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UnitedHealth Group BVL:UNH Stock Report

Last Price

US$500.40

Market Cap

US$450.2b

7D

-10.9%

1Y

-3.9%

Updated

20 Dec, 2024

Data

Company Financials +

UnitedHealth Group Incorporated

BVL:UNH Stock Report

Market Cap: US$450.2b

UNH Stock Overview

Operates as a diversified health care company in the United States. More details

UNH fundamental analysis
Snowflake Score
Valuation3/6
Future Growth5/6
Past Performance1/6
Financial Health4/6
Dividends0/6

Rewards

Trading at 52.8% below our estimate of its fair value

Earnings are forecast to grow 24.5% per year

Analysts in good agreement that stock price will rise by 27.2%

Risk Analysis

Profit margins (3.6%) are lower than last year (6%)

Large one-off items impacting financial results

Volatile share price over the past 3 months compared to the PE market


My Notes

Capture your thoughts, links and company narrative

UnitedHealth Group Incorporated Competitors

Elevance Health

NYSE:ELV

US$85.0b

Humana

NYSE:HUM

US$28.4b

Centene

NYSE:CNC

US$30.1b

Molina Healthcare

NYSE:MOH

US$16.8b

Price History & Performance

Summary of share price highs, lows and changes for UnitedHealth Group
Historical stock prices
Current Share PriceUS$500.40
52 Week HighUS$608.00
52 Week LowUS$437.95
Beta0.59
1 Month Change-17.70%
3 Month Change-15.94%
1 Year Change-3.87%
3 Year Change1.44%
5 Year Changen/a
Change since IPO42.10%

Recent News & Updates

Recent updates

Shareholder Returns

UNHPE HealthcarePE Market
7D-10.9%0%0%
1Y-3.9%0%0%

Return vs Industry: UNH exceeded the PE Healthcare industry which returned -28.8% over the past year.

Return vs Market: UNH underperformed the PE Market which returned 0.8% over the past year.

Price Volatility

Is UNH's price volatile compared to industry and market?
UNH volatility
UNH Average Weekly Movement5.6%
Healthcare Industry Average Movement0%
Market Average Movement0%
10% most volatile stocks in PE Market0%
10% least volatile stocks in PE Market0%

Stable Share Price: UNH's share price has been volatile over the past 3 months compared to the PE market.

Volatility Over Time: UNH's weekly volatility (6%) has been stable over the past year, but is still higher than 75% of PE stocks.

About the Company

FoundedEmployeesCEOWebsite
1974440,000Andrew Wittywww.unitedhealthgroup.com

UnitedHealth Group Incorporated operates as a diversified health care company in the United States. The company operates through four segments: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; health care coverage, and health and well-being services to individuals age 50 and older addressing their needs; Medicaid plans, children’s health insurance and health care programs; and health and dental benefits, and hospital and clinical services, as well as health care benefits products and services to state programs caring for the economically disadvantaged, medically underserved, and those without the benefit of employer-funded health care coverage.

UnitedHealth Group Incorporated Fundamentals Summary

How do UnitedHealth Group's earnings and revenue compare to its market cap?
UNH fundamental statistics
Market capUS$450.25b
Earnings (TTM)US$14.32b
Revenue (TTM)US$393.90b

32.1x

P/E Ratio

1.2x

P/S Ratio

Is UNH overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UNH income statement (TTM)
RevenueUS$393.90b
Cost of RevenueUS$303.81b
Gross ProfitUS$90.09b
Other ExpensesUS$75.78b
EarningsUS$14.32b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)15.56
Gross Margin22.87%
Net Profit Margin3.63%
Debt/Equity Ratio74.7%

How did UNH perform over the long term?

See historical performance and comparison

Dividends

1.7%

Current Dividend Yield

51%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 08:42
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

UnitedHealth Group Incorporated is covered by 62 analysts. 24 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David ToungArgus Research Company
Hua HaBaird
Andrew MokBarclays