SpareBank 1 SR-Bank Balance Sheet Health

Financial Health criteria checks 3/6

SpareBank 1 SR-Bank has total assets of NOK377.0B and total equity of NOK34.5B. Total deposits are NOK150.7B, and total loans are NOK277.0B earning a Net Interest Margin of 1.7%. It has insufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are NOK16.8B.

Key information

10.9x

Asset to equity ratio

1.7%

Net interest margin

Total deposits

kr150.71b

Loan to deposit ratio

High

Bad loans

0.9%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

kr16.83b

Recent financial health updates

No updates

Recent updates

SpareBank 1 SR-Bank ASA Just Missed EPS By 5.4%: Here's What Analysts Think Will Happen Next

Apr 28
SpareBank 1 SR-Bank ASA Just Missed EPS By 5.4%: Here's What Analysts Think Will Happen Next

SpareBank 1 SR-Bank's (OB:SRBNK) Shareholders Will Receive A Bigger Dividend Than Last Year

Apr 01
SpareBank 1 SR-Bank's (OB:SRBNK) Shareholders Will Receive A Bigger Dividend Than Last Year

We Ran A Stock Scan For Earnings Growth And SpareBank 1 SR-Bank (OB:SRBNK) Passed With Ease

Mar 18
We Ran A Stock Scan For Earnings Growth And SpareBank 1 SR-Bank (OB:SRBNK) Passed With Ease

SpareBank 1 SR-Bank ASA Just Recorded A 7.0% Revenue Beat: Here's What Analysts Think

Feb 11
SpareBank 1 SR-Bank ASA Just Recorded A 7.0% Revenue Beat: Here's What Analysts Think

Here's Why SpareBank 1 SR-Bank (OB:SRBNK) Has Caught The Eye Of Investors

Mar 27
Here's Why SpareBank 1 SR-Bank (OB:SRBNK) Has Caught The Eye Of Investors

SpareBank 1 SR-Bank ASA Just Beat EPS By 7.0%: Here's What Analysts Think Will Happen Next

Feb 15
SpareBank 1 SR-Bank ASA Just Beat EPS By 7.0%: Here's What Analysts Think Will Happen Next

Read This Before Buying SpareBank 1 SR-Bank ASA (OB:SRBNK) For Its Dividend

Mar 05
Read This Before Buying SpareBank 1 SR-Bank ASA (OB:SRBNK) For Its Dividend

Have Insiders Sold SpareBank 1 SR-Bank ASA (OB:SRBNK) Shares Recently?

Feb 07
Have Insiders Sold SpareBank 1 SR-Bank ASA (OB:SRBNK) Shares Recently?

What Type Of Shareholders Make Up SpareBank 1 SR-Bank ASA's (OB:SRBNK) Share Registry?

Jan 28
What Type Of Shareholders Make Up SpareBank 1 SR-Bank ASA's (OB:SRBNK) Share Registry?

Did You Participate In Any Of SpareBank 1 SR-Bank's (OB:SRBNK) Fantastic 172% Return ?

Dec 24
Did You Participate In Any Of SpareBank 1 SR-Bank's (OB:SRBNK) Fantastic 172% Return ?

Have Insiders Been Buying SpareBank 1 SR-Bank ASA (OB:SRBANK) Shares This Year?

Nov 18
Have Insiders Been Buying SpareBank 1 SR-Bank ASA (OB:SRBANK) Shares This Year?

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: SRBNK's Assets to Equity ratio (10.9x) is moderate.

Allowance for Bad Loans: SRBNK has a low allowance for bad loans (50%).

Low Risk Liabilities: 56% of SRBNK's liabilities are made up of primarily higher risk sources of funding.

Loan Level: SRBNK has an appropriate level of Loans to Assets ratio (73%).

Low Risk Deposits: SRBNK's Loans to Deposits ratio (184%) is high.

Level of Bad Loans: SRBNK has an appropriate level of bad loans (0.9%).


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