 Mar 186,4711,612-1,4550
31 Dec 176,4141,677890
30 Sep 176,3231906,4310
30 Jun 176,2882386,3230
31 Mar 177,0136156,2430
31 Dec 166,9736456,1550
30 Sep 166,9824156,3260
30 Jun 166,1702735,9340
31 Mar 165,404305,5930
31 Dec 154,903-845,0580
30 Sep 154,3931754,1610
30 Jun 154,4662263,9500
31 Mar 154,1373043,6370
31 Dec 143,9863133,4720
30 Sep 143,5953273,0580
30 Jun 143,2312492,8150
31 Mar 143,0182312,6390
31 Dec 132,8181892,4940

Quality Earnings: BIPL has high quality earnings.

Growing Profit Margin: BIPL's current net profit margins (26.9%) are lower than last year (31.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BIPL's earnings have grown significantly by 53.1% per year over the past 5 years.

Accelerating Growth: BIPL's earnings growth over the past year (22.7%) is below its 5-year average (53.1% per year).

Earnings vs Industry: BIPL earnings growth over the past year (22.7%) did not outperform the Banks industry 30.1%.

Return on Equity

High ROE: BIPL's Return on Equity (26.9%) is considered high.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/27 03:54
End of Day Share Price 2024/12/27 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

BankIslami Pakistan Limited is covered by 4 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Sana BawaniElixir Securities Pakistan (Pvt) Ltd.
Arvind AnandFortune Securities Limited
Syed Arif RehmanFortune Securities Limited