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Protector Forsikring OB:PROT Stock Report

Last Price

NOK 406.00

Market Cap

NOK 33.1b

7D

4.6%

1Y

73.5%

Updated

16 May, 2025

Data

Company Financials +

Protector Forsikring ASA

OB:PROT Stock Report

Market Cap: NOK 33.1b

PROT Stock Overview

Operates as a non-life insurance company, provides direct general insurance and reinsurance to the commercial lines of business, public sector, and affinity schemes. More details

PROT fundamental analysis
Snowflake Score
Valuation3/6
Future Growth3/6
Past Performance6/6
Financial Health4/6
Dividends2/6

Rewards

Trading at 54.6% below our estimate of its fair value

Earnings are forecast to grow 3.72% per year

Earnings grew by 36% over the past year

Risk Analysis

No risks detected for PROT from our risk checks.

Community vs My Fair Value

Create Narrative

Select a narrative for quick price alerts from the community, or create your own.

PROT logo
Protector Forsikring
AN
AnalystConsensusTarget
Consensus Narrative from 3 Analysts

AI Investments Will Unlock Efficiency In Key European Markets

Key Takeaways Investment in AI tools and technology aims to enhance productivity, improve operational efficiency, and positively impact net margins long-term. Strong solvency from successful bond placement provides financial flexibility for expansion in new markets, potentially boosting revenue growth.
View narrative
NOK 386.67
FV
5.0% overvalued intrinsic discount
9.90%
Revenue growth p.a.
1users have liked this narrative
0users have commented on this narrative
9users have followed this narrative
16 days ago author updated this narrative
View Protector Forsikring Community

Protector Forsikring ASA Competitors

Gjensidige Forsikring

OB:GJF

NOK 128.8b

Storebrand

OB:STB

NOK 56.8b

Al Rajhi Company for Cooperative Insurance

SASE:8230

ر.س12.2b

Menora Mivtachim Holdings

TASE:MMHD

₪11.9b

Price History & Performance

Summary of share price highs, lows and changes for Protector Forsikring
Historical stock prices
Current Share PriceNOK 406.00
52 Week HighNOK 402.00
52 Week LowNOK 201.50
Beta0.48
1 Month Change23.59%
3 Month Change29.30%
1 Year Change73.50%
3 Year Change295.71%
5 Year Change1,038.85%
Change since IPO6,666.67%

Recent News & Updates

Results: Protector Forsikring ASA Beat Earnings Expectations And Analysts Now Have New Forecasts

Apr 27
Results: Protector Forsikring ASA Beat Earnings Expectations And Analysts Now Have New Forecasts

We Think The Compensation For Protector Forsikring ASA's (OB:PROT) CEO Looks About Right

Apr 04
We Think The Compensation For Protector Forsikring ASA's (OB:PROT) CEO Looks About Right

Recent updates

Results: Protector Forsikring ASA Beat Earnings Expectations And Analysts Now Have New Forecasts

Apr 27
Results: Protector Forsikring ASA Beat Earnings Expectations And Analysts Now Have New Forecasts

We Think The Compensation For Protector Forsikring ASA's (OB:PROT) CEO Looks About Right

Apr 04
We Think The Compensation For Protector Forsikring ASA's (OB:PROT) CEO Looks About Right
author-image

Investing In Technology And Expanding Into France Will Improve Operational Efficiency

Feb 02 Enhancing data quality and investing in technology could improve operational efficiencies and net margins, supporting long-term scalability and earning growth.

Do Protector Forsikring's (OB:PROT) Earnings Warrant Your Attention?

Jan 20
Do Protector Forsikring's (OB:PROT) Earnings Warrant Your Attention?

Protector Forsikring ASA's (OB:PROT) Price Is Out Of Tune With Earnings

Dec 25
Protector Forsikring ASA's (OB:PROT) Price Is Out Of Tune With Earnings

Protector Forsikring ASA's (OB:PROT) Business Is Trailing The Market But Its Shares Aren't

Jul 14
Protector Forsikring ASA's (OB:PROT) Business Is Trailing The Market But Its Shares Aren't

It Looks Like The CEO Of Protector Forsikring ASA (OB:PROT) May Be Underpaid Compared To Peers

Apr 05
It Looks Like The CEO Of Protector Forsikring ASA (OB:PROT) May Be Underpaid Compared To Peers

Does Protector Forsikring (OB:PROT) Deserve A Spot On Your Watchlist?

Oct 05
Does Protector Forsikring (OB:PROT) Deserve A Spot On Your Watchlist?

Should You Be Adding Protector Forsikring (OB:PROT) To Your Watchlist Today?

May 26
Should You Be Adding Protector Forsikring (OB:PROT) To Your Watchlist Today?

Protector Forsikring's (OB:PROT) Dividend Will Be Increased To NOK2.00

May 01
Protector Forsikring's (OB:PROT) Dividend Will Be Increased To NOK2.00

Analysts' Revenue Estimates For Protector Forsikring ASA (OB:PROT) Are Surging Higher

Jan 26
Analysts' Revenue Estimates For Protector Forsikring ASA (OB:PROT) Are Surging Higher

Shareholder Returns

PROTNO InsuranceNO Market
7D4.6%-0.7%1.7%
1Y73.5%26.9%0.7%

Return vs Industry: PROT exceeded the Norwegian Insurance industry which returned 26.9% over the past year.

Return vs Market: PROT exceeded the Norwegian Market which returned 0.7% over the past year.

Price Volatility

Is PROT's price volatile compared to industry and market?
PROT volatility
PROT Average Weekly Movement4.4%
Insurance Industry Average Movement4.3%
Market Average Movement6.3%
10% most volatile stocks in NO Market12.5%
10% least volatile stocks in NO Market3.6%

Stable Share Price: PROT has not had significant price volatility in the past 3 months compared to the Norwegian market.

Volatility Over Time: PROT's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2003594Henrik Hoyewww.protectorforsikring.no

Protector Forsikring ASA, operates as a non-life insurance company, provides direct general insurance and reinsurance to the commercial lines of business, public sector, and affinity schemes. The company offers property insurance, motor insurance, personal insurance, and liability insurance. It sells its products through insurance brokers and agents.

Protector Forsikring ASA Fundamentals Summary

How do Protector Forsikring's earnings and revenue compare to its market cap?
PROT fundamental statistics
Market capNOK 33.14b
Earnings (TTM)NOK 1.82b
Revenue (TTM)NOK 12.75b

18.4x

P/E Ratio

2.6x

P/S Ratio

Is PROT overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PROT income statement (TTM)
RevenueNOK 12.75b
Cost of RevenueNOK 8.73b
Gross ProfitNOK 4.02b
Other ExpensesNOK 2.20b
EarningsNOK 1.82b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

Jul 11, 2025

Earnings per share (EPS)22.12
Gross Margin31.55%
Net Profit Margin14.30%
Debt/Equity Ratio46.5%

How did PROT perform over the long term?

See historical performance and comparison

Dividends

2.2%

Current Dividend Yield

n/a

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/16 16:46
End of Day Share Price 2025/05/16 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Protector Forsikring ASA is covered by 6 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Gianandrea RobertiCarnegie Investment Bank AB
Håkon AstrupDNB Markets
Ola ØvrebøDNB Markets