Apna Microfinance Bank Limited

KASE:AMBL Stock Report

Market Cap: PK₨4.3b

Apna Microfinance Bank Past Earnings Performance

Past criteria checks 0/6

Apna Microfinance Bank's earnings have been declining at an average annual rate of -59.2%, while the Banks industry saw earnings growing at 26% annually. Revenues have been declining at an average rate of 54.2% per year.

Key information

-59.2%

Earnings growth rate

-58.4%

EPS growth rate

Banks Industry Growth20.1%
Revenue growth rate-54.2%
Return on equityn/a
Net Margin413.5%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Apna Microfinance Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

KASE:AMBL Revenue, expenses and earnings (PKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 24-734-3,0352,2040
31 Mar 24-548-2,8582,2140
31 Dec 23-1,297-3,5942,2030
30 Jun 23-2,934-5,1812,1450
31 Mar 23-3,576-5,6252,1890
31 Dec 22-2,642-4,4892,1500
30 Sep 22-4,004-5,2342,2820
30 Jun 22-2,173-3,3312,2270
31 Mar 22-1,020-2,3122,1170
31 Dec 21-474-1,9312,1230
30 Sep 211,922-271,9750
30 Jun 211,931-231,9770
31 Mar 211,995471,9680
31 Dec 201,996131,9960
30 Sep 201,682331,9290
30 Jun 201,633421,8830
31 Mar 201,596391,8300
31 Dec 191,560541,7770
30 Sep 191,755631,7700
30 Jun 191,707621,7050
31 Mar 191,674671,6850
31 Dec 181,546531,5760
30 Sep 181,2391101,4800
30 Jun 181,2732031,4230
31 Mar 189101001,3070
31 Dec 17717-801,2970
30 Sep 1728-9061,3110
30 Jun 17-157-1,0371,2570
31 Mar 1736-8941,1840
31 Dec 1637-7361,0730
30 Sep 16861458790
30 Jun 16667596740
31 Mar 16431-44850
31 Dec 15304-293400
30 Sep 15237-172410
30 Jun 15173-392000
31 Mar 15160-191670
31 Dec 1417461570
30 Sep 14122-371530
30 Jun 14125-161340
31 Mar 1495-451340
31 Dec 1372-531190
30 Sep 1354-611090

Quality Earnings: AMBL is currently unprofitable.

Growing Profit Margin: AMBL is currently unprofitable.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: AMBL is unprofitable, and losses have increased over the past 5 years at a rate of 59.2% per year.

Accelerating Growth: Unable to compare AMBL's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: AMBL is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (48.7%).


Return on Equity

High ROE: AMBL's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.


Return on Assets


Return on Capital Employed


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