Sparebanken Møre Balance Sheet Health
Financial Health criteria checks 4/6
Sparebanken Møre has total assets of NOK106.9B and total equity of NOK8.8B. Total deposits are NOK49.2B, and total loans are NOK90.0B.
Key information
12.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | NOK 49.20b |
| Loan to deposit ratio | High |
| Bad loans | 0.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | NOK 2.24b |
Recent financial health updates
No updates
Recent updates
Shareholders Will Probably Not Have Any Issues With Sparebanken Møre's (OB:MORG) CEO Compensation
Nov 15
Earnings Miss: Sparebanken Møre Missed EPS By 8.0% And Analysts Are Revising Their Forecasts
Apr 27Sparebanken Møre's (OB:MORG) Upcoming Dividend Will Be Larger Than Last Year's
Apr 01Sparebanken Møre's (OB:MORG) Upcoming Dividend Will Be Larger Than Last Year's
Mar 16Analysts Have Made A Financial Statement On Sparebanken Møre's (OB:MORG) Yearly Report
Jan 28Most Shareholders Will Probably Agree With Sparebanken Møre's (OB:MORG) CEO Compensation
Nov 18Would Sparebanken Møre (OB:MORG) Be Valuable To Income Investors?
May 02Here's Why We Think Sparebanken Møre's (OB:MORG) CEO Compensation Looks Fair for the time being
Mar 16Here's What Sparebanken Møre's (OB:MORG) Shareholder Ownership Structure Looks Like
Feb 17Would Sparebanken Møre (OB:MORG) Be Valuable To Income Investors?
Jan 22Have Insiders Been Buying Sparebanken Møre (OB:MORG) Shares?
Dec 27
Sparebanken Møre (OB:MORG) Has Gifted Shareholders With A Fantastic 113% Total Return On Their Investment
Dec 06Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MORG's Assets to Equity ratio (12.1x) is moderate.
Allowance for Bad Loans: MORG has a low allowance for bad loans (53%).
Low Risk Liabilities: 50% of MORG's liabilities are made up of primarily low risk sources of funding.
Loan Level: MORG has an appropriate level of Loans to Assets ratio (84%).
Low Risk Deposits: MORG's Loans to Deposits ratio (183%) is high.
Level of Bad Loans: MORG has an appropriate level of bad loans (0.5%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/20 19:43 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Sparebanken Møre is covered by 10 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jan Gjerland | ABG Sundal Collier |
| Fridtjof Berents | Arctic Securities ASA |
| Geir Kristiansen | Beringer Finance AB |