Apna Microfinance Bank Balance Sheet Health
Financial Health criteria checks 5/6
Apna Microfinance Bank has total assets of PKR17.5B and total equity of PKR-8.2B. Total deposits are PKR24.8B, and total loans are PKR6.6B.
Key information
-2.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | PK₨24.77b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 42.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | PK₨3.52b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: AMBL's Assets to Equity ratio (-2.1x) is low.
Allowance for Bad Loans: AMBL has a sufficient allowance for bad loans (103%).
Low Risk Liabilities: 96% of AMBL's liabilities are made up of primarily low risk sources of funding.
Loan Level: AMBL has an appropriate level of Loans to Assets ratio (38%).
Low Risk Deposits: AMBL's Loans to Deposits ratio (27%) is appropriate.
Level of Bad Loans: AMBL has a high level of bad loans (42.4%).