BDO Unibank Past Earnings Performance
Past criteria checks 2/6
BDO Unibank has been growing earnings at an average annual rate of 19%, while the Banks industry saw earnings growing at 17.8% annually. Revenues have been growing at an average rate of 11.1% per year. BDO Unibank's return on equity is 14.1%, and it has net margins of 29.2%.
Key information
19.0%
Earnings growth rate
19.0%
EPS growth rate
| Banks Industry Growth | 13.5% |
| Revenue growth rate | 11.1% |
| Return on equity | 14.1% |
| Net Margin | 29.2% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How BDO Unibank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 273,231 | 79,721 | 93,933 | 0 |
| 30 Jun 24 | 267,855 | 77,249 | 92,572 | 0 |
| 31 Mar 24 | 261,581 | 75,003 | 90,337 | 0 |
| 31 Dec 23 | 254,152 | 73,004 | 87,510 | 0 |
| 30 Sep 23 | 219,433 | 70,616 | 81,101 | 0 |
| 30 Jun 23 | 216,163 | 67,967 | 79,208 | 0 |
| 31 Mar 23 | 216,518 | 61,476 | 78,562 | 0 |
| 31 Dec 22 | 204,203 | 56,715 | 76,402 | 0 |
| 30 Sep 22 | 193,019 | 50,010 | 77,120 | 0 |
| 30 Jun 22 | 183,769 | 44,973 | 74,490 | 0 |
| 31 Mar 22 | 178,066 | 43,799 | 74,197 | 0 |
| 31 Dec 21 | 175,758 | 42,451 | 71,837 | 0 |
| 30 Sep 21 | 175,395 | 43,726 | 69,968 | 0 |
| 30 Jun 21 | 175,527 | 45,041 | 68,053 | 0 |
| 31 Mar 21 | 160,264 | 29,531 | 67,439 | 0 |
| 31 Dec 20 | 159,249 | 27,907 | 66,891 | 0 |
| 30 Sep 20 | 161,204 | 28,368 | 67,110 | 0 |
| 30 Jun 20 | 161,725 | 27,990 | 68,600 | 0 |
| 31 Mar 20 | 176,170 | 42,858 | 68,012 | 0 |
| 31 Dec 19 | 173,981 | 43,855 | 67,656 | 0 |
| 30 Sep 19 | 168,361 | 43,297 | 73,460 | 0 |
| 30 Jun 19 | 159,997 | 39,712 | 71,769 | 0 |
| 31 Mar 19 | 151,817 | 36,255 | 64,001 | 0 |
| 31 Dec 18 | 142,537 | 32,369 | 61,853 | 0 |
| 30 Sep 18 | 134,022 | 28,556 | 52,412 | 0 |
| 30 Jun 18 | 128,734 | 27,268 | 50,763 | 0 |
| 31 Mar 18 | 125,288 | 28,116 | 55,465 | 0 |
| 31 Dec 17 | 122,428 | 27,730 | 54,556 | 0 |
| 30 Sep 17 | 114,414 | 27,280 | 51,910 | 0 |
| 30 Jun 17 | 108,714 | 26,274 | 50,829 | 0 |
| 31 Mar 17 | 108,092 | 26,247 | 49,847 | 0 |
| 31 Dec 16 | 101,862 | 25,895 | 48,590 | 0 |
| 30 Sep 16 | 100,526 | 26,381 | 46,627 | 0 |
| 30 Jun 16 | 96,552 | 26,185 | 45,083 | 0 |
| 31 Mar 16 | 87,169 | 24,034 | 43,123 | 0 |
| 01 Jan 16 | 85,805 | 24,578 | 41,946 | 0 |
| 30 Sep 15 | 83,141 | 23,329 | 39,718 | 0 |
| 30 Jun 15 | 80,612 | 23,141 | 36,595 | 0 |
| 31 Mar 15 | 78,602 | 23,113 | 37,841 | 0 |
| 31 Dec 14 | 75,617 | 22,466 | 37,061 | 0 |
| 30 Sep 14 | 72,777 | 20,815 | 35,615 | 0 |
| 30 Jun 14 | 69,304 | 19,169 | 36,945 | 0 |
| 31 Mar 14 | 65,980 | 17,708 | 33,960 | 0 |
| 31 Dec 13 | 69,042 | 22,268 | 33,342 | 0 |
Quality Earnings: BDO has high quality earnings.
Growing Profit Margin: BDO's current net profit margins (29.2%) are lower than last year (32.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BDO's earnings have grown by 19% per year over the past 5 years.
Accelerating Growth: BDO's earnings growth over the past year (12.9%) is below its 5-year average (19% per year).
Earnings vs Industry: BDO earnings growth over the past year (12.9%) did not outperform the Banks industry 17.5%.
Return on Equity
High ROE: BDO's Return on Equity (14.1%) is considered low.