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Protector Forsikring ASAOB:PROT Stock Report

Market Cap NOK 41.8b
Share Price
NOK 508.00
n/a
1Y64.4%
7D3.0%
Portfolio Value
​
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Protector Forsikring ASA

OB:PROT Stock Report

Market Cap: NOK 41.8b

Protector Forsikring (PROT) Stock Overview

Operates as a non-life insurance company, provides direct general insurance and reinsurance to the commercial lines of business, public sector, and affinity schemes. More details

PROT fundamental analysis
Snowflake Score
Valuation3/6
Future Growth2/6
Past Performance6/6
Financial Health3/6
Dividends2/6

Rewards

Trading at 58.7% below our estimate of its fair value

Revenue is forecast to grow 9.8% per year

Earnings grew by 71.9% over the past year

Risk Analysis

Earnings are forecast to decline by an average of 2.2% per year for the next 3 years

Significant insider selling over the past 3 months


PROT Community Fair Values

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See what 30 others think this stock is worth. Follow their fair value or set your own to get alerts.

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Protector Forsikring

AI Investments Will Unlock Efficiency In Key European Markets

Key Takeaways Investment in AI tools and technology aims to enhance productivity, improve operational efficiency, and positively impact net margins long-term. Strong solvency from successful bond placement provides financial flexibility for expansion in new markets, potentially boosting revenue growth.
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NOK 600
FV
15.3% undervalued intrinsic discount
10.05%
Revenue growth p.a.
100
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2users have liked this narrative
0users have commented on this narrative
13users have followed this narrative
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Protector Forsikring ASA Competitors

Price History & Performance

Summary of share price highs, lows and changes for Protector Forsikring
Historical stock prices
Current Share PriceNOK 508.00
52 Week HighNOK 559.00
52 Week LowNOK 298.00
Beta0.37
1 Month Change-7.13%
3 Month Change6.83%
1 Year Change64.40%
3 Year Change250.34%
5 Year Change552.12%
Change since IPO8,366.67%

Recent News & Updates

Protector Forsikring (OB:PROT) Will Pay A Larger Dividend Than Last Year At NOK6.00

Feb 02
Protector Forsikring (OB:PROT) Will Pay A Larger Dividend Than Last Year At NOK6.00

Recent updates

Protector Forsikring (OB:PROT) Will Pay A Larger Dividend Than Last Year At NOK6.00

Feb 02
Protector Forsikring (OB:PROT) Will Pay A Larger Dividend Than Last Year At NOK6.00

Do Protector Forsikring's (OB:PROT) Earnings Warrant Your Attention?

Nov 27
Do Protector Forsikring's (OB:PROT) Earnings Warrant Your Attention?

With EPS Growth And More, Protector Forsikring (OB:PROT) Makes An Interesting Case

Aug 11
With EPS Growth And More, Protector Forsikring (OB:PROT) Makes An Interesting Case

Protector Forsikring ASA's (OB:PROT) 28% Share Price Surge Not Quite Adding Up

Jul 15
Protector Forsikring ASA's (OB:PROT) 28% Share Price Surge Not Quite Adding Up

What Protector Forsikring ASA's (OB:PROT) 26% Share Price Gain Is Not Telling You

May 22
What Protector Forsikring ASA's (OB:PROT) 26% Share Price Gain Is Not Telling You

Results: Protector Forsikring ASA Beat Earnings Expectations And Analysts Now Have New Forecasts

Apr 27
Results: Protector Forsikring ASA Beat Earnings Expectations And Analysts Now Have New Forecasts

We Think The Compensation For Protector Forsikring ASA's (OB:PROT) CEO Looks About Right

Apr 04
We Think The Compensation For Protector Forsikring ASA's (OB:PROT) CEO Looks About Right
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Investing In Technology And Expanding Into France Will Improve Operational Efficiency

Enhancing data quality and investing in technology could improve operational efficiencies and net margins, supporting long-term scalability and earning growth.

Do Protector Forsikring's (OB:PROT) Earnings Warrant Your Attention?

Jan 20
Do Protector Forsikring's (OB:PROT) Earnings Warrant Your Attention?

Protector Forsikring ASA's (OB:PROT) Price Is Out Of Tune With Earnings

Dec 25
Protector Forsikring ASA's (OB:PROT) Price Is Out Of Tune With Earnings

Protector Forsikring ASA's (OB:PROT) Business Is Trailing The Market But Its Shares Aren't

Jul 14
Protector Forsikring ASA's (OB:PROT) Business Is Trailing The Market But Its Shares Aren't

It Looks Like The CEO Of Protector Forsikring ASA (OB:PROT) May Be Underpaid Compared To Peers

Apr 05
It Looks Like The CEO Of Protector Forsikring ASA (OB:PROT) May Be Underpaid Compared To Peers

Does Protector Forsikring (OB:PROT) Deserve A Spot On Your Watchlist?

Oct 05
Does Protector Forsikring (OB:PROT) Deserve A Spot On Your Watchlist?

Should You Be Adding Protector Forsikring (OB:PROT) To Your Watchlist Today?

May 26
Should You Be Adding Protector Forsikring (OB:PROT) To Your Watchlist Today?

Shareholder Returns

PROTNO InsuranceNO Market
7D3.0%2.8%3.1%
1Y64.4%15.4%18.8%

Return vs Industry: PROT exceeded the Norwegian Insurance industry which returned 15.4% over the past year.

Return vs Market: PROT exceeded the Norwegian Market which returned 18.8% over the past year.

Price Volatility

Is PROT's price volatile compared to industry and market?
PROT volatility
PROT Average Weekly Movement3.4%
Insurance Industry Average Movement2.9%
Market Average Movement4.6%
10% most volatile stocks in NO Market10.2%
10% least volatile stocks in NO Market2.8%

Stable Share Price: PROT has not had significant price volatility in the past 3 months compared to the Norwegian market.

Volatility Over Time: PROT's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2003594Henrik Hoyewww.protectorforsikring.no

Protector Forsikring ASA, operates as a non-life insurance company, provides direct general insurance and reinsurance to the commercial lines of business, public sector, and affinity schemes. The company offers property insurance, motor insurance, personal insurance, and liability insurance. It sells its products through insurance brokers and agents.

Protector Forsikring ASA Fundamentals Summary

How do Protector Forsikring's earnings and revenue compare to its market cap?
PROT fundamental statistics
Market capNOK 41.82b
Earnings (TTM)NOK 2.65b
Revenue (TTM)NOK 14.66b
15.8x
P/E Ratio
2.9x
P/S Ratio

Is PROT overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PROT income statement (TTM)
RevenueNOK 14.66b
Cost of RevenueNOK 9.33b
Gross ProfitNOK 5.33b
Other ExpensesNOK 2.68b
EarningsNOK 2.65b

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

Mar 18, 2026

Earnings per share (EPS)32.14
Gross Margin36.35%
Net Profit Margin18.06%
Debt/Equity Ratio30.5%

How did PROT perform over the long term?

See historical performance and comparison

Dividends

2.8%
Current Dividend Yield
44%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/02/23 21:39
End of Day Share Price 2026/02/23 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Protector Forsikring ASA is covered by 6 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Gianandrea RobertiCarnegie Investment Bank AB
Håkon AstrupDNB Carnegie
Simen AasDNB Carnegie