BankIslami Pakistan Balance Sheet Health
Financial Health criteria checks 4/6
BankIslami Pakistan has total assets of PKR662.6B and total equity of PKR46.0B. Total deposits are PKR551.9B, and total loans are PKR209.4B.
Key information
14.4x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | PK₨551.90b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 11.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | PK₨45.45b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BIPL's Assets to Equity ratio (14.4x) is moderate.
Allowance for Bad Loans: BIPL has a low allowance for bad loans (84%).
Low Risk Liabilities: 89% of BIPL's liabilities are made up of primarily low risk sources of funding.
Loan Level: BIPL has an appropriate level of Loans to Assets ratio (32%).
Low Risk Deposits: BIPL's Loans to Deposits ratio (38%) is appropriate.
Level of Bad Loans: BIPL has a high level of bad loans (11%).