BankIslami Pakistan Balance Sheet Health
Financial Health criteria checks 5/6
BankIslami Pakistan has total assets of PKR654.8B and total equity of PKR36.4B. Total deposits are PKR522.5B, and total loans are PKR246.1B.
Key information
18x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | PK₨522.54b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 8.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | PK₨18.99b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BIPL's Assets to Equity ratio (18x) is moderate.
Allowance for Bad Loans: BIPL has a sufficient allowance for bad loans (104%).
Low Risk Liabilities: 84% of BIPL's liabilities are made up of primarily low risk sources of funding.
Loan Level: BIPL has an appropriate level of Loans to Assets ratio (38%).
Low Risk Deposits: BIPL's Loans to Deposits ratio (47%) is appropriate.
Level of Bad Loans: BIPL has a high level of bad loans (8.4%).