Apna Microfinance Bank Balance Sheet Health
Financial Health criteria checks 5/6
Apna Microfinance Bank has total assets of PKR19.0B and total equity of PKR-2.9B. Total deposits are PKR20.8B, and total loans are PKR8.7B.
Key information
-6.6x
Asset to equity ratio
n/a
Net interest margin
Total deposits | PK₨20.82b |
Loan to deposit ratio | Appropriate |
Bad loans | 26.7% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | PK₨2.48b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: AMBL's Assets to Equity ratio (-6.6x) is low.
Allowance for Bad Loans: AMBL has a sufficient allowance for bad loans (101%).
Low Risk Liabilities: 95% of AMBL's liabilities are made up of primarily low risk sources of funding.
Loan Level: AMBL has an appropriate level of Loans to Assets ratio (46%).
Low Risk Deposits: AMBL's Loans to Deposits ratio (42%) is appropriate.
Level of Bad Loans: AMBL has a high level of bad loans (26.7%).