Financiera Oh! BVL:FINOHC1 Stock Report

Last Price

S/1.55

Market Cap

S/654.9m

7D

0%

1Y

n/a

Updated

20 Dec, 2024

Data

Company Financials

Financiera Oh! S.A.

BVL:FINOHC1 Stock Report

Market Cap: S/654.9m

FINOHC1 Stock Overview

A finance company, provides financial products services in Peru. More details

FINOHC1 fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	0/6
Past Performance	0/6
Financial Health	5/6
Dividends	0/6

Risk Analysis

Earnings have declined by 42.5% per year over past 5 years

My Notes

Capture your thoughts, links and company narrative

Financiera Oh! S.A. Competitors

Financiera Credinka

BVL:FCREDIC1

S/368.5m

Financiera ConfianzaA

BVL:FCONFIC1

S/331.6m

Grupo BvlA

BVL:GBVLAC1

S/349.5m

Diviso Grupo Financiero

BVL:DIVIC1

S/313.6m

Price History & Performance

Summary of share price highs, lows and changes for Financiera Oh!
Historical stock prices
Current Share Price	S/1.55
52 Week High	S/1.55
52 Week Low	S/1.55
Beta	0
1 Month Change	0%
3 Month Change	0%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	0%

Recent News & Updates

Recent updates

Shareholder Returns

	FINOHC1	PE Consumer Finance	PE Market
7D	0%	-7.1%	0.6%
1Y	n/a	1.8%	0.8%

Return vs Industry: Insufficient data to determine how FINOHC1 performed against the PE Consumer Finance industry.

Return vs Market: Insufficient data to determine how FINOHC1 performed against the PE Market.

Price Volatility

Is FINOHC1's price volatile compared to industry and market?
FINOHC1 volatility
FINOHC1 Average Weekly Movement	0%
Consumer Finance Industry Average Movement	5.6%
Market Average Movement	2.8%
10% most volatile stocks in PE Market	6.1%
10% least volatile stocks in PE Market	1.5%

Stable Share Price: Data is not available.

Volatility Over Time: Insufficient data to determine FINOHC1's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2009	1,127	Augusto Rey Vallarino	www.tarjetaoh.pe

Financiera Oh! S.A., a finance company, provides financial products services in Peru. The company offers fixed term deposit, CTS, and savings accounts; cash credit and other loans; credit cards; and insurance against card protection, cancer, cell phone, and others.

Financiera Oh! S.A. Fundamentals Summary

How do Financiera Oh!'s earnings and revenue compare to its market cap?
FINOHC1 fundamental statistics
Market cap	S/654.94m
Earnings (TTM)	-S/76.42m
Revenue (TTM)	S/248.45m

2.6x

P/S Ratio

-8.6x

P/E Ratio

Is FINOHC1 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FINOHC1 income statement (TTM)
Revenue	S/248.45m
Cost of Revenue	-S/291.00k
Gross Profit	S/248.74m
Other Expenses	S/325.16m
Earnings	-S/76.42m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	-0.18
Gross Margin	100.12%
Net Profit Margin	-30.76%
Debt/Equity Ratio	83.9%

How did FINOHC1 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/20 12:34
End of Day Share Price	2024/12/19 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Financiera Oh! S.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution