LTG Stock Overview
LT Group, Inc. engages in banking, distilled spirits, beverages, tobacco, property development, and other businesses in the Philippines and internationally.
LT Group Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||₱8.61|
|52 Week High||₱14.10|
|52 Week Low||₱8.02|
|1 Month Change||-2.60%|
|3 Month Change||-5.39%|
|1 Year Change||-34.48%|
|3 Year Change||-42.98%|
|5 Year Change||-46.26%|
|Change since IPO||6,665.04%|
Recent News & Updates
|LTG||PH Industrials||PH Market|
Return vs Industry: LTG underperformed the PH Industrials industry which returned -0.3% over the past year.
Return vs Market: LTG underperformed the PH Market which returned 7.9% over the past year.
|LTG Average Weekly Movement||3.6%|
|Industrials Industry Average Movement||4.9%|
|Market Average Movement||5.6%|
|10% most volatile stocks in PH Market||10.1%|
|10% least volatile stocks in PH Market||3.1%|
Stable Share Price: LTG is less volatile than 75% of PH stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: LTG's weekly volatility (4%) has been stable over the past year.
About the Company
LT Group, Inc. engages in banking, distilled spirits, beverages, tobacco, property development, and other businesses in the Philippines and internationally. Its Banking segment provides various banking and financial services to corporate, middle-market, and retail customers; and to national government, local government units, government-owned and controlled corporations, and various government agencies. This segment offers deposit-taking, lending, bills discounting, foreign exchange dealing, investment banking, fund transfers or remittance servicing, retail banking and trust, and other insurance services.
LT Group Fundamentals Summary
|LTG fundamental statistics|
Is LTG overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|LTG income statement (TTM)|
|Cost of Revenue||₱35.76b|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
|Earnings per share (EPS)||1.88|
|Net Profit Margin||22.25%|
How did LTG perform over the long term?See historical performance and comparison
13.2%Current Dividend Yield
Does LTG pay a reliable dividends?See LTG dividend history and benchmarks
|LT Group dividend dates|
|Ex Dividend Date||May 26 2022|
|Dividend Pay Date||Jun 15 2022|
|Days until Ex dividend||2 days|
|Days until Dividend pay date||22 days|
Does LTG pay a reliable dividends?See LTG dividend history and benchmarks
Is LT Group undervalued compared to its fair value and its price relative to the market?
Valuation Score 6/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PB vs Industry
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: LTG (₱8.61) is trading below our estimate of fair value (₱14.4)
Significantly Below Fair Value: LTG is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: LTG is good value based on its PE Ratio (4.6x) compared to the PH Industrials industry average (11.3x).
PE vs Market: LTG is good value based on its PE Ratio (4.6x) compared to the PH market (11.6x).
Price to Earnings Growth Ratio
PEG Ratio: LTG is good value based on its PEG Ratio (0.3x)
Price to Book Ratio
PB vs Industry: LTG is good value based on its PB Ratio (0.5x) compared to the PH Industrials industry average (1.1x).
How is LT Group forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?
Future Growth Score1/6
Future Growth Score 1/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: LTG's forecast earnings growth (17.5% per year) is above the savings rate (4.9%).
Earnings vs Market: LTG's earnings (17.5% per year) are forecast to grow slower than the PH market (20.8% per year).
High Growth Earnings: LTG's earnings are forecast to grow, but not significantly.
Revenue vs Market: LTG's revenue (9% per year) is forecast to grow slower than the PH market (10.3% per year).
High Growth Revenue: LTG's revenue (9% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: LTG's Return on Equity is forecast to be low in 3 years time (13.7%).
How has LT Group performed over the past 5 years?
Past Performance Score2/6
Past Performance Score 2/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: LTG has high quality earnings.
Growing Profit Margin: LTG's current net profit margins (22.2%) are lower than last year (23.2%).
Past Earnings Growth Analysis
Earnings Trend: LTG's earnings have grown by 14.1% per year over the past 5 years.
Accelerating Growth: LTG's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: LTG had negative earnings growth (-4.4%) over the past year, making it difficult to compare to the Industrials industry average (57.4%).
Return on Equity
High ROE: LTG's Return on Equity (8%) is considered low.
How is LT Group's financial position?
Financial Health Score4/6
Financial Health Score 4/6
Short Term Liabilities
Long Term Liabilities
Financial Position Analysis
Short Term Liabilities: LTG's short term assets (₱596.5B) do not cover its short term liabilities (₱871.3B).
Long Term Liabilities: LTG's short term assets (₱596.5B) exceed its long term liabilities (₱119.9B).
Debt to Equity History and Analysis
Debt Level: LTG has more cash than its total debt.
Reducing Debt: LTG's debt to equity ratio has increased from 26.8% to 31.2% over the past 5 years.
Debt Coverage: LTG's debt is well covered by operating cash flow (110.5%).
Interest Coverage: LTG's interest payments on its debt are well covered by EBIT (189.4x coverage).
What is LT Group current dividend yield, its reliability and sustainability?
Dividend Score 5/6
Future Dividend Coverage
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: LTG's dividend (13.24%) is higher than the bottom 25% of dividend payers in the PH market (1.36%).
High Dividend: LTG's dividend (13.24%) is in the top 25% of dividend payers in the PH market (4.63%)
Stability and Growth of Payments
Stable Dividend: LTG's dividend payments have been volatile in the past 10 years.
Growing Dividend: LTG's dividend payments have increased over the past 10 years.
Earnings Payout to Shareholders
Earnings Coverage: With its low payout ratio (8%), LTG's dividend payments are thoroughly covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: With its low cash payout ratio (14.7%), LTG's dividend payments are thoroughly covered by cash flows.
Discover strong dividend paying companies
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Lucio Tan (87 yo)
Dr. Lucio Chua Tan, Sr. serves as the President at PAL Holdings, Inc. and has been its Chief Executive Officer since February 18, 2020. He serves as Chief Operating Officer of PAL Holdings, Inc since July...
Experienced Management: LTG's management team is seasoned and experienced (11.5 years average tenure).
Experienced Board: LTG's board of directors are considered experienced (6.9 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
LT Group, Inc.'s employee growth, exchange listings and data sources
- Name: LT Group, Inc.
- Ticker: LTG
- Exchange: PSE
- Founded: 1854
- Industry: Industrial Conglomerates
- Sector: Capital Goods
- Implied Market Cap: ₱93.130b
- Shares outstanding: 10.82b
- Website: https://ltg.com.ph
Number of Employees
- LT Group, Inc.
- Bench Tower, Unit 3
- 11th Floor
- Taguig City
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/05/23 00:00|
|End of Day Share Price||2022/05/23 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.