SpareBank 1 SR-Bank Balance Sheet Health
Financial Health criteria checks 3/6
SpareBank 1 SR-Bank has total assets of NOK377.0B and total equity of NOK34.5B. Total deposits are NOK150.7B, and total loans are NOK277.0B earning a Net Interest Margin of 1.7%. It has insufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are NOK16.8B.
Key information
10.9x
Asset to equity ratio
1.7%
Net interest margin
Total deposits | kr150.71b |
Loan to deposit ratio | High |
Bad loans | 0.9% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | kr16.83b |
Recent financial health updates
No updates
Recent updates
SpareBank 1 SR-Bank ASA Just Missed EPS By 5.4%: Here's What Analysts Think Will Happen Next
Apr 28SpareBank 1 SR-Bank's (OB:SRBNK) Shareholders Will Receive A Bigger Dividend Than Last Year
Apr 01We Ran A Stock Scan For Earnings Growth And SpareBank 1 SR-Bank (OB:SRBNK) Passed With Ease
Mar 18SpareBank 1 SR-Bank ASA Just Recorded A 7.0% Revenue Beat: Here's What Analysts Think
Feb 11Here's Why SpareBank 1 SR-Bank (OB:SRBNK) Has Caught The Eye Of Investors
Mar 27SpareBank 1 SR-Bank ASA Just Beat EPS By 7.0%: Here's What Analysts Think Will Happen Next
Feb 15Read This Before Buying SpareBank 1 SR-Bank ASA (OB:SRBNK) For Its Dividend
Mar 05Have Insiders Sold SpareBank 1 SR-Bank ASA (OB:SRBNK) Shares Recently?
Feb 07What Type Of Shareholders Make Up SpareBank 1 SR-Bank ASA's (OB:SRBNK) Share Registry?
Jan 28Did You Participate In Any Of SpareBank 1 SR-Bank's (OB:SRBNK) Fantastic 172% Return ?
Dec 24Have Insiders Been Buying SpareBank 1 SR-Bank ASA (OB:SRBANK) Shares This Year?
Nov 18Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SRBNK's Assets to Equity ratio (10.9x) is moderate.
Allowance for Bad Loans: SRBNK has a low allowance for bad loans (50%).
Low Risk Liabilities: 56% of SRBNK's liabilities are made up of primarily higher risk sources of funding.
Loan Level: SRBNK has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: SRBNK's Loans to Deposits ratio (184%) is high.
Level of Bad Loans: SRBNK has an appropriate level of bad loans (0.9%).