PYS Stock Overview
PaySauce Limited provides cloud-based employment solutions software to small and medium-sized businesses in New Zealand.
Price History & Performance
|Historical stock prices|
|Current Share Price||NZ$0.32|
|52 Week High||NZ$0.35|
|52 Week Low||NZ$0.25|
|1 Month Change||5.00%|
|3 Month Change||1.61%|
|1 Year Change||6.78%|
|3 Year Change||-42.73%|
|5 Year Change||n/a|
|Change since IPO||-71.36%|
Recent News & Updates
|PYS||NZ Software||NZ Market|
Return vs Industry: PYS exceeded the NZ Software industry which returned 0.5% over the past year.
Return vs Market: PYS exceeded the NZ Market which returned -6.5% over the past year.
|PYS Average Weekly Movement||6.3%|
|Software Industry Average Movement||6.4%|
|Market Average Movement||3.7%|
|10% most volatile stocks in NZ Market||6.4%|
|10% least volatile stocks in NZ Market||2.3%|
Stable Share Price: PYS is more volatile than 75% of NZ stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: PYS's weekly volatility (6%) has been stable over the past year, but is still higher than 75% of NZ stocks.
About the Company
PaySauce Limited provides cloud-based employment solutions software to small and medium-sized businesses in New Zealand. It offers mobile timesheets, rosters, payroll calculations, banking integration, PAYE filing, labor costing, automated general ledger entries, and digital employment contract services. The company also provides management consulting services.
PaySauce Fundamentals Summary
|PYS fundamental statistics|
Is PYS overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|PYS income statement (TTM)|
|Cost of Revenue||NZ$2.53m|
Last Reported Earnings
Sep 30, 2021
Next Earnings Date
|Earnings per share (EPS)||-0.012|
|Net Profit Margin||-68.06%|
How did PYS perform over the long term?See historical performance and comparison
Is PaySauce undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: PYS (NZ$0.32) is trading below our estimate of fair value (NZ$0.52)
Significantly Below Fair Value: PYS is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: PYS is unprofitable, so we can't compare its PE Ratio to the Oceanic Software industry average.
PE vs Market: PYS is unprofitable, so we can't compare its PE Ratio to the NZ market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate PYS's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: PYS is overvalued based on its PB Ratio (23.7x) compared to the NZ Software industry average (3.3x).
How is PaySauce forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Software industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as PaySauce has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has PaySauce performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: PYS is currently unprofitable.
Growing Profit Margin: PYS is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: PYS is unprofitable, and losses have increased over the past 5 years at a rate of 4.8% per year.
Accelerating Growth: Unable to compare PYS's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: PYS is unprofitable, making it difficult to compare its past year earnings growth to the Software industry (28.9%).
Return on Equity
High ROE: PYS has a negative Return on Equity (-91.31%), as it is currently unprofitable.
How is PaySauce's financial position?
Financial Position Analysis
Short Term Liabilities: PYS's short term assets (NZ$23.9M) exceed its short term liabilities (NZ$23.6M).
Long Term Liabilities: PYS's short term assets (NZ$23.9M) exceed its long term liabilities (NZ$256.0K).
Debt to Equity History and Analysis
Debt Level: PYS is debt free.
Reducing Debt: PYS had no debt 5 years ago.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable PYS has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: PYS is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 29.3% per year.
What is PaySauce current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate PYS's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate PYS's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if PYS's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if PYS's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of PYS's dividend in 3 years as they are not forecast to pay a notable one for the NZ market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Asantha Wijeyeratne is a Co-founder, CEO and Non-Independent Director of PaySauce Limited since December 21, 2018. With a background in accounting and payroll, he successfully built SmartPayroll to hav...
CEO Compensation Analysis
Compensation vs Market: Insufficient data to establish whether Asantha's total compensation is reasonable compared to companies of similar size in the NZ market.
Compensation vs Earnings: Asantha's compensation has been consistent with company performance over the past year.
Experienced Management: PYS's management team is considered experienced (2.9 years average tenure).
Experienced Board: PYS's board of directors are not considered experienced ( 1.9 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: PYS insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
PaySauce Limited's employee growth, exchange listings and data sources
- Name: PaySauce Limited
- Ticker: PYS
- Exchange: NZSE
- Founded: 2015
- Industry: Application Software
- Sector: Software
- Implied Market Cap: NZ$43.654m
- Shares outstanding: 138.58m
- Website: https://www.paysauce.com
Number of Employees
- PaySauce Limited
- 21-23 Andrews Avenue
- Level 2
- Lower Hutt
- New Zealand
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/01/17 12:14|
|End of Day Share Price||2022/01/17 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.