Apna Microfinance Bank Limited

KASE:AMBL Stock Report

Market Cap: PK₨4.3b

Apna Microfinance Bank Balance Sheet Health

Financial Health criteria checks 5/6

Apna Microfinance Bank has total assets of PKR17.5B and total equity of PKR-8.2B. Total deposits are PKR24.8B, and total loans are PKR6.6B.

Key information

-2.1x

Asset to equity ratio

n/a

Net interest margin

Total deposits

PK₨24.77b

Loan to deposit ratio

Appropriate

Bad loans

42.4%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

PK₨3.52b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: AMBL's Assets to Equity ratio (-2.1x) is low.

Allowance for Bad Loans: AMBL has a sufficient allowance for bad loans (103%).

Low Risk Liabilities: 96% of AMBL's liabilities are made up of primarily low risk sources of funding.

Loan Level: AMBL has an appropriate level of Loans to Assets ratio (38%).

Low Risk Deposits: AMBL's Loans to Deposits ratio (27%) is appropriate.

Level of Bad Loans: AMBL has a high level of bad loans (42.4%).


Discover healthy companies