GT Capital Holdings (PSE:GTCAP) - Share price, News & Analysis

GTCAP fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	1/6
Past Performance	3/6
Financial Health	3/6
Dividends	0/6

GTCAP Stock Overview

Rewards

PE ratio (10.7x) is below the PH market (11.6x)

Earnings are forecast to grow 15.24% per year

Risk Analysis

Debt is not well covered by operating cash flow

GT Capital Holdings Competitors

Price History & Performance

Summary of all time highs, changes and price drops for GT Capital Holdings
Historical stock prices
Current Share Price	₱529.00
52 Week High	₱634.50
52 Week Low	₱470.00
Beta	1.32
1 Month Change	2.72%
3 Month Change	-11.24%
1 Year Change	-1.86%
3 Year Change	-35.33%
5 Year Change	-50.27%
Change since IPO	20.19%

Shareholder Returns

	GTCAP	PH Industrials	PH Market
7D	9.8%	5.6%	4.6%
1Y	-1.9%	-0.3%	7.9%

Return vs Industry: GTCAP underperformed the PH Industrials industry which returned -0.3% over the past year.

Return vs Market: GTCAP underperformed the PH Market which returned 7.9% over the past year.

Price Volatility

Is GTCAP's price volatile compared to industry and market?
GTCAP volatility
GTCAP Average Weekly Movement	5.0%
Industrials Industry Average Movement	4.9%
Market Average Movement	5.6%
10% most volatile stocks in PH Market	10.0%
10% least volatile stocks in PH Market	3.2%

Stable Share Price: GTCAP is not significantly more volatile than the rest of PH stocks over the past 3 months, typically moving +/- 5% a week.

Volatility Over Time: GTCAP's weekly volatility (5%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1962	n/a	Carmelo Maria Bautista	https://www.gtcapital.com.ph

GT Capital Holdings, Inc., a conglomerate, engages in the banking, property development, infrastructure and utilities, automotive assembly, importation, wholesaling, dealership, financing, and life and non-life insurance businesses. It operates through Real Estate, Financial Institutions, Automotive Operations, and Infrastructure segments. The Real Estate segment engages in the real estate activities; and leasing, development, and sale of properties, as well as ancillary trading of goods, such as petroleum, non-fuel products; maintenance of a petroleum service station; food and restaurant service; and acting as a marketing agent for and in behalf of any real estate development companies.

GT Capital Holdings Fundamentals Summary

How do GT Capital Holdings's earnings and revenue compare to its market cap?
GTCAP fundamental statistics
Market Cap	₱113.89b
Earnings (TTM)	₱10.68b
Revenue (TTM)	₱184.01b

10.7x

P/E Ratio

0.6x

P/S Ratio

Is GTCAP overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report
GTCAP income statement (TTM)
Revenue	₱184.01b
Cost of Revenue	₱148.26b
Gross Profit	₱35.74b
Other Expenses	₱25.06b
Earnings	₱10.68b

Last Reported Earnings

Mar 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)	49.63
Gross Margin	19.43%
Net Profit Margin	5.81%
Debt/Equity Ratio	68.1%

How did GTCAP perform over the long term?

See historical performance and comparison

Dividends

0.6%

Current Dividend Yield

0%

Payout Ratio

Valuation

Is GT Capital Holdings undervalued compared to its fair value and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PEG Ratio
PB vs Industry

10.66x

Price to Earnings (PE) ratio

Share Price vs. Fair Value

Below Fair Value: GTCAP (₱529) is trading above our estimate of fair value (₱103.72)

Significantly Below Fair Value: GTCAP is trading above our estimate of fair value.

Price To Earnings Ratio

PE vs Industry: GTCAP is good value based on its PE Ratio (10.7x) compared to the PH Industrials industry average (11.3x).

PE vs Market: GTCAP is good value based on its PE Ratio (10.7x) compared to the PH market (11.6x).

Price to Earnings Growth Ratio

PEG Ratio: GTCAP is good value based on its PEG Ratio (0.7x)

Price to Book Ratio

PB vs Industry: GTCAP is good value based on its PB Ratio (0.6x) compared to the PH Industrials industry average (1.1x).

Future Growth

How is GT Capital Holdings forecast to perform in the next 1 to 3 years based on estimates from 7 analysts?

