BankIslami Pakistan Limited

KASE:BIPL Stock Report

Market Cap: PK₨25.1b

BankIslami Pakistan Balance Sheet Health

Financial Health criteria checks 4/6

BankIslami Pakistan has total assets of PKR662.6B and total equity of PKR46.0B. Total deposits are PKR551.9B, and total loans are PKR209.4B.

Key information

14.4x

Asset to equity ratio

n/a

Net interest margin

Total deposits

PK₨551.90b

Loan to deposit ratio

Appropriate

Bad loans

11.0%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

PK₨45.45b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: BIPL's Assets to Equity ratio (14.4x) is moderate.

Allowance for Bad Loans: BIPL has a low allowance for bad loans (84%).

Low Risk Liabilities: 89% of BIPL's liabilities are made up of primarily low risk sources of funding.

Loan Level: BIPL has an appropriate level of Loans to Assets ratio (32%).

Low Risk Deposits: BIPL's Loans to Deposits ratio (38%) is appropriate.

Level of Bad Loans: BIPL has a high level of bad loans (11%).


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