Asia United Bank Corporation

PSE:AUB Stock Report

Market Cap: ₱45.1b

Asia United Bank Past Earnings Performance

Past criteria checks 5/6

Asia United Bank has been growing earnings at an average annual rate of 22.5%, while the Banks industry saw earnings growing at 17.8% annually. Revenues have been growing at an average rate of 14% per year. Asia United Bank's return on equity is 19%, and it has net margins of 52.3%.

Key information

22.5%

Earnings growth rate

21.2%

EPS growth rate

Banks Industry Growth13.5%
Revenue growth rate14.0%
Return on equity19.0%
Net Margin52.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Asia United Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

PSE:AUB Revenue, expenses and earnings (PHP Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2420,55910,7454,7640
30 Jun 2418,6869,3514,5080
31 Mar 2417,6138,5684,4210
31 Dec 2316,7858,2524,3110
30 Sep 2315,2177,7394,1620
30 Jun 2314,6417,4844,1100
31 Mar 2314,0436,9714,0250
31 Dec 2213,4266,2673,9700
30 Sep 2212,5715,7193,8850
30 Jun 2211,7375,0223,8240
31 Mar 2211,3324,6353,8400
31 Dec 2110,6014,0543,8550
30 Sep 219,0282,2163,7730
30 Jun 219,2982,6723,8520
31 Mar 218,9232,5763,8690
31 Dec 209,6453,0234,0300
30 Sep 2011,0744,4133,9410
30 Jun 2010,9044,1813,8570
31 Mar 2011,4044,5283,7920
31 Dec 1911,0084,4473,6850
30 Sep 1911,0814,8193,5680
30 Jun 1910,3634,3073,5250
31 Mar 199,3973,6173,4760
31 Dec 188,9013,3133,4490
30 Sep 188,2892,8903,3480
30 Jun 188,2053,0343,2530
31 Mar 187,9402,9413,1880
31 Dec 177,6422,8013,1420
30 Sep 177,2882,6363,0750
30 Jun 176,8692,3713,0590
31 Mar 176,7342,3673,0730
31 Dec 166,5862,2823,0550
30 Sep 166,3102,1453,0690
30 Jun 166,0801,9103,0580
31 Mar 165,7661,6403,0000
31 Dec 155,5401,5162,9730
30 Sep 155,2461,2912,9090
30 Jun 155,5401,6552,8500
31 Mar 155,6941,9252,7560
31 Dec 145,3071,6812,6370
30 Sep 145,6262,0712,5240
30 Jun 144,7471,5222,3030
31 Mar 144,1021,1212,1430
31 Dec 134,2021,4591,9730

Quality Earnings: AUB has high quality earnings.

Growing Profit Margin: AUB's current net profit margins (52.3%) are higher than last year (50.9%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: AUB's earnings have grown significantly by 22.5% per year over the past 5 years.

Accelerating Growth: AUB's earnings growth over the past year (38.8%) exceeds its 5-year average (22.5% per year).

Earnings vs Industry: AUB earnings growth over the past year (38.8%) exceeded the Banks industry 17.5%.


Return on Equity

High ROE: AUB's Return on Equity (19%) is considered low.


Return on Assets


Return on Capital Employed


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