Future Growth Score

1/6

Future Growth Score 1/6

Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE

15.2%

Forecasted annual earnings growth

Earnings and Revenue Growth Forecasts

Analyst Future Growth Forecasts

Earnings vs Savings Rate: GTCAP's forecast earnings growth (15.2% per year) is above the savings rate (4.9%).

Earnings vs Market: GTCAP's earnings (15.2% per year) are forecast to grow slower than the PH market (21% per year).

High Growth Earnings: GTCAP's earnings are forecast to grow, but not significantly.

Revenue vs Market: GTCAP's revenue (9.8% per year) is forecast to grow slower than the PH market (10.4% per year).

High Growth Revenue: GTCAP's revenue (9.8% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: GTCAP's Return on Equity is forecast to be low in 3 years time (8.5%).

Past Performance

How has GT Capital Holdings performed over the past 5 years?

Past Performance Score

3/6

Past Performance Score 3/6

Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE

-6.5%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: GTCAP has high quality earnings.

Growing Profit Margin: GTCAP's current net profit margins (5.8%) are higher than last year (5.3%).

Past Earnings Growth Analysis

Earnings Trend: GTCAP's earnings have declined by 6.5% per year over the past 5 years.

Accelerating Growth: GTCAP's earnings growth over the past year (42.8%) exceeds its 5-year average (-6.5% per year).

Earnings vs Industry: GTCAP earnings growth over the past year (42.8%) underperformed the Industrials industry 57.4%.

Return on Equity

High ROE: GTCAP's Return on Equity (7.2%) is considered low.

Financial Health

How is GT Capital Holdings's financial position?

Financial Health Score

3/6

Financial Health Score 3/6

Short Term Liabilities
Long Term Liabilities
Debt Level
Reducing Debt
Debt Coverage
Interest Coverage

Financial Position Analysis

Short Term Liabilities: GTCAP's short term assets (₱143.1B) exceed its short term liabilities (₱58.3B).

Long Term Liabilities: GTCAP's short term assets (₱143.1B) exceed its long term liabilities (₱132.6B).

Debt to Equity History and Analysis

Debt Level: GTCAP's net debt to equity ratio (55.2%) is considered high.

Reducing Debt: GTCAP's debt to equity ratio has increased from 60.6% to 68.1% over the past 5 years.

Debt Coverage: GTCAP's debt is not well covered by operating cash flow (3.8%).

Interest Coverage: GTCAP's interest payments on its debt are well covered by EBIT (3.6x coverage).

Balance Sheet

Dividend

What is GT Capital Holdings's current dividend yield, its reliability and sustainability?

Dividend Score

0/6

Dividend Score 0/6

Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Future Dividend Coverage

0.57%

Current Dividend Yield

Dividend Yield vs Market

Notable Dividend: GTCAP's dividend (0.57%) isn’t notable compared to the bottom 25% of dividend payers in the PH market (1.36%).

High Dividend: GTCAP's dividend (0.57%) is low compared to the top 25% of dividend payers in the PH market (4.77%).

Stability and Growth of Payments

Stable Dividend: GTCAP is not paying a notable dividend for the PH market, therefore no need to check if payments are stable.

Growing Dividend: GTCAP is not paying a notable dividend for the PH market, therefore no need to check if payments are increasing.

Earnings Payout to Shareholders

Earnings Coverage: GTCAP is not paying a notable dividend for the PH market.

Cash Payout to Shareholders

Cash Flow Coverage: GTCAP is not paying a notable dividend for the PH market.

Discover strong dividend paying companies

Management

How experienced are the management team and are they aligned to shareholders interests?

9.8yrs

Average management tenure

CEO

Carmelo Maria Bautista (63 yo)

10.75yrs

Tenure

Mr. Carmelo Maria Luza Bautista has been the President at GT Capital Holdings, Inc. since August 5, 2011. Mr. Bautista has been Executive Director of First Metro Investment Corp. since April 2008. He has b...

Leadership Team

Experienced Management: GTCAP's management team is seasoned and experienced (9.8 years average tenure).

Board Members

Experienced Board: GTCAP's board of directors are considered experienced (8 years average tenure).

Ownership

Who are the major shareholders and have insiders been buying or selling?

Insider Trading Volume

Insider Buying: GTCAP insiders have bought more shares than they have sold in the past 3 months.

Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Data	Last Updated (UTC time)
Company Analysis	2022/05/22 00:00
End of Day Share Price	2022/05/20 00:00
Earnings	2022/03/31
Annual Earnings	2021/12/31