Apna Microfinance Bank Past Earnings Performance
Past criteria checks 0/6
Apna Microfinance Bank's earnings have been declining at an average annual rate of -49.9%, while the Banks industry saw earnings growing at 25% annually. Revenues have been declining at an average rate of 51.2% per year.
Key information
-49.9%
Earnings growth rate
-49.1%
EPS growth rate
| Banks Industry Growth | 20.1% |
| Revenue growth rate | -51.2% |
| Return on equity | n/a |
| Net Margin | 389.4% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Apna Microfinance Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | -801 | -3,118 | 2,218 | 0 |
| 30 Jun 24 | -734 | -3,035 | 2,204 | 0 |
| 31 Mar 24 | -548 | -2,858 | 2,214 | 0 |
| 31 Dec 23 | -1,297 | -3,594 | 2,203 | 0 |
| 30 Sep 23 | -1,692 | -3,944 | 2,149 | 0 |
| 30 Jun 23 | -2,934 | -5,181 | 2,145 | 0 |
| 31 Mar 23 | -3,576 | -5,625 | 2,189 | 0 |
| 31 Dec 22 | -2,642 | -4,489 | 2,150 | 0 |
| 30 Sep 22 | -4,004 | -5,234 | 2,282 | 0 |
| 30 Jun 22 | -2,173 | -3,331 | 2,227 | 0 |
| 31 Mar 22 | -1,020 | -2,312 | 2,117 | 0 |
| 31 Dec 21 | -474 | -1,931 | 2,123 | 0 |
| 30 Sep 21 | 1,922 | -27 | 1,975 | 0 |
| 30 Jun 21 | 1,931 | -23 | 1,977 | 0 |
| 31 Mar 21 | 1,995 | 47 | 1,968 | 0 |
| 31 Dec 20 | 1,996 | 13 | 1,996 | 0 |
| 30 Sep 20 | 1,682 | 33 | 1,929 | 0 |
| 30 Jun 20 | 1,633 | 42 | 1,883 | 0 |
| 31 Mar 20 | 1,596 | 39 | 1,830 | 0 |
| 31 Dec 19 | 1,560 | 54 | 1,777 | 0 |
| 30 Sep 19 | 1,755 | 63 | 1,770 | 0 |
| 30 Jun 19 | 1,707 | 62 | 1,705 | 0 |
| 31 Mar 19 | 1,674 | 67 | 1,685 | 0 |
| 31 Dec 18 | 1,546 | 53 | 1,576 | 0 |
| 30 Sep 18 | 1,239 | 110 | 1,480 | 0 |
| 30 Jun 18 | 1,273 | 203 | 1,423 | 0 |
| 31 Mar 18 | 910 | 100 | 1,307 | 0 |
| 31 Dec 17 | 717 | -80 | 1,297 | 0 |
| 30 Sep 17 | 28 | -906 | 1,311 | 0 |
| 30 Jun 17 | -157 | -1,037 | 1,257 | 0 |
| 31 Mar 17 | 36 | -894 | 1,184 | 0 |
| 31 Dec 16 | 37 | -736 | 1,073 | 0 |
| 30 Sep 16 | 861 | 45 | 879 | 0 |
| 30 Jun 16 | 667 | 59 | 674 | 0 |
| 31 Mar 16 | 431 | -4 | 485 | 0 |
| 31 Dec 15 | 304 | -29 | 340 | 0 |
| 30 Sep 15 | 237 | -17 | 241 | 0 |
| 30 Jun 15 | 173 | -39 | 200 | 0 |
| 31 Mar 15 | 160 | -19 | 167 | 0 |
| 31 Dec 14 | 174 | 6 | 157 | 0 |
| 30 Sep 14 | 122 | -37 | 153 | 0 |
| 30 Jun 14 | 125 | -16 | 134 | 0 |
| 31 Mar 14 | 95 | -45 | 134 | 0 |
Quality Earnings: AMBL is currently unprofitable.
Growing Profit Margin: AMBL is currently unprofitable.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: AMBL is unprofitable, and losses have increased over the past 5 years at a rate of 49.9% per year.
Accelerating Growth: Unable to compare AMBL's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: AMBL is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (30.1%).
Return on Equity
High ROE: AMBL's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/02 03:59 |
| End of Day Share Price | 2025/01/02 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Apna Microfinance Bank Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|