Financiera Oh! S.A.

BVL:FINOHC1 Stock Report

Market Cap: S/654.9m

Financiera Oh! Past Earnings Performance

Past criteria checks 0/6

Financiera Oh!'s earnings have been declining at an average annual rate of -42.5%, while the Consumer Finance industry saw earnings growing at 12.6% annually. Revenues have been declining at an average rate of 2.7% per year.

Key information

-42.5%

Earnings growth rate

-40.1%

EPS growth rate

Consumer Finance Industry Growth9.8%
Revenue growth rate-2.7%
Return on equity-24.1%
Net Margin-30.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Financiera Oh! makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BVL:FINOHC1 Revenue, expenses and earnings (PEN Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24248-763060
30 Jun 24211-1053060
31 Mar 24226-953100
31 Dec 23246-853130
30 Sep 23284-553210
30 Jun 23338-153230
31 Mar 23358-43260
31 Dec 22406323290
30 Sep 22434502940
30 Jun 22424472950
31 Mar 22409462910
31 Dec 21365282860
30 Sep 21276-352450
30 Jun 21220-682410
31 Mar 21164-852370
31 Dec 20192-682420
30 Sep 2029122190
30 Jun 20332392260
31 Mar 20376662330
31 Dec 19369702340
30 Sep 19327671960
30 Jun 19326731920
31 Mar 19321711890
31 Dec 18314651880
30 Sep 18326692040
30 Jun 18313602020
31 Mar 18299521990
31 Dec 17289471950
30 Sep 17266381620
30 Jun 17255351600
31 Mar 17244351590
31 Dec 16222311550
30 Sep 16205251390
30 Jun 16190201190
31 Mar 16181161350
31 Dec 15181151340
30 Sep 15177131330
30 Jun 15142101770
31 Mar 1516461220
31 Dec 14151-21330
30 Sep 14105-161440
30 Jun 14118-271050
31 Mar 1487-331150
31 Dec 1367-341050

Quality Earnings: FINOHC1 is currently unprofitable.

Growing Profit Margin: FINOHC1 is currently unprofitable.

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: FINOHC1 is unprofitable, and losses have increased over the past 5 years at a rate of 42.5% per year.

Accelerating Growth: Unable to compare FINOHC1's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: FINOHC1 is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (9.8%).

Return on Equity

High ROE: FINOHC1 has a negative Return on Equity (-24.07%), as it is currently unprofitable.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 12:34
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Financiera Oh! S.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution