Asia United Bank Corporation

PSE:AUB Stock Report

Market Cap: ₱44.8b

Asia United Bank Past Earnings Performance

Past criteria checks 5/6

Asia United Bank has been growing earnings at an average annual rate of 22.5%, while the Banks industry saw earnings growing at 17.4% annually. Revenues have been growing at an average rate of 14% per year. Asia United Bank's return on equity is 19%, and it has net margins of 53.3%.

Key information

22.5%

Earnings growth rate

22.9%

EPS growth rate

Banks Industry Growth13.5%
Revenue growth rate14.0%
Return on equity19.0%
Net Margin53.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Asia United Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

PSE:AUB Revenue, expenses and earnings (PHP Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2420,14610,7454,5920
30 Jun 2418,6509,3514,5080
31 Mar 2417,6138,5684,4210
31 Dec 2316,7858,2524,3110
30 Sep 2315,6307,7404,1630
30 Jun 2315,0557,4844,1100
31 Mar 2314,0436,9714,0250
31 Dec 2213,4266,2673,9700
30 Sep 2212,5715,7193,8850
30 Jun 2211,7375,0223,8240
31 Mar 2211,3324,6353,8400
31 Dec 2110,6014,0543,8550
30 Sep 219,0282,2163,7730
30 Jun 219,2982,6723,8520
31 Mar 218,9232,5763,8690
31 Dec 209,6453,0234,0300
30 Sep 2011,0744,4133,9410
30 Jun 2010,9044,1813,8570
31 Mar 2011,4044,5283,7920
31 Dec 1911,0084,4473,6850
30 Sep 1911,0814,8193,5680
30 Jun 1910,3634,3073,5250
31 Mar 199,3973,6173,4760
31 Dec 188,9013,3133,4490
30 Sep 188,2892,8903,3480
30 Jun 188,2053,0343,2530
31 Mar 187,9402,9413,1880
31 Dec 177,6422,8013,1420
30 Sep 177,2882,6363,0750
30 Jun 176,8692,3713,0590
31 Mar 176,7342,3673,0730
31 Dec 166,5862,2823,0550
30 Sep 166,3102,1453,0690
30 Jun 166,0801,9103,0580
31 Mar 165,7661,6403,0000
31 Dec 155,5401,5162,9730
30 Sep 155,2461,2912,9090
30 Jun 155,5401,6552,8500
31 Mar 155,6941,9252,7560
31 Dec 145,3071,6812,6370
30 Sep 145,6262,0712,5240
30 Jun 144,7471,5222,3030
31 Mar 144,1021,1212,1430
31 Dec 134,2021,4591,9730

Quality Earnings: AUB has high quality earnings.

Growing Profit Margin: AUB's current net profit margins (53.3%) are higher than last year (49.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: AUB's earnings have grown significantly by 22.5% per year over the past 5 years.

Accelerating Growth: AUB's earnings growth over the past year (38.8%) exceeds its 5-year average (22.5% per year).

Earnings vs Industry: AUB earnings growth over the past year (38.8%) exceeded the Banks industry 17.4%.

Return on Equity

High ROE: AUB's Return on Equity (19%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/29 09:01
End of Day Share Price 2024/12/27 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Asia United Bank Corporation is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Danielo PicacheCredit Suisse
Gilbert LopezMacquarie Research
Jina LeeUBS Investment Bank