BDO Unibank Balance Sheet Health
Financial Health criteria checks 5/6
BDO Unibank has total assets of ₱4,573.4B and total equity of ₱531.7B. Total deposits are ₱3,631.7B, and total loans are ₱2,880.4B. It earns a Net Interest Margin of 4.6%. It has sufficient allowance for bad loans, which are currently at 2.3% of total loans. Cash and short-term investments are ₱271.7B.
Key information
8.6x
Asset to equity ratio
4.6%
Net interest margin
Total deposits | ₱3.63t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | ₱271.67b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BDO's Assets to Equity ratio (8.6x) is low.
Allowance for Bad Loans: BDO has a sufficient allowance for bad loans (153%).
Low Risk Liabilities: 90% of BDO's liabilities are made up of primarily low risk sources of funding.
Loan Level: BDO has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: BDO's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: BDO has a high level of bad loans (2.3%).