UnitedHealth Group Incorporated

BVL:UNH Stock Report

Market Cap: US$450.2b

UnitedHealth Group Past Earnings Performance

Past criteria checks 1/6

UnitedHealth Group has been growing earnings at an average annual rate of 4.9%, while the Healthcare industry saw earnings growing at 16.8% annually. Revenues have been growing at an average rate of 10.9% per year. UnitedHealth Group's return on equity is 14.5%, and it has net margins of 3.6%.

Key information

4.9%

Earnings growth rate

5.5%

EPS growth rate

Healthcare Industry Growth9.9%
Revenue growth rate10.9%
Return on equity14.5%
Net Margin3.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How UnitedHealth Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BVL:UNH Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24393,89814,31753,8580
30 Jun 24385,43914,10354,4330
31 Mar 24379,48715,36155,0800
31 Dec 23371,62222,38154,6280
30 Sep 23359,98221,68754,2980
30 Jun 23348,51521,10852,1060
31 Mar 23335,94420,70450,0060
31 Dec 22324,16220,12047,7820
30 Sep 22315,11819,43046,0450
30 Jun 22306,56118,25445,1070
31 Mar 22297,55017,45043,7570
31 Dec 21287,59717,28542,5790
30 Sep 21279,32115,42642,8210
30 Jun 21272,09914,51242,2700
31 Mar 21262,91616,88341,9120
31 Dec 20257,14115,40341,7040
30 Sep 20252,57516,73239,4910
30 Jun 20247,81117,09838,2770
31 Mar 20246,26813,75436,6910
31 Dec 19242,15513,83935,1930
30 Sep 19239,67113,33834,5950
30 Jun 19235,87612,98834,1140
31 Mar 19231,36712,61734,0850
31 Dec 18226,24711,98634,0740
30 Sep 18219,89112,56333,1910
30 Jun 18213,65711,86032,0990
31 Mar 18207,62411,22231,0410
31 Dec 17201,15910,55829,5570
30 Sep 17196,6338,62529,5540
30 Jun 17192,6048,10829,2000
31 Mar 17189,0367,57828,6650
31 Dec 16184,8407,01728,4010
30 Sep 16180,9046,55127,1460
30 Jun 16176,1006,18026,2910
31 Mar 16165,8786,01125,2360
31 Dec 15157,1075,81324,3120
30 Sep 15146,9416,10523,1770
30 Jun 15138,2116,11022,4350
31 Mar 15134,5225,93321,9030
31 Dec 14130,4745,61921,2630
30 Sep 14128,1585,53620,8900
30 Jun 14126,0235,50420,3230
31 Mar 14123,8575,53219,9420
31 Dec 13122,4895,62518,9410

Quality Earnings: UNH has a large one-off loss of $8.3B impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: UNH's current net profit margins (3.6%) are lower than last year (6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: UNH's earnings have grown by 4.9% per year over the past 5 years.

Accelerating Growth: UNH's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: UNH had negative earnings growth (-34%) over the past year, making it difficult to compare to the Healthcare industry average (15.6%).

Return on Equity

High ROE: UNH's Return on Equity (14.5%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 08:42
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

UnitedHealth Group Incorporated is covered by 62 analysts. 24 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David ToungArgus Research Company
Hua HaBaird
Andrew MokBarclays