National Finance Company SAOG Past Earnings Performance
Past criteria checks 5/6
National Finance Company SAOG has been growing earnings at an average annual rate of 1.3%, while the Consumer Finance industry saw earnings growing at 11.2% annually. Revenues have been growing at an average rate of 2.9% per year. National Finance Company SAOG's return on equity is 10.5%, and it has net margins of 39.5%.
Key information
1.3%
Earnings growth rate
1.6%
EPS growth rate
| Consumer Finance Industry Growth | 9.8% |
| Revenue growth rate | 2.9% |
| Return on equity | 10.5% |
| Net Margin | 39.5% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses BreakdownBeta
How National Finance Company SAOG makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 26 | 10 | 11 | 0 |
| 30 Sep 23 | 23 | 11 | 11 | 0 |
| 30 Jun 23 | 22 | 10 | 10 | 0 |
| 31 Mar 23 | 21 | 8 | 10 | 0 |
| 31 Dec 22 | 24 | 9 | 10 | 0 |
| 30 Sep 22 | 23 | 8 | 9 | 0 |
| 30 Jun 22 | 23 | 9 | 9 | 0 |
| 31 Mar 22 | 21 | 8 | 9 | 0 |
| 31 Dec 21 | 20 | 7 | 9 | 0 |
| 30 Sep 21 | 17 | 7 | 10 | 0 |
| 30 Jun 21 | 17 | 6 | 10 | 0 |
| 31 Mar 21 | 20 | 6 | 9 | 0 |
| 31 Dec 20 | 20 | 7 | 9 | 0 |
| 30 Sep 20 | 25 | 9 | 6 | 0 |
| 30 Jun 20 | 22 | 8 | 4 | 0 |
| 31 Mar 20 | 19 | 9 | 2 | 0 |
| 31 Dec 19 | 19 | 9 | 0 | 0 |
| 30 Sep 19 | 17 | 6 | 3 | 0 |
| 30 Jun 19 | 21 | 9 | 6 | 0 |
| 31 Mar 19 | 22 | 10 | 8 | 0 |
| 31 Dec 18 | 23 | 11 | 11 | 0 |
| 30 Sep 18 | 23 | 12 | 9 | 0 |
| 30 Jun 18 | 18 | 10 | 7 | 0 |
| 31 Mar 18 | 14 | 8 | 6 | 0 |
| 31 Dec 17 | 12 | 7 | 5 | 0 |
| 30 Sep 17 | 10 | 6 | 5 | 0 |
| 30 Jun 17 | 11 | 6 | 4 | 0 |
| 31 Mar 17 | 11 | 6 | 4 | 0 |
| 31 Dec 16 | 11 | 6 | 4 | 0 |
| 30 Sep 16 | 10 | 6 | 4 | 0 |
| 30 Jun 16 | 11 | 6 | 4 | 0 |
| 31 Mar 16 | 11 | 6 | 4 | 0 |
| 31 Dec 15 | 10 | 6 | 4 | 0 |
| 30 Sep 15 | 10 | 6 | 4 | 0 |
| 30 Jun 15 | 10 | 6 | 4 | 0 |
| 31 Mar 15 | 10 | 5 | 4 | 0 |
| 31 Dec 14 | 9 | 5 | 4 | 0 |
| 30 Sep 14 | 9 | 5 | 4 | 0 |
| 30 Jun 14 | 9 | 5 | 4 | 0 |
| 31 Mar 14 | 9 | 5 | 4 | 0 |
| 31 Dec 13 | 9 | 5 | 3 | 0 |
| 30 Sep 13 | 8 | 5 | 3 | 0 |
| 30 Jun 13 | 8 | 4 | 3 | 0 |
Quality Earnings: NFCI has high quality earnings.
Growing Profit Margin: NFCI's current net profit margins (39.5%) are higher than last year (36.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: NFCI's earnings have grown by 1.3% per year over the past 5 years.
Accelerating Growth: NFCI's earnings growth over the past year (19.7%) exceeds its 5-year average (1.3% per year).
Earnings vs Industry: NFCI earnings growth over the past year (19.7%) exceeded the Consumer Finance industry 14%.
Return on Equity
High ROE: NFCI's Return on Equity (10.5%) is considered low.