Asia United Bank Balance Sheet Health
Financial Health criteria checks 5/6
Asia United Bank has total assets of ₱352.0B and total equity of ₱56.6B. Total deposits are ₱282.0B, and total loans are ₱188.5B. It earns a Net Interest Margin of 4.8%. It has sufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are ₱10.2B.
Key information
6.2x
Asset to equity ratio
4.8%
Net interest margin
| Total deposits | ₱282.00b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.0% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | ₱10.25b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: AUB's Assets to Equity ratio (6.2x) is low.
Allowance for Bad Loans: AUB has a sufficient allowance for bad loans (108%).
Low Risk Liabilities: 95% of AUB's liabilities are made up of primarily low risk sources of funding.
Loan Level: AUB has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: AUB's Loans to Deposits ratio (67%) is appropriate.
Level of Bad Loans: AUB has a high level of bad loans (2%).