NFCI Stock Overview
Offers financial products and services to individuals, small and medium enterprises (SMEs), and corporate entities in the Sultanate of Oman. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 3/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
National Finance Company SAOG Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ر.ع0.12 |
| 52 Week High | ر.ع0.17 |
| 52 Week Low | ر.ع0.11 |
| Beta | 0.055 |
| 1 Month Change | -0.42% |
| 3 Month Change | 1.11% |
| 1 Year Change | -24.89% |
| 3 Year Change | 11.46% |
| 5 Year Change | -1.88% |
| Change since IPO | 13.50% |
Recent News & Updates
Recent updates
Shareholder Returns
| NFCI | OM Consumer Finance | OM Market | |
|---|---|---|---|
| 7D | 7.8% | 5.3% | 0.1% |
| 1Y | -24.9% | 15.5% | -7.8% |
Return vs Industry: NFCI underperformed the OM Consumer Finance industry which returned 15.5% over the past year.
Return vs Market: NFCI underperformed the OM Market which returned -7.8% over the past year.
Price Volatility
| NFCI volatility | |
|---|---|
| NFCI Average Weekly Movement | 5.6% |
| Consumer Finance Industry Average Movement | 6.0% |
| Market Average Movement | 3.9% |
| 10% most volatile stocks in OM Market | 6.3% |
| 10% least volatile stocks in OM Market | 2.1% |
Stable Share Price: NFCI's share price has been volatile over the past 3 months compared to the OM market.
Volatility Over Time: NFCI's weekly volatility (6%) has been stable over the past year, but is still higher than 75% of OM stocks.
Community vs My Fair Value
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About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1987 | 385 | Tariq Al Farsi | www.nationalfinance.co.om |
National Finance Company SAOG offers financial products and services to individuals, small and medium enterprises (SMEs), and corporate entities in the Sultanate of Oman. The company provides corporate deposits; and new and used vehicles, used vehicles, consumer durables, equipment, and warehouse financing services, as well as working capital, debt factoring, guarantee, and sale and lease back services, as well as green finance service. It operates through its branches in the Sultanate of Oman.
National Finance Company SAOG Fundamentals Summary
| NFCI fundamental statistics | |
|---|---|
| Market cap | ر.ع75.41m |
| Earnings (TTM) | ر.ع10.75m |
| Revenue (TTM) | ر.ع29.55m |
7.0x
P/E Ratio2.6x
P/S RatioIs NFCI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| NFCI income statement (TTM) | |
|---|---|
| Revenue | ر.ع29.55m |
| Cost of Revenue | ر.ع0 |
| Gross Profit | ر.ع29.55m |
| Other Expenses | ر.ع18.80m |
| Earnings | ر.ع10.75m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.018 |
| Gross Margin | 100.00% |
| Net Profit Margin | 36.39% |
| Debt/Equity Ratio | 264.8% |
How did NFCI perform over the long term?
See historical performance and comparisonDividends
9.6%
Current Dividend Yield67%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/18 20:54 |
| End of Day Share Price | 2025/04/17 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
National Finance Company SAOG is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Hafeedh Al Ghazali | U Capital |